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GAMMA - CAR

Active
Public limited companyfounded 199035 yrs activeBattelsesteenweg 322A, 2800 Mechelen, BelgiumKBO/BCE: BE 0442.083.339
Summary

GAMMA - CAR has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€9,871) and a net result of €22,042. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 22% of 26038 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch ReportCompare
GAMMA - CARActiveChecked score 50/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of cars and light vans (up to 3.5 tonnes)
NACE 47811NACE 45113NACE 50103
1 site
How big
€66,384turnover 2024
Equity
-€9,871
Profit
€22,042
Financially healthy?
50 Fair Checked score 2024
Bankruptcy chance 12 m
0.6%
Who decides
Accounts 63 d overdue0 of 3 deeds read
Why 50- Higher-failure-rate sector- Annual accounts: weaker financial profile- Weak solvency vs sector+ Long track record+ Lower-risk legal formFiled after the deadlineShow the evidence

Checked score

Score 2024
50 / 100
Fair
Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+3
Solvency23▲+5
Growth65▲+20
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.46 in 2023; short-term debt: 92.3% and cash: 0% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-2.2%
Return on assets
4.9%
Age of the figures
21 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 26038 sector peers (2024).
NBB · sector comparison
Position among 26038 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-09-2025, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
59 d late
2023
64 d late
2022
60 d late
2021
68 d late
2020
81 d late
2019
75 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 68 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Highest result since 2018net €22,042 ▲263%
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: Negative equityfiscal year 2024: debts exceed assets -€9,871 View
  • Caution: Among the weakest 18% on equitysector median €38,729 · 26,097 companies -€9,871 View
  • Caution: Accounts not fileddeadline was 31-07-2026 63 d late View
  • Positive: 5 profitable years in a rowprofit 2024: €22,042 5 years View

By topic

Financials

Fiscal year
2024
Turnover
€66,384
Profit
€22,042
Solvency
-2.2%
Turnover▲ 15.1%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 28-09-2025Annual accounts filed
  2. 31-12-2024Highest result since 2018
  3. 03-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of cars and light vans (up…NACE 47811
Founded
03-10-1990
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed

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