Equity
Debts exceed assets in financial year 2025.
Debts exceed assets in financial year 2025.
Customers pay 488 days later.
The 2024 accounts came latest: 132 days after the end of the period.
Lower solvency than 95% of companies in construction of buildings. Sector median 42.9% · 9,456 companies.
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 1% on liquidity, 5% on profitability and 4% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Liquidity is insufficient, with a current ratio of 0.14 (0.52 in 2024), below 1. Short-term debt is 157.5% of total assets. Equity is negative.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 5 accounts on average 42 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
| Company | ||||
|---|---|---|---|---|
| Heta Antwerp | €1,485 | - | -57.5% | - |
| Wiezelo Wuustwezel | - | - | 99.8% | - |
| LOOF Antwerp | - | - | 58.5% | - |
| SKYLAR CONSTRUCTION Ghent | €77,918 | -18.9% | 25.1% | - |
| OMNI-BOUW Herk-de-Stad | - | - | -167.4% | - |
| KAMI-CONSTRUCT Brussels | - | - | 27.4% | - |
| 2 B&C Walhain | €94,325 | -0.1% | 0.3% | - |
These companies have the same main activity as Heta: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €10,500 and €12,600, founded between 2019 and 2020.
Heta files the micro format. That format states no turnover. The gross margin fell from €5,338 in 2021 to -€2,696 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Lower than 95% of 9,456 companies in 2025.
Lower than 95% of 9,204 companies in 2025.
Higher than 8% of 9,276 companies in 2025.
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet: assets | ||||||
20/58 |
11,526 | 23,152 | 12,011 | 12,854 | 19,587 | |
21/28 |
9,000 | 9,000 | 9,000 | 9,000 | 18,932 | |
22/27 |
- | - | - | - | 9,932 | |
24 |
- | - | - | - | 9,932 | |
28 |
9,000 | 9,000 | 9,000 | 9,000 | 9,000 | |
29/58 |
2,526 | 14,152 | 3,011 | 3,854 | 655 | |
40/41 |
2,526 | 13,787 | 3,005 | 3,852 | - | |
40 |
- | 12,389 | 2,293 | 3,193 | - | |
41 |
2,526 | 1,398 | 712 | 659 | - | |
54/58 |
- | 365 | 6 | 1 | 655 | |
| Balance sheet: equity and liabilities | ||||||
10/49 |
11,526 | 23,152 | 12,011 | 12,854 | 19,587 | |
10/15 |
-6,626 | -3,923 | -8,226 | -7,427 | 3,013 | |
10/11 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | |
100 |
- | - | - | - | 2,000 | |
11 |
2,000 | 2,000 | 2,000 | 2,000 | - | |
1109/19 |
2,000 | 2,000 | 2,000 | 2,000 | - | |
14 |
-8,626 | -5,923 | -10,226 | -9,427 | 1,013 | |
17/49 |
18,151 | 27,075 | 20,237 | 20,281 | 16,573 | |
42/48 |
18,151 | 27,075 | 20,237 | 20,281 | 16,573 | |
43 |
78 | - | - | - | - | |
430/8 |
78 | - | - | - | - | |
44 |
- | 22,570 | 17,586 | 17,215 | 11,350 | |
440/4 |
- | 22,570 | 17,586 | 17,215 | 11,350 | |
45 |
3,125 | 304 | 304 | 304 | 3,230 | |
450/3 |
3,125 | 304 | 304 | 304 | 3,230 | |
47/48 |
14,948 | 4,201 | 2,347 | 2,762 | 1,993 | |
| Income statement | ||||||
70 |
1,485 | 34,018 | - | 22,827 | 42,017 | |
9900 |
-2,696 | 4,628 | -625 | -1,352 | 5,338 | |
60/61 |
4,181 | 29,390 | 625 | 24,179 | 36,679 | |
62 |
- | - | - | - | 201 | |
630 |
- | - | - | - | 2,568 | |
640/8 |
- | 271 | - | 9,089 | 1,199 | |
9901 |
-2,696 | 4,357 | -625 | -10,440 | 1,369 | |
65/66B |
7 | 53 | 174 | - | 52 | |
65 |
7 | 53 | 174 | - | 52 | |
9903 |
-2,703 | 4,304 | -799 | -10,440 | 1,317 | |
67/77 |
- | - | - | - | 304 | |
9904 |
-2,703 | 4,304 | -799 | -10,440 | 1,013 | |
9905 |
-2,703 | 4,304 | -799 | -10,440 | 1,013 | |
| Appropriation of the result | ||||||
9906 |
-8,626 | -5,923 | -10,226 | -9,427 | 1,013 | |
14P |
-5,923 | -10,226 | -9,427 | 1,013 | - | |
| Document | ||||||
The notes to these accounts have 3 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 17-12-2025.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 30-06-2025 | micro format | 17-12-2025 | 2025-00587909 | |
| 30-06-2024 | micro format | 12-06-2025 | 2025-00138626 | |
| 30-06-2023 | micro format | 14-02-2024 | 2024-00030261 | |
| 30-06-2022 | micro format | 25-05-2023 | 2023-00096623 | |
| 30-06-2021 | micro format | 25-01-2022 | 2022-01900242 |
| Line | Trend | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| - | - | - | - | 3,938 | ||
| - | - | - | - | 3,582 | ||
| - | - | - | 2,568 | 57,500 | ||
| - | 359 | 5 | -654 | - | ||
| -15,626 | -12,923 | -17,226 | -16,427 | -15,918 | ||
| - | 12.8% | - | -45.7% | 3.3% | ||
| -57.5% | -16.9% | -68.5% | -57.8% | 15.4% | ||
| 0.14 | 0.52 | 0.15 | 0.19 | 0.04 | ||
| - | - | - | - | 5.50 | ||
| - | - | - | - | 33.6% | ||
| -23.5% | 18.6% | -6.7% | -81.2% | 5.2% | ||
| 621 days | 133 days | - | 51 days | - | ||
| - | 280 days | 10270 days | 260 days | 113 days |
EBIT margin. Not meaningful: turnover is only a small part of operating income.
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
| Item | 30-06-2025 | 30-06-2024 | 30-06-2023 | 30-06-2022 |
|---|---|---|---|---|
| Tangible fixed assets | - | - | - | €2,568 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
The operating result for 2025 is a loss of €2,696, after a profit of €4,357 in 2024. It is the lowest result since 2022.
Equity is negative. Debt (€18,151) exceeds the balance-sheet total (€11,526).
Heta has no parent and no holdings in its annual accounts. HOUMANI Hillal is the only director. Heta shares no director with another company.
| Vereniging van Mede-eigenaars van het gebouw te 2100 Antwerpen-Deurne, Arendshoflaan 40
registered office since 15-03-2007 |
founded in 2007 0890.217.993 |
Deadline for the 2026 accounts: 31-01-2027
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
On 28 November 2019, Heta was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 In 2024 the registered office moved to Deurne.3 HOUMANI Hillal is director of the company, appointed by deed of 02-12-2019.2 Turnover went from €42,017 in 2021 to €1,485 in 2025.4
| Establishment | Since | Unit number |
|---|---|---|
| Arendshoflaan 40 registered office 2100 Antwerp | 11-02-2020 | 2.299.350.356 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 11344A0410/00S012 | 177 m² | 1 · 98 m² | 9.2 m · 3 |
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0738.521.079
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