Checked.be
Active
BE 0799.870.017Private limited company
HERMANWINES BELGIUM
Voorhout(KEM) 59 ·9190 Stekene, Belgium· 3 yrs active
Sector: Other non-specialised retail sale
(47120)
Conclusion
The computed 12-month bankruptcy probability of HERMANWINES BELGIUM is 2.2% (moderate). The 2024 annual accounts show equity of €26k and a net result of €151k. Its solvency ranks better than 48% of 6725 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Key figures
| Equity | €26k |
| Net result | €151k |
| Better than sector | 48% |
| Active | 3 yrs |
Financial profile
67
/ 100
Strong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
60
Profitability
100
Solvency
28
Growth
-
Stability
79
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
60
/ 100
Healthy
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · micro schema
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 18.4% | 20.4% | |
| Net result | €151k | €4k | |
| Equity | €26k | €16k | |
| Gross operating margin | €201k | €24k | |
| Total assets | €142k | €94k |
Figures by fiscal year and ratios
| Fiscal year | 2024 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | - |
| Net profit | €151k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €50k |
| Dividends | €135k |
| Total assets | €142k |
| Equity | €26k |
| Debt | €116k |
| of which ≤ 1y | €116k |
| of which > 1y | - |
| Working capital | €26k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.22 |
| Quick ratio | 1.22 |
| Working capital ratio | 18.1% |
| Solvency | 18.4% |
| Debt / equity | 4.43 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 106.3% |
| ROE | 577.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €142k |
| Fixed assets | 21/28 | €500 |
| Financial fixed assets | 28 | €500 |
| Current assets | 29/58 | €141k |
| Amounts receivable within one year | 40/41 | €91k |
| Cash & bank | 54/58 | €50k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €142k |
| Equity | 10/15 | €26k |
| Contributions / capital | 10/11 | €10k |
| Accumulated profits (losses) | 14 | €16k |
| Amounts payable | 17/49 | €116k |
| Amounts payable within one year | 42/48 | €116k |
| Trade debts payable within one year | 44 | €30k |
| Income statement | ||
| Gross operating margin | 9900 | €201k |
| Operating result | 9901 | €201k |
| Financial charges | 65 | €82 |
| Result before taxes | 9903 | €201k |
| Income taxes | 67/77 | €50k |
| Net result for the period | 9904 | €151k |
| Result to be appropriated | 9905 | €151k |
Legal Structure
| NACE primary | Other non-specialised retail sale(47120) |
| Legal form | Private limited company(610) |
| Incorporation | 23-03-2023 |
| Status | Active |
| Postal code | 9190 |
Establishment units
HermanWines Belgium, HermanWines
since 20232.343.296.207
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46011A1541/00M000 | Flanders | 627 m² | 1 · 150 m² | 11.9 m · 3 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
28-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other non-specialised retail sale47120Retail trade47910Retail sale of wines and spirits47251
Names & trade names
| Legal nameNL | HERMANWINES BELGIUM |
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