ACEG GROUP
ActiveACEG GROUP has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11.11M and a net result of €-839k. Equity is shrinking by ~18.4% per year across the filed fiscal years. Its solvency ranks better than 31% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+17
Solvency56=
Growth55▲+23
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €160k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.79 in 2024; short-term debt: 38.9% and cash: 1.6% of total assets), and 69.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.6%
Return on assets
-2.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-839k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
1 d early
2023
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema, statutory
Turnover
€1.66M▲ 25.2%
2024 · €1.33M
2024: €1.33M
2024 → 2025
EBIT margin
15.5%▲ 5.8pp
2024 · 9.7%
2024: 9.7%
2024 → 2025
Net result
€-839k▲ 76.4%
2024 · €-3.55M
2023: €-482k
2024: €-3.55M
2023 → 2025
Working capital
€-5.30M▼ 89.7%
2024 · €-2.79M
2023: €-556k
2024: €-2.79M
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€1.33M€1.66M▲ 25.2%
Equity€15.50M-€11.95M▼ 22.9%€11.11M▼ 7.0%
Operating result€-14k-€129k€258k▲ 99.6%
Net result€-482k-€-3.55M▼ 636%€-839k▲ 76.4%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 100% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36.29M
Fixed assets
€27.46M▼ 3.5%
Current assets
€8.83M▼ 15.4%
Equity and liabilities €36.29M
Equity
€11.11M▼ 7.0%
Debt
€25.18M▼ 6.6%
The debt ratio rises from 69.3% to 69.4%. Equity and debt are lower.
Key figures and ratios
Solvency
30.6%▼
2024 · 30.7%
Current ratio
0.62▼
2024 · 0.79
Quick ratio
0.62▼
2024 · 0.79
Debt / equity
2.27▲
2024 · 2.25
ROE
-7.5%▲
2024 · -29.7%
ROA
-2.3%▲
2024 · -9.1%
Debt
€25.18M▼
2024 · €26.95M
Debt ≤ 1 year
€14.13M▲
2024 · €13.23M
Debt > 1 year
€10.77M▼
2024 · €13.44M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38.90M€36.29M▼
Fixed assets21/28€28.46M€27.46M▼
Financial fixed assets28€28.46M€27.46M▼
Affiliated companies280/1€28.46M€27.46M▼
Participating interests280€28.46M€27.46M▼
Current assets29/58€10.43M€8.83M▼
Amounts receivable after more than one year29€1.58M€1.30M▼
Other amounts receivable291€1.58M€1.30M▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€8.24M€6.77M▼
Trade receivables40€1.39M€578k▼
Other amounts receivable41€6.85M€6.19M▼
Current investments50/53€0-
Other investments51/53€0-
Cash at bank and in hand54/58€365k€583k▲
Deferred charges and accrued income490/1€243k€168k▼
Equity and liabilities
Total equity and liabilities10/49€38.90M€36.29M▼
Equity10/15€11.95M€11.11M▼
Contributions10/11€15.98M€15.98M=
Profit (loss) carried forward14€-4.03M€-4.87M▼
Amounts payable17/49€26.95M€25.18M▼
Amounts payable after more than one year17€13.44M€10.77M▼
Financial debts170/4€13.44M€10.77M▼
Credit institutions173€13.44M€10.77M▼
Amounts payable within one year42/48€13.23M€14.13M▲
Current portion of amounts payable after more than one year42€1.17M€2.17M▲
Trade debts44€1.32M€216k▼
Suppliers440/4€1.32M€216k▼
Taxes, remuneration and social security45€0€81k▲
Taxes450/3€0€81k▲
Other amounts payable47/48€10.74M€11.66M▲
Accrued charges and deferred income492/3€283k€283k▲
Income statement
Code20242025
Operating income70/76A€1.33M€1.78M▲
Turnover70€1.33M€1.66M▲
Other operating income74€312€2k▲
Non-recurring operating income76A-€117k
Operating charges60/66A€1.20M€1.52M▲
Goods for resale, raw materials and consumables60€4k€0▼
Purchases600/8€4k€0▼
Services and other goods61€1.19M€1.30M▲
Other operating charges640/8€912€528▼
Non-recurring operating charges66A-€218k
Operating profit (loss)9901€129k€258k▲
Financial income75/76B€331k€996k▲
Recurring financial income75€331k€996k▲
Income from financial fixed assets750-€766k
Income from current assets751€331k€229k▼
Other financial income752/9€0€0▲
Financial charges65/66B€4.01M€2.09M▼
Recurring financial charges65€1.41M€1.09M▼
Debt charges650€1.17M€928k▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€153k
Other financial charges652/9€240k€12k▼
Non-recurring financial charges66B€2.60M€1.00M▼
Profit (loss) for the period before taxes9903€-3.55M€-839k▲
Profit (loss) for the period9904€-3.55M€-839k▲
Profit (loss) for the period to be appropriated9905€-3.55M€-839k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4.03M€-4.87M▼
Profit (loss) brought forward from the previous period14P€-482k€-4.03M▼
The notes to these accounts (52 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · consolidated
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · consolidated
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-3.55M
Net result drops to €-3.55M, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 391853 GrimbergenGround area
9,119 m²
Building footprint
1,742 m²
Volume, LiDAR
21,016 m³
Parcel 23084A0271/00A005, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ACEG GROUP
since 20222.338.825.101
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0271/00A005 | Flanders | 9,119 m² | 1 · 1,742 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500G6F05FC3870653
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 6,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.