Herti02
ActiveHerti02 has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-81k) and a net result of €-2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
40
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability31▲+24
Solvency5▼-1
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.0 against 0.01 in 2024; short-term debt: 56.2% and cash: 0.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.8%
Return on assets
-0.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-81k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
17 d early
2024
25 d late
2023
22 d late
2022
80 d late
2021
123 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-81k▼ 2.4%
2024 · €-79k
2021: €-9k
2022: €-12k
2023: €-14k
2024: €-79k
2021 → 2025
Total assets
€411k▼ 3.0%
2024 · €424k
2021: €10k
2022: €4k
2023: €3k
2024: €424k
2021 → 2025
Net result
€-2k▲ 97.1%
2024 · €-65k
2021: €-17k
2022: €-3k
2023: €-3k
2024: €-65k
2021 → 2025
Working capital
€-230k▼ 0.3%
2024 · €-229k
2021: €-14k
2022: €-15k
2023: €-17k
2024: €-229k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-9k-€-12k▼ 28.1%€-14k▼ 22.7%€-79k▼ 456%€-81k▼ 2.4%
Operating result€-17k-€-2k▲ 85.4%€-3k▼ 9.1%€-44k▼ 1,554%€17k
Net result€-17k-€-3k▲ 84.6%€-3k▼ 3.4%€-65k▼ 2,366%€-2k▲ 97.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €17k after a loss of €44k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €411k
Fixed assets
€410k▼ 2.7%
Current assets
€1k▼ 53.1%
Key figures and ratios
EBITDA
€29k▲
2024 · €19k
Cash flow
€9k▲
2024 · €-2k
Solvency
-19.8%▼
2024 · -18.7%
Current ratio
0.00▼
2024 · 0.01
Quick ratio
0.00▼
2024 · 0.01
Debt / equity
-6.06▲
2024 · -6.34
ROA
-0.5%▲
2024 · -15.4%
Interest coverage
1.49▲
2024 · 0.90
Debt
€492k▼
2024 · €503k
Debt ≤ 1 year
€231k▼
2024 · €231k
Debt > 1 year
€261k▼
2024 · €272k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€424k€411k▼
Fixed assets21/28€421k€410k▼
Intangible fixed assets21€2k€796▼
Tangible fixed assets22/27€420k€409k▼
Land and buildings22€420k€409k▼
Current assets29/58€2k€1k▼
Amounts receivable within one year40/41€5€724▲
Other amounts receivable41€5€724▲
Cash at bank and in hand54/58€2k€425▼
Equity and liabilities
Total equity and liabilities10/49€424k€411k▼
Equity10/15€-79k€-81k▼
Contributions10/11€8k€8k=
Profit (loss) carried forward14€-87k€-89k▼
Amounts payable17/49€503k€492k▼
Amounts payable after more than one year17€272k€261k▼
Financial debts170/4€272k€261k▼
Amounts payable within one year42/48€231k€231k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€200k€200k=
Credit institutions430/8€200k€200k=
Trade debts44€6k€5k▼
Suppliers440/4€6k€5k▼
Taxes, remuneration and social security45€105€100▼
Taxes450/3€105€100▼
Other amounts payable47/48€16k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€11k▼
Other operating charges640/8€4k€3k▼
Gross operating margin9900€24k€32k▲
Operating profit (loss)9901€-44k€17k▲
Financial charges65/66B€21k€19k▼
Recurring financial charges65€21k€19k▼
Profit (loss) for the period before taxes9903€-65k€-2k▲
Profit (loss) for the period9904€-65k€-2k▲
Profit (loss) for the period to be appropriated9905€-65k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-87k€-89k▼
Profit (loss) brought forward from the previous period14P€-22k€-87k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Weakest financial yearnet €-65k
Net result drops to €-65k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
19-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 80 days late
2022
01-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 123 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 391853 GrimbergenGround area
9,119 m²
Building footprint
1,742 m²
Volume, LiDAR
21,016 m³
Parcel 23084A0271/00A005, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CREDOTUM
since 20212.320.086.778
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0271/00A005 | Flanders | 9,119 m² | 1 · 1,742 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
"Confederatie van Immobiliënberoepen Vlaanderen", afdeling Vlaams Brabant - Brussel
BE 0435.733.797
Grimbergen
@APOTHEKER
BE 0639.869.309
Grimbergen
ACEG GROUP
BE 0793.807.814
Grimbergen
Admin Pro
BE 0733.814.502
Grimbergen
AMUNDSEN CONSULTING
BE 0837.430.296
Grimbergen
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 82,569 companies in sector 70200 we hold annual accounts for 52,573.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.