BLOOM
ActiveSummary
BLOOM has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€252,663) and a net result of -€23,890. Equity is shrinking by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.2 in 2024; short-term debt: 561% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-461%
Return on assets
-43.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year -€252,663
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
116 d late
2022
60 d late
2021
89 d late
2020
61 d late
2019
67 d late
2018
110 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 76 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€252,663▼ 10.4%
2024 · -€228,773
Total assets
€54,812▼ 4.6%
2024 · €57,432
Net result
-€23,890▲ 42.2%
2024 · -€41,324
Working capital
-€253,213▼ 10.4%
2024 · -€229,323
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result-€22,833▼ 74.5%-€25,385▼ 11.2%-€33,862▼ 33.4%-€36,000--€18,712▲ 48.0%
Net result-€32,742below the sector's middle half▼ 78.3%-€31,223below the sector's middle half▲ 4.6%-€40,785below the sector's middle half▼ 30.6%-€41,324below the sector's middle half--€23,890below the sector's middle half▲ 42.2%
Equity-€115,154below the sector's middle half▼ 39.7%-€146,378below the sector's middle half▼ 27.1%-€187,162below the sector's middle half▼ 27.9%-€228,773below the sector's middle half--€252,663below the sector's middle half▼ 10.4%
Total assets€73,268within the sector's middle half▲ 18.5%€13,954below the sector's middle half▼ 81.0%€47,004below the sector's middle half▲ 237%€57,432below the sector's middle half-€54,812below the sector's middle half▼ 4.6%
Debt€188,422▲ 30.6%€160,332▼ 14.9%€234,167▲ 46.1%€286,205-€307,475▲ 7.4%
Working capital-€115,419▼ 35.3%-€147,346▼ 27.7%-€187,712▼ 27.4%-€229,323--€253,213▼ 10.4%
Solvency-157.2%below the sector's middle half▼ 23.8pp-398.2%below the sector's middle half-398.3%below the sector's middle half--461.0%below the sector's middle half▼ 62.6pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18,712 in 2025 against €36,000 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54,812
Fixed assets
€550 =
Current assets
€54,262 ▼ 4.6%
Key figures and ratios
Current ratio
0.18▼
2024 · 0.20
Quick ratio
0.12▼
2024 · 0.14
Debt to equity
-1.22▲
2024 · -1.25
ROA
-43.6%▲
2024 · -72.0%
Debt ≤ 1 year
€307,475▲
2024 · €286,205
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,582 | €897 | €419 | - | - | - |
| Other operating charges640/8 | - | €8,644 | €1,043 | €549 | €1,326 | ▲ 142% |
| Gross operating margin9900 | -€19,029 | -€15,844 | -€32,400 | -€35,451 | -€17,386 | ▲ 51.0% |
| Operating profit (loss)9901 | -€22,833 | -€25,385 | -€33,862 | -€36,000 | -€18,712 | ▲ 48.0% |
| Financial income75/76B | - | €10 | €2 | - | €1 | - |
| Recurring financial income75 | €19 | €10 | €2 | - | €1 | - |
| Financial charges65/66B | - | €4,923 | €6,100 | €5,324 | €5,179 | ▼ 2.7% |
| Recurring financial charges65 | €9,003 | €4,923 | €6,100 | €5,324 | €5,179 | ▼ 2.7% |
| Profit (loss) for the period before taxes9903 | -€31,817 | -€30,298 | -€39,960 | -€41,324 | -€23,890 | ▲ 42.2% |
| Income taxes67/77 | €925 | €926 | €824 | - | - | - |
| Profit (loss) for the period9904 | -€32,742 | -€31,223 | -€40,785 | -€41,324 | -€23,890 | ▲ 42.2% |
| Profit (loss) for the period to be appropriated9905 | -€32,742 | -€31,223 | -€40,785 | -€41,324 | -€23,890 | ▲ 42.2% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €73,268 | €13,954 | €47,004 | €57,432 | €54,812 | ▼ 4.6% |
| Fixed assets21/28 | €1,865 | €969 | €550 | €550 | €550 | = |
| Tangible fixed assets22/27 | €1,315 | €419 | - | - | - | - |
| Plant, machinery and equipment23 | - | €419 | - | - | - | - |
| Financial fixed assets28 | €550 | €550 | €550 | €550 | €550 | = |
| Current assets29/58 | €71,403 | €12,986 | €46,454 | €56,882 | €54,262 | ▼ 4.6% |
| Stocks and contracts in progress3 | €12,491 | €12,986 | €15,931 | €15,931 | €16,010 | ▲ 0.5% |
| Stocks30/36 | - | €12,986 | €15,931 | €15,931 | €16,010 | ▲ 0.5% |
| Amounts receivable within one year40/41 | €56,997 | - | €29,442 | €40,821 | €38,006 | ▼ 6.9% |
| Trade receivables40 | - | - | €18,692 | €15,634 | €12,819 | ▼ 18.0% |
| Other amounts receivable41 | - | - | €10,750 | €25,187 | €25,187 | = |
| Deferred charges and accrued income490/1 | - | - | €1,082 | €131 | €245 | ▲ 87.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €73,268 | €13,954 | €47,004 | €57,432 | €54,812 | ▼ 4.6% |
| Equity10/15 | -€115,154 | -€146,378 | -€187,162 | -€228,773 | -€252,663 | ▼ 10.4% |
| Contributions10/11 | - | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€135,614 | -€166,838 | -€207,622 | -€249,233 | -€273,123 | ▼ 9.6% |
| Amounts payable17/49 | €188,422 | €160,332 | €234,167 | €286,205 | €307,475 | ▲ 7.4% |
| Amounts payable within one year42/48 | €186,822 | €160,332 | €234,167 | €286,205 | €307,475 | ▲ 7.4% |
| Financial debts43 | - | €30,124 | €24,845 | €30,000 | €27,217 | ▼ 9.3% |
| Credit institutions430/8 | - | €30,124 | €24,845 | €30,000 | €27,217 | ▼ 9.3% |
| Trade debts44 | - | €8,831 | €35,867 | €81,524 | €102,012 | ▲ 25.1% |
| Suppliers440/4 | - | €8,831 | €35,867 | €81,524 | €102,012 | ▲ 25.1% |
| Taxes, remuneration and social security45 | - | €4,547 | €6,574 | €13,856 | €12,073 | ▼ 12.9% |
| Taxes450/3 | - | €4,547 | €6,574 | €6,656 | €4,873 | ▼ 26.8% |
| Remuneration and social security454/9 | - | - | - | €7,200 | €7,200 | = |
| Other amounts payable47/48 | - | €116,830 | €166,881 | €160,825 | €166,174 | ▲ 3.3% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€32,742 | -€31,223 | -€40,785 | -€41,324 | -€23,890 | ▲ 42.2% |
| + Depreciation and write-downs630 | €1,582 | €897 | €419 | - | - | - |
| Operating cash flow (approximation) | -€31,160 | -€30,327 | -€40,366 | -€41,324 | -€23,890 | ▲ 42.2% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | €0 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 116 days late
2024
31-12
Financial
Weakest financial yearnet -€41,324
Net result drops to -€41,324, the lowest in the series; recovery starts the following year.
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
06-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 67 days late
2019
18-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 110 days late
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 57 days late
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
23-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 2018
Ground area
136 m²
Building footprint
136 m²
Volume, LiDAR
544 m³
Parcel 23013A0163/00Y002, Flanders · tallest building 5.0 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
BLOOM
since 20182.275.027.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23013A0163/00Y002 | Flanders | 136 m² | 1 · 136 m² | 5.0 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,277 companies in sector 46160 we hold annual accounts for 687. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded14-02-2002
Fiscal year end31-12
Activities, NACEBEL 2025
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
46423Wholesale of clothing, excluding workwear and underwear
46424Wholesale trade
46425Wholesale trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0476800530
Also
9925:BE0476800530
Registered
31-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.