HET DISCHHOF
ActiveHET DISCHHOF has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.08M and a net result of €126k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 69% of 796 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-3
Solvency76▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 1.73 in 2024; short-term debt: 28.4% and cash: 25.5% of total assets), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
30 d late
2021
47 d early
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.08M▲ 24.9%
2024 · €861k
2018: €517k
2019: €554k
2020: €646k
2021: €805k
2022: €682k
2023: €819k
2024: €861k
2018 → 2025
Total assets
€2.11M▲ 3.7%
2024 · €2.03M
2018: €972k
2019: €1,000k
2020: €1.18M
2021: €1.34M
2022: €1.27M
2023: €1.50M
2024: €2.03M
2018 → 2025
Net result
€126k▼ 22.2%
2024 · €162k
2018: €51k
2019: €43k
2020: €98k
2021: €164k
2022: €141k
2023: €142k
2024: €162k
2018 → 2025
Working capital
€764k▲ 48.9%
2024 · €513k
2018: €454k
2019: €310k
2020: €401k
2021: €579k
2022: €435k
2023: €377k
2024: €513k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€805k-€682k▼ 15.3%€819k▲ 20.1%€861k▲ 5.2%€1.08M▲ 24.9%
Operating result€231k-€182k▼ 21.1%€180k▼ 1.4%€224k▲ 24.6%€120k▼ 46.6%
Net result€164k-€141k▼ 13.9%€142k▲ 0.8%€162k▲ 13.6%€126k▼ 22.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.11M
Fixed assets
€744k▼ 8.4%
Current assets
€1.36M▲ 11.8%
Equity and liabilities €2.11M
Equity
€1.08M▲ 24.9%
Provisions
€46k▲ 88.8%
Debt
€985k▼ 14.0%
The debt ratio falls from 56.4% to 46.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€212k▼
2024 · €303k
Cash flow
€218k▼
2024 · €241k
Solvency
51.1%▲
2024 · 42.4%
Current ratio
2.28▲
2024 · 1.73
Quick ratio
2.16▲
2024 · 1.64
Debt / equity
0.92▼
2024 · 1.33
ROE
11.7%▼
2024 · 18.8%
ROA
6.0%▼
2024 · 8.0%
Interest coverage
12.50▼
2024 · 19.01
Debt
€985k▼
2024 · €1.15M
Debt ≤ 1 year
€598k▼
2024 · €705k
Debt > 1 year
€379k▼
2024 · €429k
Income taxes
€51k▼
2024 · €61k
Staff costs
€164k▼
2024 · €167k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.03M€2.11M▲
Fixed assets21/28€813k€744k▼
Tangible fixed assets22/27€813k€744k▼
Land and buildings22€259k€237k▼
Plant, machinery and equipment23€553k€500k▼
Furniture and vehicles24€1k€8k▲
Current assets29/58€1.22M€1.36M▲
Stocks and contracts in progress3€60k€68k▲
Stocks30/36€60k€68k▲
Amounts receivable within one year40/41€327k€207k▼
Trade receivables40€279k€186k▼
Other amounts receivable41€48k€21k▼
Current investments50/53€308k€545k▲
Cash at bank and in hand54/58€516k€538k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€2.03M€2.11M▲
Equity10/15€861k€1.08M▲
Contributions10/11€19k€19k=
Reserves13€770k€896k▲
Tax-exempt reserves132€103k€103k=
Distributable reserves133€667k€793k▲
Profit (loss) carried forward14€0€0=
Investment grants15€73k€162k▲
Provisions and deferred taxes16€24k€46k▲
Deferred taxes168€24k€46k▲
Amounts payable17/49€1.15M€985k▼
Amounts payable after more than one year17€429k€379k▼
Financial debts170/4€429k€379k▼
Amounts payable within one year42/48€705k€598k▼
Current portion of amounts payable after more than one year42€50k€50k=
Financial debts43-€0
Credit institutions430/8-€0
Trade debts44€98k€105k▲
Suppliers440/4€98k€105k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€29k€39k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€27k€34k▲
Other amounts payable47/48€528k€405k▼
Accrued charges and deferred income492/3€11k€8k▼
Income statement
Code20242025
Non-recurring operating income76A-€13k
Remuneration, social security and pensions62€167k€164k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€92k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€6k€0▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€480k€378k▼
Operating profit (loss)9901€224k€120k▼
Financial income75/76B€13k€62k▲
Recurring financial income75€13k€62k▲
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€221k€165k▼
Transfer from deferred taxes780€2k€12k▲
Income taxes67/77€61k€51k▼
Profit (loss) for the period9904€162k€126k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€162k€126k▼
Appropriation of the result
Profit (loss) to be appropriated9906€162k€126k▼
Transfer from equity791/2€114k€0▼
Transfer to equity691/2€162k€126k▼
To other reserves6921€162k€126k▼
Profit to be distributed694/7€114k€0▼
Return on contributions (dividend)694€114k€0▼
Social balance
Average headcount (FTE)90873.03.6▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Equity above €1MEq €1.08M ▲24.9%
8 profitable years in a row build equity to €1.08M.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €164k ▲67.3%
Operating result €231k, net result €164k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €43k ▼15.6%
Net result drops to €43k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dodepaardenstraat(BK) 588600 DiksmuideGround area
968 m²
Building footprint
303 m²
Volume, LiDAR
1,517 m³
Parcel 32008B0922/00X000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HET DISCHHOF
since 20122.212.037.488
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32008B0922/00X000 | Flanders | 968 m² | 1 · 303 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 83,973 EUR awarded · 83,973 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 83,973 EUR | 83,973 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteDiksmuide2.212.037.488
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Of 273 companies in sector 10510 we hold annual accounts for 121. 69 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2012
Fiscal year end31-12
Activities, NACEBEL
10510Manufacture of food products
01410Raising of dairy cattle
10520Manufacture of food products
47242Retail sale of chocolate and confectionery
47271Retail trade
47279Other retail sale of food
47291Retail trade
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@dischhof.be