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HERAULT

Active
Private limited companyfounded 200224 yrs activeVijfhoekweg 13, 3150 Haacht, BelgiumKBO/BCE: BE 0477.693.524

HERAULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €363k and a net result of €59k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 46% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
93 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+55
Solvency84▼-16
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 9.73 in 2024), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
51.1%
Return on assets
8.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
37 d early
2023
30 d late
2022
64 d late
2021
85 d late
2020
11 d early
2019
51 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€363k▼ 40.3%
2024 · €608k
2018: €276k 2019: €289k 2020: €418k 2021: €434k 2022: €543k 2023: €576k 2024: €608k
2018 → 2025
Total assets
€711k▲ 8.7%
2024 · €654k
2018: €295k 2019: €329k 2020: €465k 2021: €685k 2022: €591k 2023: €620k 2024: €654k
2018 → 2025
Net result
€59k▲ 84.7%
2024 · €32k
2018: €2k 2019: €12k 2020: €129k 2021: €16k 2022: €110k 2023: €33k 2024: €32k
2018 → 2025
Working capital
€164k▼ 59.2%
2024 · €401k
2018: €220k 2019: €240k 2020: €377k 2021: €189k 2022: €341k 2023: €360k 2024: €401k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€434k-€543k▲ 25.3%€576k▲ 6.0%€608k▲ 5.6%€363k▼ 40.3%
Operating result€28k-€123k▲ 339%€37k▼ 70.2%€36k▼ 1.2%€72k▲ 98.3%
Net result€16k-€110k▲ 601%€33k▼ 70.2%€32k▼ 2.3%€59k▲ 84.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50k€100kOperating result 2021: €28k€28kNet result 2021: €16k€16kOperating result 2022: €123k€123kNet result 2022: €110k€110kOperating result 2023: €37k€37kNet result 2023: €33k€33kOperating result 2024: €36k€36kNet result 2024: €32k€32kOperating result 2025: €72k€72kNet result 2025: €59k€59k20212022202320242025
The operating result recovers in 2025; 2025 is 98% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €711k
Fixed assets €199k▼ 3.5%
Current assets €511k▲ 14.3%
Equity and liabilities €711k
Equity €363k▼ 40.3%
Debt €347k▲ 655%
The debt ratio rises from 7.0% to 48.9%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€81k
2024 · €45k
Cash flow
€68k
2024 · €41k
Solvency
51.1%
2024 · 93.0%
Current ratio
1.47
2024 · 9.73
Quick ratio
1.47
2024 · 9.73
Debt / equity
0.96
2024 · 0.08
ROE
16.3%
2024 · 5.3%
ROA
8.3%
2024 · 4.9%
Interest coverage
48.34
2024 · 18.90
Debt
€347k
2024 · €46k
Debt ≤ 1 year
€347k
2024 · €46k
Income taxes
€26k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€654k€711k
Fixed assets21/28€207k€199k
Tangible fixed assets22/27€206k€199k
Land and buildings22€203k€196k
Plant, machinery and equipment23€424€184
Furniture and vehicles24€3k€4k
Financial fixed assets28€50€0
Current assets29/58€447k€511k
Amounts receivable after more than one year29€317k€317k=
Other amounts receivable291€317k€317k=
Amounts receivable within one year40/41€30k€11k
Trade receivables40€20k€0
Other amounts receivable41€10k€11k
Cash at bank and in hand54/58€63k€133k
Deferred charges and accrued income490/1€38k€51k
Equity and liabilities
Total equity and liabilities10/49€654k€711k
Equity10/15€608k€363k
Contributions10/11€6k€6k=
Reserves13€371k€126k
Tax-exempt reserves132€372€372=
Distributable reserves133€370k€126k
Profit (loss) carried forward14€231k€231k=
Amounts payable17/49€46k€347k
Amounts payable within one year42/48€46k€347k
Financial debts43€2k€809
Credit institutions430/8€2k€809
Trade debts44€7k€6k
Suppliers440/4€7k€6k
Taxes, remuneration and social security45€33k€37k
Taxes450/3€33k€31k
Remuneration and social security454/9€0€6k
Other amounts payable47/48€4k€304k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k
Other operating charges640/8€3k€5k
Gross operating margin9900€49k€86k
Operating profit (loss)9901€36k€72k
Financial income75/76B€15k€15k=
Recurring financial income75€15k€15k=
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€49k€85k
Income taxes67/77€17k€26k
Profit (loss) for the period9904€32k€59k
Profit (loss) for the period to be appropriated9905€32k€59k
Appropriation of the result
Profit (loss) to be appropriated9906€263k€290k
Profit (loss) brought forward from the previous period14P€231k€231k=
Transfer from equity791/2-€304k
Transfer to equity691/2€32k€59k
To other reserves6921€32k€59k
Profit to be distributed694/7-€304k
Return on contributions (dividend)694-€304k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
03-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 64 days late
2022
31-12
Financial Liquidity times 5current ratio 8.31
Current ratio from 1.76 to 8.31; short-term debt falls from €250k to €47k.
31-12
Financial Equity above €500kEq €543k ▲25.3%
5 profitable years in a row build equity to €543k.
24-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
20-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €129k ▲936%
Operating result €189k, net result €129k, both a record.
20-08
State Gazette act General meeting · Capital increase
Share issue · Bank account
12-08
State Gazette act General meeting · Board meeting
Share issue · Share cancellation
22-07
State Gazette act General meeting · Board meeting
Committee meeting · Capital increase
10-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
22-04
State Gazette act General meeting · Director discharge
Purpose change · Corporate purpose
2019
28-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haacht · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vijfhoekweg 133150 Haacht
Ground area
1,599 m²
Building footprint
166 m²
Volume, LiDAR
786 m³
Parcel 24033F0182/00C000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vijfhoekweg 13, 3150 Haacht
NACE 5523201
since 20022.096.106.355
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24033F0182/00C000 Flanders 1,599 m² 1 · 165 m² 6.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 36,861 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded07-06-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
47252Retail sale of beverages, general range
52250Logistics services
68201Renting and operating of own or leased residential real estate, excluding social housing
70201
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.