Equity
Equity fell by 58% in 10 years.
Equity fell by 58% in 10 years.
Short-term debts fell from €6,451 to €533.
Higher solvency than 95% of companies in retail trade. Sector median 33.4% · 25,237 companies.
In July 2024, 4,805 companies had the same profile as HEUREUX has now. Each dot stands for 13 companies, two years later.
Another 0.1% stopped without a precise date, possibly only after those two years.
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 4,805 companies, not a prediction for HEUREUX. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| HEUREUX Ecaussinnes | €24,019 | -€5,739 | 97.8% | - |
| J & R RETAIL Wemmel | €18,684 | -€5,568 | 62.2% | - |
| ELEGANCE BRUSSELS Brussels | €28,617 | -€16,850 | -577.6% | - |
| VG Tailoring Temse | €23,131 | -€17,259 | -149.1% | - |
| SAIVE 27 SPORTS Blegny | €38,212 | -€1,684 | 22.5% | - |
| O’DASS Brussels | €30,721 | -€1,878 | -66.0% | - |
| DDG RETAIL Brussels | €10,774 | -€5,997 | -7813.4% | - |
These companies have the same main activity as HEUREUX: retail trade (NACE 47712). They are comparable in size and age: total assets between €10,800 and €38,200, founded between 2010 and 2020.
HEUREUX files the micro format. That format states no turnover. The gross margin rose from -€11,105 in 2015 to -€5,739 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Higher than 95% of 25,237 companies in 2025.
Higher than 95% of 24,245 companies in 2025.
Higher than 5% of 24,434 companies in 2025.
Net result: bottom quarter · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||||||||
20/58 |
24,019 | 41,457 | 40,773 | 55,065 | 91,527 | 51,905 | 42,064 | 61,024 | 84,575 | 105,824 | 108,358 | |
20 |
- | - | - | - | - | - | - | 270 | 520 | 770 | 1,019 | |
21/28 |
1,955 | 7,130 | 14,543 | 22,769 | 24,326 | 14,883 | 13,481 | 9,888 | 11,333 | 12,778 | 15,242 | |
21 |
1,022 | 5,504 | 11,869 | 19,517 | 22,055 | 11,377 | 5,130 | - | - | - | - | |
22/27 |
933 | 1,625 | 2,673 | 3,252 | 2,271 | 3,505 | 1,671 | 3,208 | 4,653 | 6,098 | 7,542 | |
23 |
- | - | 356 | 685 | 1,013 | 1,342 | 1,671 | 2,000 | 2,328 | 2,657 | 2,986 | |
24 |
933 | 1,625 | 2,317 | 2,567 | 1,257 | 2,163 | - | 1,079 | 2,075 | 3,071 | 4,067 | |
26 |
- | - | - | - | - | - | - | 130 | 250 | 370 | 490 | |
28 |
- | - | - | - | - | - | 6,680 | 6,680 | 6,680 | 6,680 | 6,680 | |
29/58 |
22,064 | 34,327 | 26,230 | 32,296 | 67,201 | 37,023 | 28,583 | 50,865 | 72,722 | 92,276 | 93,116 | |
3 |
- | - | - | 4,913 | 8,597 | 12,282 | 12,282 | 13,686 | 19,199 | 29,707 | 13,686 | |
30/36 |
- | - | - | 4,913 | 8,597 | 12,282 | 12,282 | 13,686 | 19,199 | 29,707 | 13,686 | |
40/41 |
170 | 2,404 | 11,374 | 3,142 | 21,647 | 971 | 4,368 | 106 | 7,544 | 5,899 | 4,661 | |
40 |
- | 1,936 | 11,374 | 1,764 | 21,647 | 971 | 4,368 | 106 | 7,442 | 5,797 | 4,661 | |
41 |
170 | 468 | - | 1,378 | - | - | - | - | 102 | 102 | - | |
54/58 |
21,894 | 31,923 | 14,856 | 24,241 | 36,957 | 23,770 | 11,933 | 37,074 | 45,980 | 56,670 | 74,770 | |
| Balance sheet: equity and liabilities | ||||||||||||
10/49 |
24,019 | 41,457 | 40,773 | 55,065 | 91,527 | 51,905 | 42,064 | 61,024 | 84,575 | 105,824 | 108,358 | |
10/15 |
23,486 | 35,006 | 34,441 | 37,573 | 45,978 | 13,062 | 5,959 | 16,930 | 27,084 | 36,082 | 55,803 | |
10/11 |
70,000 | 70,000 | 70,000 | 70,000 | 70,000 | 70,000 | - | 70,000 | 70,000 | 70,000 | 70,000 | |
100 |
- | - | - | - | - | - | - | 70,000 | 70,000 | 70,000 | 70,000 | |
11 |
- | - | - | - | 70,000 | 70,000 | 70,000 | - | - | - | - | |
1100/10 |
- | - | - | - | 70,000 | 70,000 | 70,000 | - | - | - | - | |
14 |
-46,514 | -34,994 | -35,560 | -32,427 | -24,022 | -56,938 | -64,041 | -53,070 | -42,916 | -33,918 | -14,197 | |
17/49 |
533 | 6,451 | 6,332 | 17,492 | 45,549 | 38,844 | 36,105 | 44,094 | 57,492 | 69,742 | 52,555 | |
17 |
- | - | - | - | - | - | - | 10,101 | 24,643 | 38,764 | 32,187 | |
170/4 |
- | - | - | - | - | - | - | 10,101 | 24,643 | 38,764 | 32,187 | |
42/48 |
533 | 6,451 | 6,332 | 17,492 | 45,549 | 38,844 | 36,105 | 33,186 | 32,041 | 30,978 | 19,560 | |
42 |
- | - | - | - | - | - | 10,101 | 14,542 | 14,121 | 14,520 | 8,605 | |
44 |
- | 613 | 440 | 440 | 624 | 3,805 | 2,037 | 2,322 | 5,387 | 7,278 | 4,262 | |
440/4 |
- | 613 | 440 | 440 | 624 | 3,805 | 2,037 | 2,322 | 5,387 | 7,278 | 4,262 | |
45 |
- | - | 1,880 | - | 3,456 | 2,818 | 1,916 | 9,117 | 5,775 | 4,794 | 4,250 | |
450/3 |
- | - | 1,880 | - | 3,456 | 2,818 | 1,916 | 9,117 | 5,775 | 4,794 | 4,250 | |
47/48 |
533 | 5,838 | 4,012 | 17,052 | 41,469 | 32,221 | 22,050 | 7,205 | 6,758 | 4,386 | 2,444 | |
492/3 |
- | - | - | - | - | - | - | 807 | 807 | - | 807 | |
| Income statement | ||||||||||||
70 |
- | - | - | - | - | - | - | 81,730 | - | - | - | |
76A |
- | - | - | - | - | - | - | - | - | 107 | - | |
9900 |
-5,739 | 8,610 | 11,335 | 4,802 | 45,039 | 12,100 | -6,616 | -6,764 | -5,777 | -15,249 | -11,105 | |
60/61 |
- | - | - | - | - | - | - | 88,494 | - | - | - | |
630 |
5,174 | 7,413 | 8,936 | 8,942 | 7,860 | 4,221 | 3,091 | 1,694 | 1,694 | 1,694 | 1,553 | |
631/4 |
- | - | 4,913 | 3,685 | 3,685 | - | - | - | - | - | - | |
640/8 |
465 | 451 | 448 | 405 | 402 | 402 | 522 | 400 | - | - | 450 | |
9901 |
-11,378 | 746 | -2,962 | -8,229 | 33,092 | 7,477 | -10,228 | -8,859 | -7,471 | -16,943 | -13,108 | |
75/76B |
39 | - | - | 3 | - | - | - | 222 | 786 | 172 | 133 | |
75 |
39 | - | - | 3 | - | - | - | 222 | 786 | 172 | 133 | |
65/66B |
180 | 180 | 170 | 180 | 175 | 374 | 742 | 1,517 | 2,313 | 2,950 | 1,222 | |
65 |
180 | 180 | 170 | 180 | 175 | 374 | 742 | 1,517 | 2,313 | 2,950 | 1,222 | |
9903 |
-11,520 | 566 | -3,132 | -8,406 | 32,917 | 7,102 | -10,971 | -10,154 | -8,998 | -19,721 | -14,197 | |
9904 |
-11,520 | 566 | -3,132 | -8,406 | 32,917 | 7,102 | -10,971 | -10,154 | -8,998 | -19,721 | -14,197 | |
9905 |
-11,520 | 566 | -3,132 | -8,406 | 32,917 | 7,102 | -10,971 | -10,154 | -8,998 | -19,721 | -14,197 | |
| Appropriation of the result | ||||||||||||
9906 |
-46,514 | -34,994 | -35,560 | -32,427 | -24,022 | -56,938 | -64,041 | -53,070 | -42,916 | -33,918 | -14,197 | |
14P |
-34,994 | -35,560 | -32,427 | -24,022 | -56,938 | - | - | - | - | - | - | |
| Document | ||||||||||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 16-06-2026.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 16-06-2026 | 2026-00164955 | |
| 31-12-2024 | micro format | 06-06-2025 | 2025-00126714 | |
| 31-12-2023 | micro format | 14-06-2024 | 2024-00138119 | |
| 31-12-2022 | micro format | 12-06-2023 | 2023-00123011 | |
| 31-12-2021 | micro format | 01-08-2022 | 2022-20266377 | |
| 31-12-2020 | micro format | 09-08-2021 | 2021-47500486 | |
| 31-12-2019 | micro format | 04-11-2020 | 2020-69300595 | |
| 31-12-2018 | micro format | 18-09-2019 | 2019-64700277 | |
| 31-12-2017 | micro format | 31-08-2018 | 2018-61000117 | |
| 31-12-2016 | micro format | 31-08-2017 | 2017-59400106 | |
| 31-12-2015 | full format | 31-08-2016 | 2016-57500243 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| -6,204 | 8,159 | 5,974 | 713 | 40,952 | 11,698 | -7,138 | -7,165 | -5,777 | -15,249 | -11,555 | ||
| -6,345 | 7,979 | 5,804 | 536 | 40,777 | 11,324 | -7,880 | -8,460 | -7,304 | -18,027 | -12,644 | ||
| 0 | 0 | 710 | 7,385 | 17,304 | 12,303 | 6,413 | 250 | 250 | -770 | 15,547 | ||
| -10,030 | 17,067 | -9,385 | -12,716 | 13,187 | 11,837 | -25,140 | -8,906 | -10,690 | -18,100 | - | ||
| 21,531 | 27,876 | 19,898 | 14,804 | 21,652 | -1,821 | -7,522 | 17,679 | 40,681 | 61,298 | 73,556 | ||
| - | - | - | - | - | - | - | -10.8% | - | - | - | ||
| 97.8% | 84.4% | 84.5% | 68.2% | 50.2% | 25.2% | 14.2% | 27.7% | 32.0% | 34.1% | 51.5% | ||
| 41.42 | 5.32 | 4.14 | 1.85 | 1.48 | 0.95 | 0.79 | 1.53 | 2.27 | 2.98 | 4.76 | ||
| 41.42 | 5.32 | 4.14 | 1.57 | 1.29 | 0.64 | 0.45 | 1.12 | 1.67 | 2.02 | 4.06 | ||
| 0.02 | 0.18 | 0.18 | 0.47 | 0.99 | 2.97 | 6.06 | 2.60 | 2.12 | 1.93 | 0.94 | ||
| -49.0% | 1.6% | -9.1% | -22.4% | 71.6% | 54.4% | -184.1% | -60.0% | -33.2% | -54.7% | -25.4% | ||
| -48.0% | 1.4% | -7.7% | -15.3% | 36.0% | 13.7% | -26.1% | -16.6% | -10.6% | -18.6% | -13.1% | ||
| -34.42 | 45.26 | 35.17 | 3.97 | over 100 | - | - | - | - | - | - | ||
| - | - | - | - | - | - | - | 0 days | - | - | - | ||
| - | - | - | - | - | - | - | 10 days | - | - | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | - | €710 | €2,276 | - |
| Intangible fixed assets | - | - | - | €5,109 | €17,304 |
| €5,174 | €7,413 | €8,936 | €8,942 | €7,860 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €11,378, after a profit of €746 in 2024. It is the lowest result since 2016.
Debt's share of the balance-sheet total falls from 15.6% to 2.2%. Equity and debt are lower.
HEUREUX has no parent and no holdings in its annual accounts. HEUREUX shares no director with another company.
| Zanatta, Sandrine (sole trader)
establishment since 01-04-2015 |
founded in 2015 0627.803.794 |
Deadline for the 2026 accounts: 31-07-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Rue Camille Duray 26 registered office 7190 Ecaussinnes | ||
| Kartuizersstraat 12 1000 Brussels | 17-08-2015 | 2.240.195.105 |
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 55008D0265/00E003 | Wallonia | 277 m² | 1 · 56 m² | 12.3 m · 4 |
| 21811M0905/00R000 | Brussels | 57 m² | 1 · 57 m² | 21.1 m · 6 |
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