KARDITSEL

Active

Private limited company (pre-2019)founded 2014active for 11 yearsGoeslaerstraat 33, 3560 Lummen, BelgiumKBO/BCE: BE 0505.839.459

Summary

KARDITSEL has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €405,670 and a net result of €51,813. Equity remains stable across the filed financial years (±1.4% per year). Its solvency ranks better than 80% of 1,003 sector peers (NACE 10, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow Report Compare

KARDITSELActiveChecked score 97/100

Risk analysis Report Compare

Activity

Manufacture of food products

NACE 10510

1 site

Size

≈ €860,000turnover 2025, estimated

Staff: 4.9 FTE
Equity: €405,670
Profit: €51,813

Turnover estimated from the gross margin

Financial health

97 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.1%

Structure

2025 accounts on time4 deeds in the Belgian Official Gazette

Why 97raises riskSector: Manufacture of food products (NACE 10)lowers riskLiquidity: current ratio 3.42, cash €205,731Equity €405,670 (64.7% of total assets)Figures for financial year 2025 (filed 01-08-2026)Show the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 73% of its sector peers (NACE 10, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 90+5

equity 64.7% of total assets

Liquidity 85+6

short-term debt 20.0% · cash 32.8%

Profitability 79+18

return on assets 8.3%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.1% (3,080 companies, NACE 10, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.3%▼ -0.3 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%▼ -0.3 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity ample (current ratio 3.42, compared with 3.07 in 2024, above the usual 1.5; short-term debt: 20% and cash: 32.8% of total assets), and 35.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 10, micro): better than 78% on solvency, 88% on liquidity, 65% on profitability and 63% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 3.42, cash €205,731

NBB · annual accounts

Sector: Manufacture of food products (NACE 10)

KBO

Equity €405,670 (64.7% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 01-08-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

on the day

2023

on the day

2022

31 days early

2021

2 days early

2020

31 days late

2019

118 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 17 days after the deadline; the sector median (NACE 10) for financial year 2024 is 4 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

29-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Back to profitnet €51,813
31-07-2025 Annual accounts filedfinancial year 2024 · abbreviated…

Key points

Positive: Back in profit in 2025after -€35,640 in 2024 €51,813 View
Positive: Among the best 20% on solvencysector median 33.6% · 1,003 companies 64.7% View
Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

By topic

Financials

Financial year: 2025
Total assets: €626,648
Profit: €51,813
Solvency: 64.7%

Total assets▲ 5.5%

Net result

20182025

Go to Financials

Timeline

Events: 15
Since: 2016
Next accounts: by 31-07-2027

31-07-2024Annual accounts filed
02-01-2024Incorporation · Founder
31-12-2023Back to profit

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: Manufacture of food productsNACE 10510
Founded: 01-12-2014
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about KARDITSEL

What is the company number of KARDITSEL?: 0505.839.459. In Belgium the VAT number is the company number with BE in front: BE 0505.839.459.
Where is KARDITSEL based?: The registered office is at Goeslaerstraat 33, 3560 Lummen.Company details
What does KARDITSEL do?: According to the KBO register, the main activity is manufacture of food products (NACE 10510).
What is the legal form of KARDITSEL?: Private limited company (pre-2019) (BVBA).
When was KARDITSEL founded?: On 01-12-2014.
Is KARDITSEL still active?: Yes, KARDITSEL is an active enterprise in the KBO register.
How many employees does KARDITSEL have?: On average 4.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of KARDITSEL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is KARDITSEL profitable?: In financial year 2025, KARDITSEL made a profit of €51,813.
Where can I find the annual accounts of KARDITSEL?: KARDITSEL filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of KARDITSEL due?: By 31-07-2027, for financial year 2026.Timeline