HERWIG HOSTENS
ActiveSummary
HERWIG HOSTENS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €40k and a net result of €-4k. Equity is growing by ~4.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-51
Solvency83▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.65 in 2024; short-term debt: 41.6% and cash: 38.1% of total assets), and 41.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.4%
Return on assets
-6.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
on the day
2023
20 d late
2022
21 d early
2021
29 d late
2020
8 d early
2019
116 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€40k▼ 9.9%
2024 · €44k
2018: €33k
2019: €38k
2020: €21k
2021: €31k
2022: €44k
2023: €46k
2024: €44k
2018 → 2025
Total assets
€69k▼ 14.7%
2024 · €80k
2018: €88k
2019: €53k
2020: €36k
2021: €55k
2022: €64k
2023: €68k
2024: €80k
2018 → 2025
Net result
€-4k▼ 281%
2024 · €-1k
2018: €7k
2019: €6k
2020: €-17k
2021: €11k
2022: €14k
2023: €1k
2024: €-1k
2018 → 2025
Working capital
€20k▼ 16.1%
2024 · €23k
2018: €64k
2019: €33k
2020: €17k
2021: €27k
2022: €30k
2023: €15k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€44k▲ 44.6%€46k▲ 3.2%€44k▼ 2.5%€40k▼ 9.9%
Operating result€13k-€18k▲ 41.9%€7k▼ 62.4%€-383€-2k▼ 535%
Net result€11k-€14k▲ 25.0%€1k▼ 89.6%€-1k€-4k▼ 281%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €383 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €69k
Fixed assets
€20k ▼ 3.0%
Current assets
€48k ▼ 18.8%
Equity and liabilities €69k
Equity
€40k ▼ 9.9%
Debt
€28k ▼ 20.6%
Debt's share of the balance-sheet total falls from 44.7% to 41.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▼
2024 · €3k
Cash flow
€-736▼
2024 · €2k
Current ratio
1.69▲
2024 · 1.65
Debt to equity
0.71▼
2024 · 0.81
ROE
-11.0%▼
2024 · -2.6%
ROA
-6.4%▼
2024 · -1.4%
Interest coverage
0.67▼
2024 · 7.52
Debt ≤ 1 year
€28k▼
2024 · €36k
Income taxes
€140▼
2024 · €438
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€80k€69k▼
Fixed assets21/28€21k€20k▼
Tangible fixed assets22/27€21k€20k▼
Furniture and vehicles24€1k€3k▲
Other tangible fixed assets26€20k€18k▼
Current assets29/58€59k€48k▼
Amounts receivable within one year40/41€1k€13k▲
Trade receivables40€525€11k▲
Other amounts receivable41€725€2k▲
Cash at bank and in hand54/58€45k€26k▼
Deferred charges and accrued income490/1€13k€9k▼
Equity and liabilities
Total equity and liabilities10/49€80k€69k▼
Equity10/15€44k€40k▼
Contributions10/11€19k€19k=
Reserves13€26k€21k▼
Tax-exempt reserves132€3k€3k=
Distributable reserves133€23k€18k▼
Amounts payable17/49€36k€28k▼
Amounts payable within one year42/48€36k€28k▼
Trade debts44€19k€12k▼
Suppliers440/4€19k€12k▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€15k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€-3k▼
Other operating charges640/8€562€3k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€3k€1k▼
Operating profit (loss)9901€-383€-2k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€335€2k▲
Recurring financial charges65€335€2k▲
Profit (loss) for the period before taxes9903€-718€-4k▼
Income taxes67/77€438€140▼
Profit (loss) for the period9904€-1k€-4k▼
Profit (loss) for the period to be appropriated9905€-1k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-4k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€1k€4k▲
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €14k ▲25%
Operating result €18k, net result €14k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-17k ▼393%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
24-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 6 days late
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krommedijk 518301 Knokke-HeistGround area
2,237 m²
Building footprint
1,174 m²
Volume, LiDAR
34,703 m³
2 parcels, Flanders · tallest building 34.7 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
ZAFER DESIGN
since 20012.099.314.283
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31337C0066/00D000 | Flanders | 1,597 m² | 1 · 829 m² | 34.7 m · 10 fl. |
| 31337C0075/00M000 | Flanders | 640 m² | 1 · 345 m² | 33.1 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Mobimo
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WaGency
BE 1018.771.006
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Of 1,275 companies in sector 46160 we hold annual accounts for 685. 512 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
71113Urban planning and landscape architecture
74130Interior design
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.