HH Cleaning

Active

Private limited companyfounded 20233 yrs activeSentier de l'Ecole(ENG) 16, 4480 Engis, BelgiumKBO/BCE: BE 0801.211.288

The computed 12-month bankruptcy probability of HH Cleaning is 3.6% (moderate). The annual accounts of HH Cleaning for fiscal year 2025 show a net loss of 70% of the equity at the start of that year. The 2025 annual accounts show equity of €6k and a net result of €-14k. Its solvency ranks better than 23% of 4422 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

28 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-100

Solvency40▼-16

Growth32

Track record94

Bankruptcy probability, 12 months

3.6% Moderate

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity short (current ratio 0.21 against 0.47 in 2024; short-term debt: 85.2% and cash: 14.3% of total assets), and 85.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 81

Relative position

BE, all sectors

reference

Sector 81

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

14.8%

Return on assets

-34.3%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 4422 sector peers (2025).

NBB · sector comparison

Position among 4422 sector peers

Solvency

better than 23%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 2 filings

Deviation from the deadline

2025

17 d late

2024

6 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k▼ 69.8%

2024 · €20k

2024: €20k

2024 → 2025

Total assets

€40k▼ 37.8%

2024 · €65k

2024: €65k

2024 → 2025

Net result

€-14k

2024 · €18k

2024: €18k

2024 → 2025

Working capital

€-27k▼ 13.5%

2024 · €-24k

2024: €-24k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€20k-€6k▼ 69.8%

Operating result€23k-€-14k

Net result€18k-€-14k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €14k after €23k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €40k

81.9%

18.1%

Fixed assets €33k▼ 24.3%

Current assets €7k▼ 65.6%

Equity and liabilities €40k

14.8%

85.2%

Equity €6k▼ 69.8%

Debt €34k▼ 23.8%

The debt ratio rises from 69.5% to 85.2%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-1k▼

2024 · €31k

Cash flow

€-2k▼

2024 · €26k

Solvency

14.8%▼

2024 · 30.5%

Current ratio

0.21▼

2024 · 0.47

Quick ratio

0.21▼

2024 · 0.47

Debt / equity

5.74▲

2024 · 2.28

ROE

-231.2%▼

2024 · 89.9%

ROA

-34.3%▼

2024 · 27.5%

Interest coverage

-7.33▼

2024 · 377.33

Debt

€34k▼

2024 · €45k

Debt ≤ 1 year

€34k▼

2024 · €45k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€65k€40k▼

Fixed assets21/28€44k€33k▼

Intangible fixed assets21€1k€758▼

Tangible fixed assets22/27€43k€32k▼

Plant, machinery and equipment23€8k€6k▼

Furniture and vehicles24€35k€27k▼

Current assets29/58€21k€7k▼

Amounts receivable within one year40/41€19k€320▼

Trade receivables40€19k€320▼

Cash at bank and in hand54/58€1k€6k▲

Deferred charges and accrued income490/1€2k€1k▼

Equity and liabilities

Total equity and liabilities10/49€65k€40k▼

Equity10/15€20k€6k▼

Contributions10/11€2k€2k=

Profit (loss) carried forward14€18k€4k▼

Amounts payable17/49€45k€34k▼

Amounts payable within one year42/48€45k€34k▼

Trade debts44€20k-

Suppliers440/4€20k-

Taxes, remuneration and social security45€6k€4k▼

Taxes450/3€6k€4k▼

Other amounts payable47/48€19k€31k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€12k▲

Gross operating margin9900€31k€-1k▼

Operating profit (loss)9901€23k€-14k▼

Financial income75/76B€7-

Recurring financial income75€7-

Financial charges65/66B€81€183▲

Recurring financial charges65€81€183▲

Profit (loss) for the period before taxes9903€22k€-14k▼

Income taxes67/77€5k-

Profit (loss) for the period9904€18k€-14k▼

Profit (loss) for the period to be appropriated9905€18k€-14k▼

Appropriation of the result

Profit (loss) to be appropriated9906€18k€4k▼

Profit (loss) brought forward from the previous period14P-€18k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 17 days late

2025

25-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Engis · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sentier de l'Ecole(ENG) 164480 Engis

Ground area

801 m²

Building footprint

102 m²

Volume, LiDAR

528 m³

Parcel 62031A0312/00G000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

HH CLEANING SRL

Sentier de l'Ecole(ENG) 16, 4480 EngisRetail trade

since 20232.344.920.758

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62031A0312/00G000	Wallonia	801 m²	1 · 102 m²	6.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,705 companies in sector 81230 we hold annual accounts for 472. 183 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-04-2023

Fiscal year end31-12

Activities, NACEBEL

81230Other cleaning activities

47120Other non-specialised retail sale

47783Retail trade

47784Retail trade

47910Retail trade

68201Renting and operating of own or leased residential real estate, excluding social housing

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.