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HENDRICKX WATERLOO GARE

Active
Public limited companyfounded 1991active for 35 yearsAvenue Capouillet 15, 1410 Waterloo, BelgiumKBO/BCE: BE 0445.310.370
Summary

HENDRICKX WATERLOO GARE has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €412,660 and a net result of €36,513. Equity has been shrinking by about 5.1% per year since 2018. Its solvency ranks better than 95% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-09-1991 Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes) NACE 47811
Establishment unit
2.054.662.017 1410 Waterloo, since 21-10-1991
Financial year end
31 December
Peppol
Reachable since 30-04-2025

Board and ownership

Board
  • HENDRICKX VincentDirector · since 06-06-2007
  • CONING FrançoiseDirector · since 02-06-2009

Financial position

98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€70,587
▲ 25.7%
Turnover
≈ €540,000
estimated
Profit
€36,513
▲ 77.3%
Equity
€412,660
▲ 9.7%
Total assets
€440,130
▲ 8.8%
  • 2025 accounts filed 59 days after the deadline
Score breakdownraises riskLast filed accounts filed 59 days late; 2 of the last 3 accounts latelowers riskLiquidity: current ratio 14.63, cash €200,220Equity €412,660 (93.8% of total assets)Founded in 1991Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 80% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 93.8% of total assets
Liquidity 100+7
short-term debt 6.2% · cash 45.5%
Profitability 79+4
return on assets 8.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: < 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: 0.1%▲ +0.1 percentage points vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €40,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 14.63 (17.12 in 2024), above the usual 1.5. Short-term debt is 6.2% and cash 45.5% of total assets. 6.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 99% on liquidity, 70% on profitability and 60% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Last filed accounts filed 59 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 14.63, cash €200,220
NBB · annual accounts
lowers risk · Equity €412,660 (93.8% of total assets)
NBB · annual accounts
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192021232425
2018 to 2025 · latest year €412,660
raises risk · 2025 accounts filed 59 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-09-2026, 59 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
59 days late
2024
on the day
2023
51 days late
2021
12 days early
2020
32 days early
2019
3 days early
2018
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 1 day after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 52 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 95% of companies in retail tradesector median 36.6% · 12,777 companies 93.8% View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as HENDRICKX WATERLOO GARE: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €413,000 and €471,000, founded between 1990 and 1992.

CompanyTotal assetsGross margin
HENDRICKX WATERLOO GARE Waterloo€440,130€70,587
NEW GARAGE LEKEUX Wavre€450,423€76,768
Autohandel Olivier Laarne€456,399€70,209
AUTOHANDEL DESMET JOHAN Tielt€412,508€71,953
RAMABEL Sint-Jans-Molenbeek€416,000€72,496
DBRENT Opwijk€470,838€75,169
GAMMA - CAR Mechelen€457,589€60,684
Full comparison

Key facts about HENDRICKX WATERLOO GARE

What is the company number of HENDRICKX WATERLOO GARE?
The company number of HENDRICKX WATERLOO GARE is 0445.310.370. The VAT number is the same number with BE in front: BE 0445.310.370.
Where is HENDRICKX WATERLOO GARE based?
The registered office is at Avenue Capouillet 15, 1410 Waterloo.Company details
What does HENDRICKX WATERLOO GARE do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of HENDRICKX WATERLOO GARE?
The legal form of HENDRICKX WATERLOO GARE is Public limited company (NV).
When was HENDRICKX WATERLOO GARE founded?
HENDRICKX WATERLOO GARE was founded on 27-09-1991.
Is HENDRICKX WATERLOO GARE still active?
Yes, HENDRICKX WATERLOO GARE is an active enterprise in the KBO register.
How many employees does HENDRICKX WATERLOO GARE have?
HENDRICKX WATERLOO GARE had an average of 3.8 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of HENDRICKX WATERLOO GARE?
The turnover in financial year 2025 is ≈ €540,000. This figure is estimated from the gross margin of €70,587 and 34 comparable companies (NACE 47811). It probably lies between €320,000 and €1.2m.
Is HENDRICKX WATERLOO GARE profitable?
In financial year 2025, HENDRICKX WATERLOO GARE made a profit of €36,513.
Where can I find the annual accounts of HENDRICKX WATERLOO GARE?
HENDRICKX WATERLOO GARE filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HENDRICKX WATERLOO GARE due?
HENDRICKX WATERLOO GARE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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