HENRY
ActiveSummary
HENRY has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,415 and a net result of €33,373. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 77% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+96
Solvency95▲+16
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 7.56 against 5.15 in 2024; short-term debt: 12.5% and cash: 58% of total assets), and 30.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.6%
Return on assets
30.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €76,415
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
87 d early
2024
65 d early
2023
57 d early
2022
57 d early
2021
56 d early
2020
48 d early
2019
59 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#6 oldest company in Libin, Construction sector
Equity
€76,415▲ 77.5%
2024 · €43,041
Total assets
€109,815▲ 38.5%
2024 · €79,304
Net result
€33,373
2024 · -€18,068
Working capital
€90,125▲ 54.5%
2024 · €58,331
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€1,146-€24,196▼ 2,011%€11,938-€17,056€34,263
Net result-€2,542-€25,143▼ 889%€11,157-€18,068€33,373
Equity€75,095▼ 3.3%€49,952▼ 33.5%€61,109▲ 22.3%€43,041▼ 29.6%€76,415▲ 77.5%
Total assets€165,337▲ 1.3%€123,423▼ 25.4%€160,331▲ 29.9%€79,304▼ 50.5%€109,815▲ 38.5%
Debt€90,242▲ 5.4%€73,471▼ 18.6%€99,222▲ 35.0%€36,262▼ 63.5%€33,401▼ 7.9%
Working capital€66,525▼ 1.1%€39,428▼ 40.7%€71,247▲ 80.7%€58,331▼ 18.1%€90,125▲ 54.5%
Staff (FTE)2=2.8▲ 40.0%2.5▼ 10.7%1.8▼ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €34,263 after a loss of €17,056 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €109,815
Fixed assets
€5,954 ▼ 13.7%
Current assets
€103,861 ▲ 43.4%
Equity and liabilities €109,815
Equity
€76,415 ▲ 77.5%
Debt
€33,401 ▼ 7.9%
Debt's share of the balance-sheet total falls from 45.7% to 30.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38,124▲
2024 · €494
Cash flow
€37,234▲
2024 · -€518
Current ratio
7.56▲
2024 · 5.15
Debt to equity
0.44▼
2024 · 0.84
ROE
43.7%▲
2024 · -42.0%
ROA
30.4%▲
2024 · -22.8%
Interest coverage
42.87▲
2024 · 0.47
Debt ≤ 1 year
€13,736▼
2024 · €14,071
Debt > 1 year
€19,665▼
2024 · €22,191
Income taxes
€1,500
Staff costs
€86,325▼
2024 · €119,313
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €131,542 | €120,191 | €119,313 | €86,325 | ▼ 27.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,116 | €24,934 | €17,397 | €17,550 | €3,861 | ▼ 78.0% |
| Other operating charges640/8 | - | €2,956 | €2,983 | €5,631 | €3,917 | ▼ 30.4% |
| Gross operating margin9900 | €107,358 | €135,236 | €152,510 | €125,438 | €128,365 | ▲ 2.3% |
| Operating profit (loss)9901 | -€1,146 | -€24,196 | €11,938 | -€17,056 | €34,263 | ▲ 301% |
| Financial income75/76B | - | - | - | €36 | €1,500 | ▲ 4,028% |
| Recurring financial income75 | - | - | - | €36 | €1,500 | ▲ 4,028% |
| Non-recurring financial income76B | - | - | - | - | €1,500 | - |
| Financial charges65/66B | - | €947 | €781 | €1,048 | €889 | ▼ 15.1% |
| Recurring financial charges65 | - | €947 | €781 | €1,048 | €889 | ▼ 15.1% |
| Profit (loss) for the period before taxes9903 | -€2,494 | -€25,143 | €11,157 | -€18,068 | €34,873 | ▲ 293% |
| Income taxes67/77 | €47 | - | - | - | €1,500 | - |
| Profit (loss) for the period9904 | -€2,542 | -€25,143 | €11,157 | -€18,068 | €33,373 | ▲ 285% |
| Profit (loss) for the period to be appropriated9905 | -€2,542 | -€25,143 | €11,157 | -€18,068 | €33,373 | ▲ 285% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €165,337 | €123,423 | €160,331 | €79,304 | €109,815 | ▲ 38.5% |
| Fixed assets21/28 | €45,828 | €35,828 | €19,579 | €6,901 | €5,954 | ▼ 13.7% |
| Tangible fixed assets22/27 | €45,369 | €35,368 | €19,119 | €6,442 | €5,495 | ▼ 14.7% |
| Plant, machinery and equipment23 | - | €16,467 | €9,847 | €6,442 | €5,185 | ▼ 19.5% |
| Furniture and vehicles24 | - | €18,901 | €9,272 | €0 | €310 | - |
| Financial fixed assets28 | €460 | €460 | €460 | €460 | €460 | = |
| Current assets29/58 | €119,508 | €87,596 | €140,752 | €72,402 | €103,861 | ▲ 43.4% |
| Stocks and contracts in progress3 | €8,532 | €3,005 | €1,920 | €17,122 | - | - |
| Stocks30/36 | - | €3,005 | €1,920 | €17,122 | - | - |
| Amounts receivable within one year40/41 | €66,329 | €50,430 | €82,312 | €23,932 | €33,348 | ▲ 39.3% |
| Trade receivables40 | - | €48,840 | €80,722 | €21,782 | €32,079 | ▲ 47.3% |
| Other amounts receivable41 | - | €1,591 | €1,591 | €2,149 | €1,269 | ▼ 41.0% |
| Cash at bank and in hand54/58 | €42,175 | €29,708 | €52,020 | €22,848 | €63,709 | ▲ 179% |
| Deferred charges and accrued income490/1 | - | €4,452 | €4,501 | €8,500 | €6,803 | ▼ 20.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €165,337 | €123,423 | €160,331 | €79,304 | €109,815 | ▲ 38.5% |
| Equity10/15 | €75,095 | €49,952 | €61,109 | €43,041 | €76,415 | ▲ 77.5% |
| Contributions10/11 | - | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €16,860 | ▲ 806% |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | - | - |
| Distributable reserves133 | - | - | - | - | €16,860 | - |
| Profit (loss) carried forward14 | €67,035 | €41,892 | €53,049 | €34,981 | €53,355 | ▲ 52.5% |
| Amounts payable17/49 | €90,242 | €73,471 | €99,222 | €36,262 | €33,401 | ▼ 7.9% |
| Amounts payable after more than one year17 | €37,258 | €25,303 | €29,716 | €22,191 | €19,665 | ▼ 11.4% |
| Financial debts170/4 | - | €25,303 | €29,716 | €22,191 | €19,665 | ▼ 11.4% |
| Amounts payable within one year42/48 | €52,984 | €48,168 | €69,506 | €14,071 | €13,736 | ▼ 2.4% |
| Trade debts44 | €43,537 | €31,101 | €52,300 | €9,328 | €5,738 | ▼ 38.5% |
| Suppliers440/4 | - | €31,101 | €52,300 | €9,328 | €5,738 | ▼ 38.5% |
| Taxes, remuneration and social security45 | - | €17,067 | €17,206 | €4,743 | €7,998 | ▲ 68.6% |
| Taxes450/3 | - | €8,403 | €10,192 | - | €3,551 | - |
| Remuneration and social security454/9 | - | €8,664 | €7,014 | €4,743 | €4,446 | ▼ 6.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,542 | -€25,143 | €11,157 | -€18,068 | €33,373 | ▲ 285% |
| + Depreciation and write-downs630 | €20,116 | €24,934 | €17,397 | €17,550 | €3,861 | ▼ 78.0% |
| Operating cash flow (approximation) | €17,574 | -€209 | €28,554 | -€518 | €37,234 | ▲ 7,288% |
| Investment in fixed assets (approximation) | - | -€14,934 | -€1,148 | -€4,872 | -€2,914 | ▲ 40.2% |
| Change in cash | - | -€12,467 | €22,311 | -€29,172 | €40,861 | ▲ 240% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €33,373
Net result €33,373 after one loss-making year.
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 5.15
Current ratio from 2.03 to 5.15; short-term debt falls from €69,506 to €14,071.
2023
05-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €11,157
Net result €11,157 after 2 loss-making years.
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet -€25,143
Net result drops to -€25,143, the lowest in the series; recovery starts the following year.
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Back to profitnet €11,530
Net result €11,530 after one loss-making year.
2019
03-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
08-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libin · 1 establishment unit since 2001
Ground area
3,561 m²
Building footprint
350 m²
Volume, LiDAR
810 m³
2 parcels, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Fond-des-Vaux 133, 6890 Libin
since 20012.095.066.079
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84035C0712/00C000 | Wallonia | 2,064 m² | 1 · 205 m² | - |
| 84035B0775/00E000 | Wallonia | 1,497 m² | 1 · 145 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
12 categoriesHENRY J.- J. ET CIE SRL42715
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,039. 13,201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.