Equity
€58,389 from €204,959 in 2023
Equity fell by 72% in 2 years.
HENRO DEVOS
Lifetime
8 annual accounts with figures on one time axispeak €262,618 (2025)
€262,618▲ 68.7%
peak €140,803 (2025)
€140,803▲ 104%
peak €204,959 (2023)
€58,389▼ 33.3%
€631,906▲ 11.9%
Board3 names since 2018
3 directorsDEVOS Fabien Laurent Jean and 2 others
Documentsfilings and deeds
14-07-202617 days before the deadline
2025micro format
Gross margin from €155,639 to €262,618Result from €68,986 to €140,803Dividend €170,000Equity from €87,586 to €58,389Cash from €53,413 to €109,595
Key points
from the 2025 annual accountsResult
€140,803 ▲ 104%
The result rose in 2025 from €68,986 to €140,803.
Turnover
≈ €630,000 estimated
The accounts state no turnover.
Debts
€631,906 92% of the balance sheet
Financial debts 60%Suppliers 1%Taxes and wages 4%Other 36%
Of this, €236,293 falls due within a year.
Filings
8 annual accounts since 2018
The last five annual accounts were filed 14 to 26 days before the end of the period.
Position in the sector
€140,803
Higher net result than 94% of companies in real estate. Sector median €5,995 · 17,190 companies.
Checked score
94
Excellent
Financially stronger than 49% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.3%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025
07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.4%▼ -0.1 percentage points vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.1%▼ -0.3 percentage points vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Equity €58,389 (8.5% of total assets)
lowers risk
Size: total assets €690,295
Figures for financial year 2025 (filed on 14-07-2026)
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 29% of them on solvency, 65% on liquidity, 88% on profitability and 16% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 875 companies had the same profile as HENRO DEVOS has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.9%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of HENRO DEVOS itself is lower: 0.1% within 12 months. It rests on far more data about HENRO DEVOS than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 875 companies, not a prediction for HENRO DEVOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.48 (0.44 in 2024), below 1. Short-term debt is 34.2% and cash 15.9% of total assets. 91.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
17 days early
2024
14 days early
2023
22 days early
2022
26 days early
2021
20 days early
2020
53 days early
2019
52 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 29 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DEVOS Fabien Laurent Jean 50 sharesdeed of 19-06-2018
- MOUSSERIE 24 sharesdeed of 19-06-2018
- MOTTERIE 24 sharesdeed of 19-06-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0697962411
Registered office moved within Mouscron
New registered office: Chaussée de Gand 22 7700 Mouscron · Previous registered office: Place Gérard Kasiers 25 à 7700 MOUSCRON · Board meeting of 12-01-2024 · Gazette deed
Reappointments: DEVOS Fabien Laurent Jean (director) and PECQUEREAU Rémi Gabriel Camille (director)
Legal-form conversion: to private limited company · Gazette deed
Registered office moved within Mouscron
New registered office: Place Gérard Kasiers 25 à 7700 MOUSCRON · Previous registered office: Rue de Roubaix 306 à 7700 MOUSCRON · Board meeting of 03-10-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HENRO DEVOS Mouscron | €690,295 | €262,618 | 8.5% | - |
| SWEET HOME DS Leuze-en-Hainaut | €878,484 | €277,613 | 4.5% | 8 |
| Immobilière DRB Liège | €628,001 | €232,953 | 3.0% | 2.2 |
| Canius Real Estate Sint-Truiden | €599,775 | €238,196 | 19.2% | - |
| Immo Move Jabbeke | €580,950 | €237,686 | 15.3% | - |
| Caroline Hans Immobiliën Antwerp | €554,820 | €247,366 | 23.9% | - |
| OM-IMMO Gembloux | €559,613 | €241,202 | 44.7% | - |
These companies have the same main activity as HENRO DEVOS: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €555,000 and €878,000, founded between 2017 and 2018.
Official details
Source: KBO- Status
- Active since 15-06-2018Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.277.318.0927700 Mouscron, since 15-06-2018
- Financial year end
- 31 December
- Peppol
- Reachable since 13-11-2025
Annual accounts 2025
- €690,295▲ 5.9%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on HENRO DEVOS
HENRO DEVOS files the micro format. That format states no turnover. The gross margin rose from €51,147 in 2018 to €262,618 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HENRO DEVOS
- What is the company number of HENRO DEVOS?
- The company number of HENRO DEVOS is 0697.962.411. The VAT number is the same number with BE in front: BE 0697.962.411.
- Where is HENRO DEVOS based?
- The registered office is at Gentsesteenweg 22, 7700 Mouscron.Company details
- What does HENRO DEVOS do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of HENRO DEVOS?
- HENRO DEVOS is a private limited company (BV).
- When was HENRO DEVOS founded?
- HENRO DEVOS was founded on 15-06-2018.
- Is HENRO DEVOS still active?
- Yes, HENRO DEVOS is an active enterprise in the KBO register.
- What is the turnover of HENRO DEVOS?
- The turnover in financial year 2025 is ≈ €630,000. This figure is estimated from the gross margin of €262,618 and 39 comparable companies (NACE 683). It probably lies between €380,000 and €780,000.Financials
- Is HENRO DEVOS profitable?
- In financial year 2025, HENRO DEVOS made a profit of €140,803.
- Where can I find the annual accounts of HENRO DEVOS?
- HENRO DEVOS filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HENRO DEVOS due?
- HENRO DEVOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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