HELP'U
ActiveSummary
HELP'U has the legal form “Coöperatieve vennootschap met onbeperkte aansprakelijkheid met een sociaal oogmerk” in the KBO. Checked does not compute a bankruptcy probability for it. The 2025 annual accounts show negative equity (-€6,646) and a net result of €4,084. Equity fluctuates too strongly from year to year to read a trend from it. The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 02-11-2018 Normal situation
- Registered office
- 22 active companies are registered at this address Source: KBO register, as of 2 November 2026.
- Activity
- Agents in the wholesale of furniture, household goods and hardware NACE 46150and 15 others
- Establishment unit
- 2.288.020.855 4671 Blégny, since 01-01-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Board and ownership
Board
- Keunen PascaleDirector · since 08-10-2018
- Moriau AlainDirector · since 08-10-2018
- Vega Egusquizaga PedroDirector · since 08-10-2018
Financial position
Bankruptcy probability: legal form outside the model
Annual accounts 2025
- Gross margin
- €45,642
- ▼ 22.4%
- Turnover
- ≈ €180,000
- estimated
- Profit
- €4,084
- ▼ 73.1%
- Equity
- -€6,646
- ▲ 38.1%
- Total assets
- €499,580
- ▼ 5.9%
- Negative equity on 31-12-2025
- 2025 accounts filed 38 days after the deadline
Signalsraises risk2025 accounts filed 38 days lateShow the evidence
Checked score
Score 2025
38
/ 100
Weak
Without a bankruptcy probability, the score rests on the figures alone.
Financial strength · tick: 2024
Weak
Solvency
24+1
equity -1.3% of total assets
Liquidity
41-3
short-term debt 25.8% · cash 0.8%
Profitability
50-7
return on assets 0.8%
Bankruptcy probability within 12 months
The KBO gives the legal form as “Coöperatieve vennootschap met onbeperkte aansprakelijkheid met een sociaal oogmerk”. There is no bankruptcy probability for it. The model is built on companies and gives no reliable figure for this form.
No credit on open account
Liquidity is insufficient, with a current ratio of 0.22 (0.25 in 2024), below 1. Short-term debt is 25.8% and cash 0.8% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 38 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filingsDeviation from the deadline
2025
38 days late
2024
20 days late
2023
26 days late
2022
on the day
2021
13 days early
2020
8 days early
2018
37 days late
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average 14 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 38 days after the deadline Filed on 7 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00505251.
Annual accounts 2025 filed on 07-09-2026 at the NBB all 7 filings
Turnover
€0
2021 · €0
Total assets
€499,580▼ 5.9%
2024 · €530,936
Net result
€4,084▼ 73.1%
2024 · €15,194
Working capital
-€100,494▼ 7.5%
2024 · -€93,439
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 7 financial years
The operating result for 2025 is 43% lower than in 2024.
Turnover€0
2022
Operating result€16,607
2025
Net result€4,084
2025
Total assets€499,580
2025
Equity-€6,646
2025
Debt€506,226
2025
Working capital-€100,494
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
Use the arrow keys on the chart for the figures per year.
Every figure with its change against the financial year before
favourable
unfavourable
Line2018202020212022202320242025
Turnover€0-€0€0
Operating result-€899--€2,374▼ 164%€11,153-€9,555€29,179€16,607▼ 43.1%
Net result-€3--€1,034--€3,630▼ 251%-€1,214▲ 66.6%-€22,682▼ 1,769%€15,194€4,084▼ 73.1%
Equity€997-€1,602--€2,028-€3,242▼ 59.8%-€25,925▼ 700%-€10,731▲ 58.6%-€6,646▲ 38.1%
Total assets€997-€7,823-€446,799▲ 57×€593,506▲ 32.8%€534,712▼ 9.9%€530,936▼ 0.7%€499,580▼ 5.9%
Debt€6,222-€448,828▲ 72×€596,749▲ 33.0%€560,636▼ 6.1%€541,667▼ 3.4%€506,226▼ 6.5%
Working capital€1,654--€53,322-€148,146▼ 178%-€151,662▼ 2.4%-€93,439▲ 38.4%-€100,494▼ 7.5%
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €499,580
Fixed assets
€470,941 ▼ 5.7%
Current assets
€28,639 ▼ 9.8%
Equity and liabilities
Equity-€6,646
Debt€506,226
Equity is negative. Debt (€506,226) exceeds the balance-sheet total (€499,580).
Key figures and ratios
EBITDA
€44,842▼
2024 · €57,415
Cash flow
€32,320▼
2024 · €43,430
Solvency
-1.3%▲
2024 · -2.0%
Current ratio
0.22▼
2024 · 0.25
ROA
0.8%▼
2024 · 2.9%
Interest coverage
3.58▼
2024 · 4.10
Debt ≤ 1 year
€129,133▲
2024 · €125,199
Debt > 1 year
€377,094▼
2024 · €416,468
Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €429,557 | €130,948 | €0 | €5,207 | - |
| Depreciation and write-downs of the year | - | - | €37,300 | €28,236 | €28,236 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Annual accounts
| Line | 2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | €0 | €0 | €0 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €0 | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €37,300 | €28,236 | €28,236 | = |
| Other operating charges640/8 | - | - | €8,101 | €348 | €384 | €1,437 | €700 | ▼ 51.3% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €100 | - |
| Gross operating margin9900 | - | €937 | €5,728 | €11,501 | €28,130 | €58,852 | €45,642 | ▼ 22.4% |
| Operating profit (loss)9901 | - | -€899 | -€2,374 | €11,153 | -€9,555 | €29,179 | €16,607 | ▼ 43.1% |
| Financial income75/76B | - | - | - | €0 | €1 | €8 | €10 | ▲ 27.4% |
| Recurring financial income75 | - | €0 | - | €0 | €1 | €8 | €10 | ▲ 27.4% |
| Financial charges65/66B | - | - | €85 | €12,367 | €13,128 | €13,993 | €12,532 | ▼ 10.4% |
| Recurring financial charges65 | €3 | €135 | €85 | €12,367 | €13,128 | €13,993 | €12,532 | ▼ 10.4% |
| Profit (loss) for the period before taxes9903 | -€3 | -€1,034 | -€2,459 | -€1,214 | -€22,682 | €15,194 | €4,084 | ▼ 73.1% |
| Income taxes67/77 | - | - | €1,171 | - | - | - | - | - |
| Profit (loss) for the period9904 | -€3 | -€1,034 | -€3,630 | -€1,214 | -€22,682 | €15,194 | €4,084 | ▼ 73.1% |
| Profit (loss) for the period to be appropriated9905 | -€3 | -€1,034 | -€3,630 | -€1,214 | -€22,682 | €15,194 | €4,084 | ▼ 73.1% |
| Line | 2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Assets | ||||||||
| Total assets20/58 | €997 | €7,823 | €446,799 | €593,506 | €534,712 | €530,936 | €499,580 | ▼ 5.9% |
| Fixed assets21/28 | - | - | €429,557 | €560,505 | €522,205 | €499,176 | €470,941 | ▼ 5.7% |
| Tangible fixed assets22/27 | - | - | €429,557 | €560,505 | €522,205 | €499,176 | €470,941 | ▼ 5.7% |
| Land and buildings22 | - | - | - | - | €522,205 | €499,176 | €470,941 | ▼ 5.7% |
| Assets under construction and advance payments27 | - | - | €429,557 | €560,505 | €0 | - | - | - |
| Current assets29/58 | €997 | €7,823 | €17,242 | €33,001 | €12,507 | €31,760 | €28,639 | ▼ 9.8% |
| Amounts receivable within one year40/41 | - | €4,619 | €12,900 | €26,532 | €3,681 | €22,930 | €24,649 | ▲ 7.5% |
| Trade receivables40 | - | - | €11,922 | €21,482 | €660 | €22,930 | €24,649 | ▲ 7.5% |
| Other amounts receivable41 | - | - | €978 | €5,050 | €3,021 | €0 | - | - |
| Cash at bank and in hand54/58 | €997 | €3,205 | €2,992 | €6,469 | €8,826 | €8,830 | €3,990 | ▼ 54.8% |
| Deferred charges and accrued income490/1 | - | - | €1,350 | €0 | - | - | - | - |
| Equity and liabilities | ||||||||
| Total equity and liabilities10/49 | €997 | €7,823 | €446,799 | €593,506 | €534,712 | €530,936 | €499,580 | ▼ 5.9% |
| Equity10/15 | €997 | €1,602 | -€2,028 | -€3,242 | -€25,925 | -€10,731 | -€6,646 | ▲ 38.1% |
| Contributions10/11 | €1,000 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Capital10 | - | - | €3,000 | €3,000 | - | - | - | - |
| Issued capital100 | - | - | €3,000 | €3,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€3 | -€1,398 | -€5,028 | -€6,242 | -€28,925 | -€13,731 | -€9,646 | ▲ 29.7% |
| Amounts payable17/49 | - | €6,222 | €448,828 | €596,749 | €560,636 | €541,667 | €506,226 | ▼ 6.5% |
| Amounts payable after more than one year17 | - | - | €378,264 | €415,602 | €396,468 | €416,468 | €377,094 | ▼ 9.5% |
| Financial debts170/4 | - | - | €378,264 | €415,602 | €396,468 | €396,468 | €357,094 | ▼ 9.9% |
| Other amounts payable178/9 | - | - | - | - | - | €20,000 | €20,000 | = |
| Amounts payable within one year42/48 | - | €6,169 | €70,564 | €181,147 | €164,169 | €125,199 | €129,133 | ▲ 3.1% |
| Current portion of amounts payable after more than one year42 | - | - | - | €18,758 | €19,134 | €0 | €85,477 | - |
| Financial debts43 | - | - | - | €100,000 | €100,000 | €80,000 | €0 | ▼ 100% |
| Credit institutions430/8 | - | - | - | €100,000 | €100,000 | €80,000 | €0 | ▼ 100% |
| Trade debts44 | - | €2,531 | €70,564 | €62,389 | €45,035 | €40,536 | €42,829 | ▲ 5.7% |
| Suppliers440/4 | - | - | €70,564 | €62,389 | €45,035 | €40,536 | €42,829 | ▲ 5.7% |
| Taxes, remuneration and social security45 | - | - | €0 | €0 | €0 | €4,663 | €827 | ▼ 82.3% |
| Taxes450/3 | - | - | €0 | €0 | €0 | €4,663 | €827 | ▼ 82.3% |
| Accrued charges and deferred income492/3 | - | - | €0 | - | - | - | - | - |
| Line | 2018 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3 | -€1,034 | -€3,630 | -€1,214 | -€22,682 | €15,194 | €4,084 | ▼ 73.1% |
| + Depreciation and write-downs630 | - | - | - | - | €37,300 | €28,236 | €28,236 | = |
| Operating cash flow (approximation) | -€3 | -€1,034 | -€3,630 | -€1,214 | €14,618 | €43,430 | €32,320 | ▼ 25.6% |
| Investment in fixed assets (approximation) | - | - | - | -€130,948 | €1,000 | -€5,207 | €0 | - |
| Change in cash | - | - | -€213 | €3,477 | €2,356 | €4 | -€4,840 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Filings with the National Bank (7)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 07-09-2026 | 2026-00505251 | |
| 31-12-2024 | micro format | 20-08-2025 | 2025-00385173 | |
| 31-12-2023 | micro format | 26-08-2024 | 2024-00378961 | |
| 31-12-2022 | micro format | 31-07-2023 | 2023-00296735 | |
| 31-12-2021 | micro format | 18-07-2022 | 2022-20194887 | |
| 31-12-2020 | micro format | 23-07-2021 | 2021-42700385 | |
| 31-12-2018 | micro format | 06-09-2019 | 2019-63600593 |
Board & ownership
Directors
Directors
6 directors
Keunen Pascale
Current
Moriau Alain
Current
Vega Egusquizaga Pedro
Current
Altienza Bermudez José
Current
Beck Guy
Current
Hariga Axel
Current
Owners and capital
Owners
Mandate history
6 people, 6 in office
- Board
| Name | Functions and periods |
|---|---|
| Keunen Pascale |
|
| Moriau Alain |
|
| Vega Egusquizaga Pedro |
|
| Altienza Bermudez José |
|
| Beck Guy |
|
| Hariga Axel |
|
Network & group
HELP'U shares no director with another company.
Companies at the same address
21 other companies- FITTEST THERAPY Establishment · since 2023 0797293280
- Oufti - Les Amis de François Walthéry Registered office · since 2022 0792615407
- CERAPRO Establishment · since 2022 0784678728
- AM DIEDERICKX JF sa & RECO + sa - SAIVE Establishment · since 2021 0776853402
- VRAC & GO Establishment · since 2019 0731835108
- COMPAS - FORMAT Registered office · since 2018 0476855067
- Mikolajczyk, Stéphane (sole trader) Establishment · since 2017 0680564173
- LJ CONSTRUCTIONS Establishment · since 2017 0675882142
- Ozgur Travaux Registered office · since 2017 0674499594
- LES ATELIERS D'COLIN Registered office · since 2017 0669817464
Connections & network
6 current directorsThe network starts from the directors of HELP'U. Every other company they run is a node.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
07-09
micro format · 38 days late
2025
20-08
micro format · 20 days late
2024
31-12
Financial
Back to profitnet €15,194
The net result is €15,194, after 5 loss-making years.
26-08
micro format · 26 days late
2023
31-12
Financial
Weakest financial yearnet -€22,682
The net result drops to -€22,682, the lowest from 2018 to 2025. It recovers the following year.
31-07
micro format · on the deadline day
2022
18-07
micro format · 13 days before the deadline
2021
23-07
micro format · 8 days before the deadline
2019
06-09
micro format · 37 days late
2018
16-11
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
HELP'U in French
Enterprise number
0712.791.434
Legal form
Coöperatieve vennootschap met onbeperkte aansprakelijkheid met een sociaal oogmerk
Status
Active, normale toestand
Founded
02-11-2018
Entity type
Legal entity
Registered office and establishments
Registered office
Rue Cahorday 1, 4671 Blégny, Belgium
Establishment unit
HELP'U, Rue Cahorday 1, 4671 Blégny since 01-01-2019 · unit number 2.288.020.85546150 Agents in the wholesale of furniture, household goods and hardware
E-mail
info@helpu.be
Phone
+32495948427
Activities
NACEBEL 202546150
Agents in the wholesale of furniture, household goods and hardware
46170
Agents in the wholesale of food, beverages and tobacco
46180
Agents specialised in the wholesale of other particular products
62100
Computer programming
68201
Renting and operating of own or leased residential real estate, excluding social housing
68204
Real estate activities
70200
Business and other management consultancy
73300
Public relations and communication consultancy
74120
Graphic design and visual communication
82100
Office administrative and support services
Codes under NACEBEL 2008
46150
Wholesale trade
46170
Wholesale trade
46180
Wholesale trade
62010
Computer programming, consultancy and related activities
68201
Real estate activities
68204
Real estate activities
70210
Activities of head offices; management consultancy activities
70220
Business consulting
74103
Other professional, scientific and technical activities
82110
Office administrative, office support and other business support activities
82190
Office administrative, office support and other business support activities
Invoicing and payment
VAT number
BE 0712.791.434
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Sites & property
Location
Buildings and parcels at the address
Ground area
2,202 m²
Building footprint
1,380 m²
Building volume
13,455 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 62095C0028/00F000 | Wallonia | 2,201 m² | 1 · 1,380 m² | 12.5 m · 3 |