HELP'U
ActiveSummary
For the legal form of HELP'U, Checked does not compute a bankruptcy probability. The 2025 annual accounts show negative equity (€-7k) and a net result of €4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-7
Solvency24▲+1
Growth58=
Track record100
Credit verdict
No credit on open account
Liquidity short (current ratio 0.22 against 0.25 in 2024; short-term debt: 25.8% and cash: 0.8% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
38 d late
2024
20 d late
2023
26 d late
2022
on the day
2021
13 d early
2020
8 d early
2018
37 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2021 · €0
2020: €0
2021: €0
2020 → 2022
Total assets
€500k▼ 5.9%
2024 · €531k
2018: €997
2020: €8k
2021: €447k
2022: €594k
2023: €535k
2024: €531k
2018 → 2025
Net result
€4k▼ 73.1%
2024 · €15k
2018: €-3
2020: €-1k
2021: €-4k
2022: €-1k
2023: €-23k
2024: €15k
2018 → 2025
Working capital
€-100k▼ 7.5%
2024 · €-93k
2020: €2k
2021: €-53k
2022: €-148k
2023: €-152k
2024: €-93k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€0-€0
Equity€-2k-€-3k▼ 59.8%€-26k▼ 700%€-11k▲ 58.6%€-7k▲ 38.1%
Operating result€-2k-€11k€-10k€29k€17k▼ 43.1%
Net result€-4k-€-1k▲ 66.6%€-23k▼ 1,769%€15k€4k▼ 73.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€471k ▼ 5.7%
Current assets
€29k ▼ 9.8%
Key figures and ratios
EBITDA
€45k▼
2024 · €57k
Cash flow
€32k▼
2024 · €43k
Solvency
-1.3%▲
2024 · -2.0%
Current ratio
0.22▼
2024 · 0.25
Debt to equity
-76.17▼
2024 · -50.48
ROA
0.8%▼
2024 · 2.9%
Interest coverage
3.58▼
2024 · 4.10
Debt
€506k▼
2024 · €542k
Debt ≤ 1 year
€129k▲
2024 · €125k
Debt > 1 year
€377k▼
2024 · €416k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€531k€500k▼
Fixed assets21/28€499k€471k▼
Tangible fixed assets22/27€499k€471k▼
Land and buildings22€499k€471k▼
Current assets29/58€32k€29k▼
Amounts receivable within one year40/41€23k€25k▲
Trade receivables40€23k€25k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€9k€4k▼
Equity and liabilities
Total equity and liabilities10/49€531k€500k▼
Equity10/15€-11k€-7k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-14k€-10k▲
Amounts payable17/49€542k€506k▼
Amounts payable after more than one year17€416k€377k▼
Financial debts170/4€396k€357k▼
Other amounts payable178/9€20k€20k=
Amounts payable within one year42/48€125k€129k▲
Current portion of amounts payable after more than one year42€0€85k▲
Financial debts43€80k€0▼
Credit institutions430/8€80k€0▼
Trade debts44€41k€43k▲
Suppliers440/4€41k€43k▲
Taxes, remuneration and social security45€5k€827▼
Taxes450/3€5k€827▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k=
Other operating charges640/8€1k€700▼
Non-recurring operating charges66A-€100
Gross operating margin9900€59k€46k▼
Operating profit (loss)9901€29k€17k▼
Financial income75/76B€8€10▲
Recurring financial income75€8€10▲
Financial charges65/66B€14k€13k▼
Recurring financial charges65€14k€13k▼
Profit (loss) for the period before taxes9903€15k€4k▼
Profit (loss) for the period9904€15k€4k▼
Profit (loss) for the period to be appropriated9905€15k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-10k▲
Profit (loss) brought forward from the previous period14P€-29k€-14k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 38 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €15k
Net result €15k after 5 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Cahorday 14671 BlégnyGround area
2,202 m²
Building footprint
1,380 m²
Volume, LiDAR
13,455 m³
Parcel 62095C0028/00F000, Wallonia · tallest building 12.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HELP'U
since 20192.288.020.855
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095C0028/00F000 | Wallonia | 2,201 m² | 1 · 1,380 m² | 12.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formCoöperatieve vennootschap met onbeperkte aansprakelijkheid met een sociaal oogmerk
Founded02-11-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
46170Agents in the wholesale of food, beverages and tobacco
46180Agents specialised in the wholesale of other particular products
62100Computer programming
68201Renting and operating of own or leased residential real estate, excluding social housing
68204Real estate activities
70200Business and other management consultancy
73300Public relations and communication consultancy
74120Graphic design and visual communication
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@helpu.be
Phone:+32495948427