HERNO

Active Risk: not assessed Public limited companyfounded 2007active for 19 yearsKesterbeekbos 19, 1501 HalleKBO/BCE: BE 0887.749.641 #7 oldest company in Halle, Finance and insurance sector

HERNO

Financial year 2025

Follow Report Compare

Annual accounts 2025

full format, filed on 28-07-2026, 3 days before the deadline

€741,964

▼ 0.4%

€3.9m

▼ 24.4%

-€3,153

▼ €498,649

19.2%

▲ 4.6 percentage points

-0.4%

▼ 66.9 percentage points

-0.1%

▼ 9.7 percentage points

The turnover shown is an estimate from the gross margin.

In the rankings #7 oldest company in Halle, Finance and insurance sector #8 company by total assets in Halle, Finance and insurance sector

Balance sheet

balance sheet total €3.9m on 31-12-2025

What the company ownsHow it is paid for

in euro

Position in the sector

Compare with sector

19.2%

Higher than 17% of 3,035 companies in 2025.

-0.1%

Higher than 27% of 3,027 companies in 2025.

HERNO Middle half of the sector 80% of the sector Full accounts in financial services (NACE 64)

Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Staff: bottom quarter

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it

Line	2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
Balance sheet: assets
`20/58`	3.9m	5.1m	5.6m	5.0m	4.1m	4.1m	4.4m	4.6m	4.7m	1.5m	1.5m	1.7m	1.8m	1.8m	1.9m	1.9m	2.0m	609,275
`21/28`	3.8m	4.6m	5.4m	4.8m	3.8m	3.9m	4.0m	4.3m	4.3m	1.3m	1.3m	1.5m	1.5m	1.6m	1.7m	1.8m	1.8m	550,587
`22/27`	2.1m	2.8m	3.7m	3.1m	2.1m	2.2m	2.3m	2.6m	2.7m	1.3m	1.3m	1.5m	1.5m	1.6m	1.7m	1.8m	1.8m	550,587
`22`	2.1m	1.4m	2.8m	3.0m	2.0m	2.1m	2.2m	2.5m	2.6m	1.2m	1.3m	1.4m	1.5m	1.6m	1.7m	1.8m	1.8m	476,738
`24`	0	1,762	3,052	4,342	5,632	0	8,989	18,252	28,053	37,388	15,898	55,396	54,242	21,066	49,070	39,353	18,152	-
`26`	0	203,872	225,625	20,386	38,369	19,511	5,904	7,139	6,922	9,089	1,607	1,948	2,819	3,690	4,561	5,431	-	-
`27`	0	1.2m	652,787	73,034	-	-	-	-	-	-	-	-	-	-	-	-	-	73,850
`28`	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.7m	1.6m	160	160	160	160	-	-	1,105	-	-
`29/58`	34,266	571,721	165,559	127,748	336,934	234,777	395,379	296,062	365,142	240,437	152,858	226,337	265,878	212,270	128,063	95,032	124,339	58,688
`40/41`	29,913	563,489	159,514	112,908	323,293	225,970	346,156	254,275	301,076	235,575	85,949	219,364	256,947	182,240	121,733	76,340	79,806	31,746
`40`	29,881	33,436	4,762	4,608	89,235	11,261	104,697	116,258	301,076	235,575	74,414	214,931	248,198	171,636	106,628	75,053	79,801	27,381
`41`	32	530,053	154,752	108,300	234,058	214,709	241,459	138,017	-	-	11,535	4,433	8,749	10,604	15,105	1,286	6	4,365
`54/58`	2,558	8,149	62	12,721	8,233	7,171	5,891	15,364	41,642	1,905	62,765	3,205	5,046	13,920	3,388	14,561	44,533	26,942
`490/1`	1,795	82	5,983	2,119	5,409	1,636	43,332	26,424	22,424	2,957	4,144	3,768	3,885	16,110	2,943	4,131	-	-
Balance sheet: equity and liabilities
`10/49`	3.9m	5.1m	5.6m	5.0m	4.1m	4.1m	4.4m	4.6m	4.7m	1.5m	1.5m	1.7m	1.8m	1.8m	1.9m	1.9m	2.0m	609,275
`10/15`	741,964	745,117	249,620	542,365	730,046	665,161	767,559	766,798	62,978	74,491	63,671	66,156	62,700	64,297	39,557	73,536	5,260	37,368
`10/11`	762,000	762,000	762,000	762,000	762,000	762,000	762,000	762,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000
`10`	762,000	762,000	762,000	762,000	762,000	-	-	-	-	-	-	-	-	-	-	-	-	-
`100`	762,000	762,000	762,000	762,000	762,000	762,000	762,000	762,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000	62,000
`13`	5,559	5,559	5,559	5,559	5,559	5,559	5,559	4,798	3,903	12,491	3,451	4,156	3,414	3,414	3,414	3,414	-	-
`130/1`	3,948	3,948	3,948	3,948	3,948	-	-	-	-	-	-	-	-	-	-	-	-	-
`130`	3,948	3,948	3,948	3,948	3,948	3,948	3,948	3,948	3,903	3,903	3,451	3,451	3,414	3,414	3,414	3,414	-	-
`133`	1,611	1,611	1,611	1,611	1,611	1,611	1,611	850	-	8,588	-	705	-	-	-	-	-	-
`14`	-25,594	-22,442	-517,939	-225,193	-37,513	-102,398	-	-	-2,925	-	-1,780	-	-2,714	-1,117	-25,856	8,122	-56,740	-24,632
`17/49`	3.1m	4.4m	5.4m	4.4m	3.4m	3.5m	3.6m	3.8m	4.6m	1.4m	1.4m	1.6m	1.8m	1.8m	1.8m	1.8m	1.9m	571,907
`17`	2.0m	1.8m	2.9m	2.7m	1.1m	1.8m	2.6m	2.9m	3.9m	1.1m	1.2m	1.4m	1.1m	1.2m	1.3m	1.4m	1.5m	448,992
`170/4`	2.0m	1.8m	2.9m	2.7m	1.1m	1.8m	2.6m	2.9m	3.9m	1.1m	1.2m	1.4m	1.1m	1.2m	1.3m	1.4m	1.5m	448,992
`42/48`	1.1m	2.6m	2.5m	1.7m	2.3m	1.7m	1.1m	899,343	678,892	345,938	177,499	158,494	619,122	520,543	470,389	381,963	430,861	122,915
`42`	26,002	24,832	261,917	250,503	664,914	314,536	344,693	335,476	314,410	106,620	94,113	99,852	122,921	135,019	122,739	111,393	92,510	-
`43`	-	0	9,408	-	-	-	70,321	140,000	140,000	-	-	-	-	-	-	-	-	-
`430/8`	-	0	9,408	-	-	-	70,321	140,000	140,000	-	-	-	-	-	-	-	-	-
`44`	89,485	203,463	120,294	40,683	520,673	559,597	333,635	27,875	160,407	198,102	52,581	18,287	8,159	36,606	156,645	113,381	157,884	34,955
`440/4`	89,485	203,463	120,294	40,683	520,673	559,597	333,635	27,875	160,407	198,102	52,581	18,287	8,159	36,606	156,645	113,381	157,884	34,955
`46`	-	-	-	-	0	18,938	211,254	-	-	-	-	-	-	-	-	-	78,650	-
`45`	193,136	219	34,977	16,907	26,784	50,939	67,312	43,470	49,935	41,216	26,167	29,294	33,189	12,455	15,967	18,879	13,791	-
`450/3`	193,136	219	19,352	2,967	13,067	40,111	45,400	14,127	30,830	22,039	9,084	13,121	9,602	4,955	-	13,500	1,227	-
`454/9`	-	0	15,625	13,940	13,717	10,828	21,912	29,343	19,105	19,177	17,083	16,173	23,587	7,500	15,967	5,379	12,564	-
`47/48`	788,244	2.4m	2.0m	1.4m	1.1m	739,450	25,000	352,523	14,140	-	4,638	11,061	454,853	336,463	175,039	138,310	88,027	87,960
`492/3`	0	15	31,602	19,653	-	-	-	13,381	15,181	11,037	6,930	14,372	21,539	22,521	1,875	320	-	-
Income statement
`76A`	761,720	744,940	-	-	-	-	224,710	2,896	2,579	7,468	1,500	-	-	22,258	-	-	-	-
`9900`	911,711	848,660	113,064	83,396	394,431	68,756	404,267	380,586	486,425	358,982	332,417	463,965	377,072	348,586	271,119	451,308	136,202	-6,003
`62`	0	-9,007	76,105	69,154	97,836	56,021	179,307	174,137	168,755	169,440	137,008	238,042	153,941	109,020	98,382	170,183	86,077	-
`630`	71,762	176,787	180,470	111,303	157,553	107,064	107,340	108,550	254,400	104,641	100,611	119,691	117,008	115,928	111,806	97,680	38,831	14,913
`631/4`	-	-	-	-	-	-	-	-	843	-	-	-	-	-	-	-	-	-
`640/8`	9,314	17,129	6,008	6,446	5,102	2,779	3,310	4,011	4,662	4,427	4,040	8,064	4,412	3,674	2,869	5,108	3,438	2,513
`66A`	-	-	-	-	-	-	-	-	224	-	11,747	-	-	10,066	-	-	-	-
`9901`	830,634	663,751	-149,519	-103,507	133,940	-97,108	114,310	93,887	57,540	80,474	90,758	98,168	101,711	119,964	58,062	178,336	7,856	-23,428
`75/76B`	1	19	817	0	-	-	0	-	-	-	-	7	-	425	47	94	37	68
`75`	1	19	817	0	-	-	0	-	-	-	-	7	-	425	47	94	37	68
`65/66B`	663,528	168,273	143,824	83,984	68,836	3,199	113,549	82,414	67,815	68,207	78,160	85,015	98,624	104,959	92,096	96,649	40,001	1,272
`65`	663,528	160,274	143,824	83,984	68,836	3,199	113,549	82,414	67,815	68,207	78,160	85,015	98,624	104,959	92,096	96,649	40,001	1,272
`66B`	0	7,999	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
`9903`	167,107	495,497	-292,526	-187,492	65,104	-100,307	761	11,473	-10,275	19,735	2,351	13,160	3,087	27,622	-33,986	81,781	-32,108	-24,632
`67/77`	170,260	0	219	189	219	2,091	-	7,653	1,239	8,914	4,837	9,704	4,684	2,883	-8	13,505	-	-
`9904`	-3,153	495,497	-292,745	-187,681	64,885	-102,398	761	3,820	-11,514	10,821	-2,486	3,456	-1,597	24,739	-33,978	68,276	-32,108	-24,632
`9905`	-3,153	495,497	-292,745	-187,681	64,885	-102,398	761	3,820	-11,514	10,821	-2,486	3,456	-1,597	24,739	-33,978	68,276	-32,108	-24,632
Appropriation of the result
`9906`	-25,594	-22,442	-517,939	-225,193	-37,513	-102,398	761	895	-11,514	9,041	-2,486	742	-2,714	-1,117	-25,856	11,536	-56,740	-24,632
`14P`	-22,442	-517,939	-225,193	-37,513	-102,398	-	-	-	-	-	-	-	-	-	-	-	-	-
`791/2`	-	-	-	-	-	-	-	-	8,588	-	706	-	-	-	-	-	-	-
`691/2`	-	-	-	-	-	-	761	895	-	9,041	-	742	-	-	-	3,414	-	-
`6920`	-	-	-	-	-	-	-	45	-	452	-	37	-	-	-	3,414	-	-
`6921`	-	-	-	-	-	-	761	850	-	8,589	-	705	-	-	-	-	-	-
Social balance sheet
`9087`	0	0	1	1	1	1	1.9	2	2	2	1.7	2.8	2.1	1.5	1.8	2.3	1.5	-
Hours worked`1013`	-	-	1,700	1,660	2,540	1,464	3,324	3,380	3,412	3,648	2,952	5,088	3,692	2,440	3,144	4,588	2,517	-
Document	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF	PDF

The notes to these accounts have 20 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 28-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

Financial year	Type	Filed	Reference	Document
31-12-2025	full format	28-07-2026	2026-00342564	PDF
31-12-2024	abbreviated format	15-07-2025	2025-00272437	PDF
31-12-2023	abbreviated format	24-07-2024	2024-00279058	PDF
31-12-2022	abbreviated format	30-06-2023	2023-00181576	PDF
31-12-2021	abbreviated format	28-07-2022	2022-20238114	PDF
30-06-2020	abbreviated format	16-12-2020	2020-75700561	PDF
30-06-2019	abbreviated format	05-11-2019	2019-73000451	PDF
30-06-2018	abbreviated format	21-12-2018	2018-74900237	PDF
30-06-2017	abbreviated format	27-12-2017	2017-72900207	PDF
30-06-2016	abbreviated format	16-12-2016	2016-70100059	PDF
30-06-2015	abbreviated format	17-12-2015	2015-69000546	PDF
30-06-2014	abbreviated format	17-12-2014	2014-69300200	PDF
30-06-2013	abbreviated format	30-10-2013	2013-64200545	PDF
30-06-2012	abbreviated format	16-01-2013	2013-00900056	PDF
30-06-2011	abbreviated format	13-12-2011	2011-63700422	PDF
30-06-2010	abbreviated format	29-11-2010	2010-61800299	PDF
30-06-2009	abbreviated format	16-02-2010	2010-04700398	PDF
30-06-2008	abbreviated format	16-02-2009	2009-04800033	PDF

Key figures and ratios

per financial year, computed from the annual accounts

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015	2014	2013	2012	2011	2010	2009	2008
1.3m	2.3m	1.3m	1.2m	52,443	16,916	-196,419	94,853	3.3m	61,352	3,198	30,646	57,618	6,037	33,563	77,775	1.3m	565,500
-5,591	8,087	-12,659	4,489	1,061	1,280	-9,473	-26,278	39,737	-60,860	59,560	-1,841	-8,874	10,532	-11,173	-29,972	17,591	-
19.2%	14.5%	4.5%	11.0%	17.7%	16.1%	17.6%	16.8%	1.3%	4.9%	4.3%	3.9%	3.5%	3.5%	2.1%	3.9%	0.3%	6.1%
-0.4%	66.5%	-117.3%	-34.6%	8.9%	-15.4%	0.1%	0.5%	-18.3%	14.5%	-3.9%	5.2%	-2.5%	38.5%	-85.9%	92.8%	-610.5%	-65.9%
-0.1%	9.7%	-5.2%	-3.8%	1.6%	-2.5%	0.0%	0.1%	-0.2%	0.7%	-0.2%	0.2%	-0.1%	1.4%	-1.8%	3.6%	-1.6%	-4.0%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item	31-12-2023	31-12-2022	31-12-2021
Employees at the balance-sheet date	1	1	1
full-time	1	1	1
part-time	0	-	0
in full-time equivalents	1	1	1
	1	1	1
On a permanent contract	1	1	1

Source: social balance sheet in the 2021 to 2023 annual accounts

Investments

fixed assets acquired

Item	2025	2024	2023	2022	2021
Tangible fixed assets	€1.3m	€578,190	€1.3m	€1.2m	€41,480
Financial fixed assets	-	€1.7m	-	-	€10,963
	€71,762	€176,787	€180,470	€111,303	€157,553

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on HERNO

The operating result for 2025 is 25% higher than in 2024 and the highest since 2008. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total falls from 85.5% to 80.8%. Equity and debt are lower.

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check See what changed in the latest annual accounts.What changed

Annual accounts 2025

Balance sheet

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency19.2%

Return on assets-0.1%

Staff

Staff cost per FTE

Joined and left

Filed annual accounts

Filings

Key figures and ratios

Social balance sheet

Investments

Insights on HERNO

Next steps

in euro

in euro

19.2%

-0.1%