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HET KRANTENPANDJE

Active
Private limited companyfounded 1999active for 27 yearsLeuken 118, 3920 Lommel, BelgiumKBO/BCE: BE 0465.110.050
Summary

HET KRANTENPANDJE has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85,998 and a net result of €61,366. Equity is shrinking by about 20% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 26% of 12,578 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Retail sale of newspapers and periodicals
NACE 47621
1 site
Size
€538,121total assets 2025
Staff
2.2 FTE
Equity
€85,998
Profit
€61,366
Turnover not published (abbreviated or micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Accounts filed 28 days late1 of 4 deeds read
Why 70raises riskEquity €85,998 (16.0% of total assets)Latest accounts 28 days late; 1 of the last 3 lateSector: Retail trade (NACE 47)lowers riskFounded in 1999Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 62% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 41+9
equity 16.0% of total assets
Liquidity 44=
short-term debt 43.3% · cash 12.2%
Profitability 83+51
return on assets 11.4%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,225 companies, NACE 47, micro)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%● unchanged vs 07-2025 09-2025: 1.7%● unchanged vs 08-2025 10-2025: 1.7%● unchanged vs 09-2025 11-2025: 1.7%● unchanged vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.7%● unchanged vs 04-2026 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026 07-2026: 1.6%● unchanged vs 06-2026 08-2026: 2.4%▲ +0.8 percentage points vs 07-2026highest value 09-2026: 0.7%▼ -1.7 percentage points vs 08-2026lowest value 10-2026: 0.7%● unchanged vs 09-2026lowest value
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.99, compared with 0.93 in 2024, below 1; short-term debt: 43.3% and cash: 12.2% of total assets), and 84% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 32% on solvency, 43% on liquidity, 76% on profitability and 97% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Founded in 1999
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Equity €85,998 (16.0% of total assets)
NBB · annual accounts
raises risk · Latest accounts 28 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €85,998
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
14 days early
2023
57 days late
2022
28 days late
2021
46 days late
2020
31 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
20-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Purpose · Amendment of the articles…Purpose change · Power of…
  3. Back to profitnet €61,366

Key points

  • Positive: Equity rose in 2025from €24,632 to €85,998 ▲ 249% View
  • Active since 1999founded 19-01-1999 27 years View
  • Total assets 20256 financial years filed €538,121 View

By topic

Financials

Financial year
2025
Total assets
€538,121
Profit
€61,366
Solvency
16.0%
Total assets▲ 48.3%
Net result
20182025
Go to Financials

Timeline

Events
31
Since
2000
Next accounts
by 31-07-2027
  1. 17-07-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 26-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of newspapers and periodicalsNACE 47621
Founded
19-01-1999
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
2
Annual meeting
Last Friday of June at 18:00
Purpose
“Alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben tot het uitbaten…” (deed in Dutch)
Go to Articles of association

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