HET COMPLEX
ActiveSummary
HET COMPLEX has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €953,960 and a net result of -€21,008. Equity is shrinking by about 3% per year across the filed financial years. Its solvency ranks better than 95% of 3,264 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Staff
- 1 FTE
- Equity
- €953,960
- Loss
- -€21,008
Why 94raises riskSector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: total assets €1.0mFounded in 1988Equity €953,960 (94.4% of total assets)Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 92% on solvency, 53% on liquidity, 37% on profitability and 29% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 21 days after the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Amendment of the articlesIncorporation · Capital increase ·…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €20,848 in 2025 against €51,158 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Average staff in full-time equivalents (FTE).
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90.3% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €53,036 | €51,242 | €58,949 | €57,734 | €60,120 | ▲ 4.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €17,510 | €10,729 | €4,926 | €3,967 | €3,476 | €3,472 | €4,201 | €22,423 | ▲ 434% |
| Other operating charges640/8 | - | - | - | €1,938 | €2,022 | €2,474 | €3,099 | €9,743 | ▲ 214% |
| Gross operating margin9900 | €109,897 | €113,400 | €66,098 | €1,474 | €5,403 | €600 | €13,875 | €71,438 | ▲ 415% |
| Operating profit (loss)9901 | -€16,216 | -€8,834 | €6,253 | -€57,467 | -€51,337 | -€64,295 | -€51,158 | -€20,848 | ▲ 59.2% |
| Financial income75/76B | - | - | - | €0 | - | - | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €5 | €0 | €3 | €0 | - | - | €0 | €0 | ▼ 100% |
| Non-recurring financial income76B | - | - | - | €0 | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €14 | €92 | €131 | €131 | €160 | ▲ 22.5% |
| Recurring financial charges65 | €5,025 | €5,135 | €58 | €14 | €92 | €131 | €131 | €160 | ▲ 22.5% |
| Non-recurring financial charges66B | - | - | - | €0 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€21,235 | -€13,968 | €13,215 | -€57,481 | -€51,429 | -€64,426 | -€51,289 | -€21,008 | ▲ 59.0% |
| Income taxes67/77 | €107 | €109 | €1 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€21,342 | -€14,077 | €13,213 | -€57,481 | -€51,429 | -€64,426 | -€51,289 | -€21,008 | ▲ 59.0% |
| Profit (loss) for the period to be appropriated9905 | -€21,342 | -€14,077 | €13,213 | -€57,481 | -€51,429 | -€64,426 | -€51,289 | -€21,008 | ▲ 59.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.4m | €0.4m | €0.3m | €0.2m | €0.2m | €0.1m | €1.0m | €1.0m | ▼ 1.4% |
| Fixed assets21/28 | €0.08m | €0.07m | €0.07m | €0.07m | €0.06m | €0.06m | €1.0m | €1.0m | ▼ 2.2% |
| Intangible fixed assets21 | €0.001m | €0.001m | €290 | €0 | - | - | - | - | - |
| Tangible fixed assets22/27 | €0.07m | €0.07m | €0.07m | €0.07m | €0.06m | €0.06m | €1.0m | €1.0m | ▼ 2.2% |
| Land and buildings22 | - | - | - | €0.05m | €0.05m | €0.04m | €1.0m | €1.0m | ▼ 2.1% |
| Furniture and vehicles24 | - | - | - | €0 | - | - | - | - | - |
| Other tangible fixed assets26 | - | - | - | €0.02m | €0.02m | €0.02m | €0.01m | €0.01m | ▼ 11.3% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €0 | - | - | - | - |
| Current assets29/58 | €0.3m | €0.3m | €0.2m | €0.1m | €0.09m | €0.04m | €0.02m | €0.03m | ▲ 42.5% |
| Stocks and contracts in progress3 | €0.09m | €0.08m | - | - | - | - | - | - | - |
| Amounts receivable within one year40/41 | €0.01m | €0.03m | €0.006m | €0 | - | - | - | - | - |
| Trade receivables40 | - | - | - | €0 | - | - | - | - | - |
| Other amounts receivable41 | - | - | - | €0 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €0.2m | €0.2m | €0.2m | €0.1m | €0.09m | €0.04m | €0.02m | €0.02m | ▲ 20.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | - | - | - | €0.004m | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.4m | €0.4m | €0.3m | €0.2m | €0.2m | €0.1m | €1.0m | €1.0m | ▼ 1.4% |
| Equity10/15 | €0.3m | €0.2m | €0.2m | €0.2m | €0.1m | €0.08m | €1.0m | €1.0m | ▼ 2.2% |
| Contributions10/11 | €0.03m | €0.03m | - | €0.03m | €0.03m | €0.03m | €1.0m | €1.0m | = |
| Reserves13 | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.05m | €0.04m | €0.04m | = |
| Tax-exempt reserves132 | - | - | - | €0.04m | €0.04m | €0.04m | €0.04m | €0.04m | = |
| Distributable reserves133 | - | - | - | €0.1m | €0.07m | €0.009m | €0 | - | - |
| Profit (loss) carried forward14 | -€0.1m | - | - | - | - | - | -€0.04m | -€0.06m | ▼ 49.6% |
| Amounts payable17/49 | €0.1m | €0.1m | €0.01m | €0.009m | €0.01m | €0.02m | €0.05m | €0.06m | ▲ 13.7% |
| Amounts payable after more than one year17 | €0.1m | €0.1m | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €0.02m | €0.04m | €0.01m | €0.009m | €0.01m | €0.02m | €0.04m | €0.05m | ▲ 15.1% |
| Trade debts44 | €0.004m | €0.02m | €0.006m | €0 | €0.001m | €0.001m | €0.001m | €0.008m | ▲ 14× |
| Suppliers440/4 | - | - | - | €0 | €0.001m | €0.001m | €0.001m | €0.008m | ▲ 14× |
| Taxes, remuneration and social security45 | - | - | - | €0.006m | €0.007m | €0.01m | €0.01m | €0.01m | ▼ 18.3% |
| Taxes450/3 | - | - | - | €0 | - | €0.003m | €0.002m | €0.002m | ▲ 3.8% |
| Remuneration and social security454/9 | - | - | - | €0.006m | €0.007m | €0.01m | €0.01m | €0.009m | ▼ 22.1% |
| Other amounts payable47/48 | - | - | - | €0.002m | €0.005m | €0.007m | €0.03m | €0.03m | ▲ 5.6% |
| Accrued charges and deferred income492/3 | - | - | - | - | €0.001m | €0.001m | €0.006m | €0.006m | ▲ 3.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,342 | -€14,077 | €13,213 | -€57,481 | -€51,429 | -€64,426 | -€51,289 | -€21,008 | ▲ 59.0% |
| + Depreciation and write-downs630 | €17,510 | €10,729 | €4,926 | €3,967 | €3,476 | €3,472 | €4,201 | €22,423 | ▲ 434% |
| Operating cash flow (approximation) | -€3,832 | -€3,348 | €18,140 | -€53,514 | -€47,953 | -€60,954 | -€47,088 | €1,415 | - |
| Investment in fixed assets (approximation) | - | -€10,275 | €3,326 | -€4,072 | €25 | €0 | -€950,000 | €0 | - |
| Change in cash | - | -€3,261 | -€7,881 | -€53,206 | -€43,753 | -€51,346 | -€19,837 | €4,005 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 38 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 23-07-2026 | 2026-00321794 |
| 31-12-2024 | micro format | 09-07-2025 | 2025-00248831 |
| 31-12-2023 | micro format | 29-07-2024 | 2024-00296175 |
| 31-12-2022 | micro format | 24-07-2023 | 2023-00262122 |
| 31-12-2021 | micro format | 17-10-2022 | 2022-20462826 |
| 31-12-2020 | abbreviated format | 01-07-2021 | 2021-28700598 |
| 31-12-2019 | abbreviated format | 14-12-2020 | 2020-75300597 |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-57500121 |
| 31-12-2017 | abbreviated format | 16-08-2018 | 2018-46200480 |
| 31-12-2016 | abbreviated format | 03-07-2017 | 2017-26700562 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Owners and capital
Capital and shareholders
- 04-02-2025 Capital increase · 2,001 new shares · in kind
Group and network
Connections & network
No directors read yet: 1 of 2 Gazette acts processed.
History
Acts, filings and financial milestones
04-02
Gazette deed
Amendment of the articlesIncorporation · Capital increase · Declaration14 facts ▸
- General meeting, 18-12-2024
- Incorporation, 16-06-1988
- Capital increase
- Declaration, “enige aandeelhouder, kennis voorkeurrechtprocedure” (deed in Dutch)
- Declaration, “enige aandeelhouder, voorkeurrecht niet van toepassing” (deed in Dutch)
- Declaration, “enige aandeelhouder, financiële gevolgen voor hem en vennootschap” (deed in Dutch)
- Auditor report, “geen bevindingen van materieel belang, artikel 5:133 WVV” (deed in Dutch)
- Auditor report, 13-11-2024
- Other provision, “afstand van integrale lezing en instemming met verslagen, verslagen bestuursorgaan en bedrijfsrevisor (bij gebreke aan commissaris) bedoeld in artikel 5:121,§1…” (deed in Dutch)
- Other provision, “neerlegging verslagen, tegelijk met uitgifte van proces-verbaal” (deed in Dutch)
- Share issue, “op naam”, 2001 (deed in Dutch)
- Real estate, 480.31, “deel van 19M13 P0000” (deed in Dutch)
- +2 further facts in this act
Show earlier events
About the unread acts
Of the 2 Belgian Official Gazette deeds we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44062A0071/00S000 | Flanders | 1,356 m² | 1 · 158 m² | 10.3 m · 2 |
How the parcels are linked
Articles of association
- Other provisionsOther rules from the articles that fall under none of the themes above.
- Other provision: “Afstand opgenomen in authentieke akte uitgifte, vertegenwoordigde aandeelhouders moeten in volmacht afstand doen” (deed in Dutch)Other provision: “Uitgifte nieuwe aandelen artikel 5:120 WVV, uitgifte vereist statutenwijziging in voorkomend geval met artikel 5:102” (deed in Dutch)1 more provision in the deed, see the deed of 04-02-2025
Read from the deeds: 3 provisions, deed of 04-02-2025