Hernest
ActiveHernest has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €28k. Its solvency ranks better than 71% of 7391 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency89
Growth-
Track record67
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.97; short-term debt: 36.4% and cash: 12.7% of total assets), and 36.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.6%
Return on assets
59.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€30k
Total assets
€46k
Net result
€28k
Working capital
€16k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €46k
Fixed assets
€13k
Current assets
€33k
Equity and liabilities €46k
Equity
€30k
Debt
€17k
Debt finances 36.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€37k
Cash flow
€30k
Solvency
63.6%
Current ratio
1.97
Quick ratio
1.97
Debt / equity
0.57
ROE
93.2%
ROA
59.3%
Interest coverage
505.33
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€7k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€46k
Fixed assets21/28€13k
Tangible fixed assets22/27€13k
Plant, machinery and equipment23€450
Furniture and vehicles24€13k
Current assets29/58€33k
Amounts receivable within one year40/41€27k
Trade receivables40€27k
Other amounts receivable41€83
Cash at bank and in hand54/58€6k
Equity and liabilities
Total equity and liabilities10/49€46k
Equity10/15€30k
Contributions10/11€2k
Reserves13€28k
Distributable reserves133€28k
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€611
Suppliers440/4€611
Taxes, remuneration and social security45€16k
Taxes450/3€16k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€1k
Gross operating margin9900€38k
Operating profit (loss)9901€35k
Financial income75/76B€168
Recurring financial income75€168
Financial charges65/66B€72
Recurring financial charges65€72
Profit (loss) for the period before taxes9903€35k
Income taxes67/77€7k
Profit (loss) for the period9904€28k
Profit (loss) for the period to be appropriated9905€28k
Appropriation of the result
Profit (loss) to be appropriated9906€28k
Transfer to equity691/2€28k
To other reserves6921€28k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wipstraat 402930 BrasschaatGround area
712 m²
Building footprint
95 m²
Volume, LiDAR
534 m³
Parcel 11008H0298/00A003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hernest
since 20242.367.725.161
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008H0298/00A003 | Flanders | 712 m² | 1 · 95 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RENOV CONSTRUCT DME
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ENTREPRISE SAINT JOSEPH
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 12,407 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.