HET BUFFET
ActiveThe computed 12-month bankruptcy probability of HET BUFFET is 1.6% (moderate). The 2025 annual accounts show equity of €607 and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 13009 sector peers (fiscal year 2025). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
2
/ 100
Critical▼ -87 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency8▼-66
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 1.44 in 2024), and 97.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.8%
Return on assets
-54.4%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-12-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
33 d early
2023
5 d early
2022
22 d early
2021
28 d early
2020
34 d early
2019
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€607▼ 95.1%
2024 · €12k
2019: €-32k
2020: €-3k
2021: €5k
2022: €1k
2023: €-12k
2024: €12k
2019 → 2025
Total assets
€22k▼ 26.3%
2024 · €30k
2019: €65k
2020: €44k
2021: €51k
2022: €36k
2023: €21k
2024: €30k
2019 → 2025
Net result
€-12k
2024 · €24k
2019: €2k
2020: €29k
2021: €8k
2022: €-4k
2023: €-13k
2024: €24k
2019 → 2025
Working capital
€-5k
2024 · €8k
2019: €-80k
2020: €-19k
2021: €-11k
2022: €-17k
2023: €-19k
2024: €8k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€5k-€1k▼ 76.4%€-12k€12k€607▼ 95.1%
Operating result€9k-€-4k€-12k▼ 232%€26k€-11k
Net result€8k-€-4k€-13k▼ 220%€24k€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €26k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€6k▲ 13.0%
Current assets
€16k▼ 34.2%
Equity and liabilities €22k
Equity
€607▼ 95.1%
Debt
€21k▲ 23.9%
The debt ratio rises from 57.9% to 97.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-9k▼
2024 · €28k
Cash flow
€-10k▼
2024 · €27k
Solvency
2.8%▼
2024 · 42.1%
Current ratio
0.76▼
2024 · 1.44
Quick ratio
0.54▼
2024 · 1.27
ROA
-54.4%▼
2024 · 82.7%
Interest coverage
-8.71▼
2024 · 31.51
Debt
€21k▲
2024 · €17k
Debt ≤ 1 year
€21k▲
2024 · €17k
Income taxes
€221▲
2024 · €188
Staff costs
€18k▼
2024 · €42k
Equity ratios withheld: equity of €607 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€22k▼
Fixed assets21/28€5k€6k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€677€2k▲
Furniture and vehicles24€724-
Financial fixed assets28€4k€4k=
Current assets29/58€25k€16k▼
Stocks and contracts in progress3€3k€5k▲
Stocks30/36€3k€5k▲
Amounts receivable within one year40/41€402€199▼
Other amounts receivable41€402€199▼
Cash at bank and in hand54/58€21k€11k▼
Equity and liabilities
Total equity and liabilities10/49€30k€22k▼
Equity10/15€12k€607▼
Contributions10/11€19k€19k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€-12k€-24k▼
Amounts payable17/49€17k€21k▲
Amounts payable within one year42/48€17k€21k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€691€3k▲
Other amounts payable47/48€12k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€42k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€75k€14k▼
Operating profit (loss)9901€26k€-11k▼
Financial charges65/66B€880€1k▲
Recurring financial charges65€880€1k▲
Profit (loss) for the period before taxes9903€25k€-12k▼
Income taxes67/77€188€221▲
Profit (loss) for the period9904€24k€-12k▼
Profit (loss) for the period to be appropriated9905€24k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-24k▼
Profit (loss) brought forward from the previous period14P€-37k€-12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
29-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €24k
Net result €24k after 2 loss-making years.
30-06
Financial
Liquidity triplescurrent ratio 1.44
Current ratio from 0.42 to 1.44; short-term debt falls from €33k to €17k.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
28-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Highest result since 2019net €29k ▲1422%
Operating result €30k, net result €29k, both a record.
2019
17-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
09-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
29-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Martelarenplein 23000 LeuvenGround area
141 m²
Building footprint
128 m²
Volume, LiDAR
2,080 m³
Parcel 24502B0303/00Z006, Flanders · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Martelarenplein 2, 3000 Leuven
since 19922.057.055.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0303/00Z006 | Flanders | 141 m² | 1 · 128 m² | 19.2 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.057.055.442
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Of 13,834 companies in sector 56301 we hold annual accounts for 4,807. 725 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-03-1992
Fiscal year end30-06
Activities, NACEBEL
55401
56301Cafés and bars
55100Hotels and similar accommodation
55101Hotels
55301
55302
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.