HEYMAN BART is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €196,507 and a net result of €53,925. Equity has been shrinking by about 6.4% per year since 2018. Its solvency ranks better than 20% of 3,049 sector peers (NACE 66, financial year 2025). The company has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals.
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 31 days lateShow the evidence
Checked score
Outside the general model
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
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neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 94 days of that day).
The company number of HEYMAN BART is 0811.631.761. The VAT number is the same number with BE in front: BE 0811.631.761.
Where is HEYMAN BART based?
The registered office is at Victor Braeckmanlaan 151, 9040 Gent.Company details
What does HEYMAN BART do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of HEYMAN BART?
The legal form of HEYMAN BART is Private limited company (pre-2019) (BVBA).
When was HEYMAN BART founded?
HEYMAN BART was founded on 08-05-2009.
Is HEYMAN BART still active?
Yes, HEYMAN BART is an active enterprise in the KBO register.
How many employees does HEYMAN BART have?
HEYMAN BART had an average of 5.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of HEYMAN BART?
The turnover in financial year 2025 is ≈ €960,000. This figure is estimated from the gross margin of €601,002 and 31 comparable companies (NACE 66). It probably lies between €860,000 and €1.1m.
Is HEYMAN BART profitable?
In financial year 2025, HEYMAN BART made a profit of €53,925.
Where can I find the annual accounts of HEYMAN BART?
These companies have the same main activity as HEYMAN BART: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €1.3m and €1.8m, founded between 2007 and 2010.