SYLLABUS.BE
ActiveSYLLABUS.BE has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €27k and a net result of €60k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 27% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▼-4
Solvency31▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.05 against 1.05 in 2023; short-term debt: 94% and cash: 5.7% of total assets), and 94% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
6%
Return on assets
13.5%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
69 d late
2022
67 d late
2021
78 d late
2020
89 d late
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€27k▲ 1.4%
2023 · €26k
2018: €27k
2019: €25k
2020: €26k
2021: €26k
2022: €26k
2023: €26k
2018 → 2024
Total assets
€448k▲ 13.7%
2023 · €394k
2018: €90k
2019: €126k
2020: €190k
2021: €264k
2022: €331k
2023: €394k
2018 → 2024
Net result
€60k▼ 8.9%
2023 · €66k
2018: €24k
2019: €66k
2020: €66k
2021: €65k
2022: €66k
2023: €66k
2018 → 2024
Working capital
€22k▲ 15.5%
2023 · €19k
2018: €21k
2019: €24k
2020: €23k
2021: €24k
2022: €21k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€26k▲ 0.9%€26k▲ 0.5%€26k▲ 0.9%€27k▲ 1.4%
Operating result€58k-€61k▲ 5.8%€62k▲ 0.2%€57k▼ 7.3%€45k▼ 20.4%
Net result€66k-€65k▼ 1.2%€66k▲ 2.2%€66k▲ 0.2%€60k▼ 8.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 20% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €448k
Fixed assets
€5k▼ 35.9%
Current assets
€444k▲ 14.7%
Equity and liabilities €448k
Equity
€27k▲ 1.4%
Debt
€422k▲ 14.6%
The debt ratio rises from 93.3% to 94.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€48k▼
2023 · €59k
Cash flow
€63k▼
2023 · €68k
Solvency
6.0%▼
2023 · 6.7%
Current ratio
1.05=
2023 · 1.05
Quick ratio
1.05=
2023 · 1.05
Debt / equity
15.77▲
2023 · 13.95
ROE
225.8%▼
2023 · 251.3%
ROA
13.5%▼
2023 · 16.8%
Interest coverage
10.63▼
2023 · 12.38
Debt
€422k▲
2023 · €368k
Debt ≤ 1 year
€422k▲
2023 · €368k
Income taxes
€3k▲
2023 · €3k
Staff costs
€86k▲
2023 · €81k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€394k€448k▲
Fixed assets21/28€7k€5k▼
Tangible fixed assets22/27€7k€5k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€536€58▼
Current assets29/58€387k€444k▲
Amounts receivable within one year40/41€362k€418k▲
Trade receivables40€24k€21k▼
Other amounts receivable41€338k€397k▲
Cash at bank and in hand54/58€24k€25k▲
Deferred charges and accrued income490/1€1k€47▼
Equity and liabilities
Total equity and liabilities10/49€394k€448k▲
Equity10/15€26k€27k▲
Contributions10/11€19k€19k=
Reserves13€8k€8k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€1k€2k▲
Amounts payable17/49€368k€422k▲
Amounts payable within one year42/48€368k€422k▲
Trade debts44€26k€31k▲
Suppliers440/4€26k€31k▲
Taxes, remuneration and social security45€46k€47k▲
Taxes450/3€33k€32k▼
Remuneration and social security454/9€13k€14k▲
Other amounts payable47/48€296k€344k▲
Income statement
Code20232024
Non-recurring operating income76A-€905
Remuneration, social security and pensions62€81k€86k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€286-
Gross operating margin9900€142k€139k▼
Operating profit (loss)9901€57k€45k▼
Financial income75/76B€17k€22k▲
Recurring financial income75€17k€22k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€69k€63k▼
Income taxes67/77€3k€3k▲
Profit (loss) for the period9904€66k€60k▼
Profit (loss) for the period to be appropriated9905€66k€60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€66k€60k▼
Transfer to equity691/2€243€371▲
To other reserves6921€243€371▲
Profit to be distributed694/7€66k€60k▼
Directors or managers695€66k€60k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 67 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €66k ▲173%
Operating result €67k, net result €66k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tolpoortstraat 469800 DeinzeGround area
1,129 m²
Building footprint
443 m²
Volume, LiDAR
5,507 m³
Parcel 44011B0282/00F000, Flanders · tallest building 21.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SYLLABUS.BE
since 20042.137.190.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44011B0282/00F000 | Flanders | 1,129 m² | 1 · 443 m² | 21.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DAGBLADHANDEL UP 2 DATE
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Of 2,347 companies in sector 47621 we hold annual accounts for 1,246. 1,007 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2004
Fiscal year end31-12
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
47260Retail trade
92000Gambling and betting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.