Equity
€43,480 ▲ 6.0%
Hellonélo has made a profit in every financial year since 2023.
Hellonélo
Overview
Lifetime
3 annual accounts with figures on one time axispeak €49,387 (2023)
€14,421▲ 40.1%
peak €35,029 (2023)
€2,468▲ 24.4%
peak €43,480 (2025)
€43,480▲ 6.0%
€39,495▲ 47.3%
Board1 name since 2023
1 directorBUSKI Elodie
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from €10,297 to €14,421Debts from €26,821 to €39,495Cash from €34,111 to €52,693
Key points
from the 2025 annual accountsChecked score
93
Excellent
Financially stronger than 47% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.4%▲ +0.1 percentage points vs 03-2025
05-2025: 0.4%● unchanged vs 04-2025highest value
06-2025: 0.4%● unchanged vs 05-2025
07-2025: < 0.1%▼ -0.4 percentage points vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2023
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.85, cash €52,693
Size: total assets €82,975
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 45% of them on solvency, 60% on liquidity, 31% on profitability and 52% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,546 companies had the same profile as Hellonélo has now. Each dot stands for 7 companies, two years later.
94.2%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Hellonélo itself is lower: < 0.1% within 12 months. It rests on far more data about Hellonélo than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,546 companies, not a prediction for Hellonélo. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.85 (1.95 in 2024), above the usual 1.5. Short-term debt is 47.6% and cash 63.5% of total assets. 47.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filingsDeviation from the deadline
2025
25 days late
2024
41 days early
2023
33 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 16 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 June (3 of the last 3 accounts filed within 57 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804806822
Incorporation
Founding capital of €4,000, 100 shares · Founder: BUSKI Elodie · Appointment: BUSKI Elodie (director) · published on 18-08-2023 · Gazette deed
First establishment
Chaussée de Namur 2, Nivelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Hellonélo Nivelles | €82,975 | €14,421 | 52.4% | - |
| DNTify Londerzeel | €90,130 | €14,051 | 50.9% | - |
| BEURNEL IT Forest | €87,708 | €15,860 | 53.4% | - |
| WillPower Uccle | €89,103 | €16,073 | 61.4% | - |
| I-Leadership Maaseik | €76,278 | €15,838 | 15.3% | - |
| GEDO CONSULT Blegny | €82,746 | €17,077 | 97.2% | - |
| INEXHAUSTUS Waterloo | €80,929 | €16,957 | 53.2% | - |
These companies have the same main activity as Hellonélo: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €76,300 and €90,100, founded between 2022 and 2024.
Official details
Source: KBO- Status
- Active since 16-08-2023Normal situation
- Registered office
- 10 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 5 others
- Establishment unit
- 2.349.456.7941400 Nivelles, since 16-08-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2025
Annual accounts 2025
- €14,421▲ 40.1%
- €2,468▲ 24.4%
- €43,480▲ 6.0%
- €82,975▲ 22.3%
- Filing
- Filed on 25-08-2026
Insights on Hellonélo
Hellonélo files the micro format. That format states no turnover. The gross margin fell from €49,387 in 2023 to €14,421 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 25-08-2026, 25 days late€14,421
▲ 40.1%
€5,747
▲ 67.2%
€2,468
▲ 24.4%
€33,539
▲ 31.3%
52.4%
▼ 8.1 percentage points
1.85
▼ 0.10
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €77,000. Estimated: probably between €37,000 and €150,000.
Balance sheet
balance sheet total €82,975 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
52.4%
Higher than 43% of 21,208 companies in 2025.
1.85
Higher than 40% of 20,571 companies in 2025.
3.0%
Higher than 22% of 20,746 companies in 2025.
Hellonélo
Middle half of the sector
80% of the sector
Micro accounts in computer programming and consultancy (NACE 62)
Net result: bottom quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
82,975 | 67,833 | 98,482 | |
21/28 |
9,941 | 15,476 | 20,181 | |
22/27 |
9,941 | 15,476 | 20,181 | |
24 |
9,941 | 15,476 | 20,181 | |
29/58 |
73,034 | 52,357 | 78,300 | |
40/41 |
18,755 | 16,692 | 75,868 | |
40 |
18,755 | 12,412 | 73,722 | |
41 |
- | 4,280 | 2,146 | |
54/58 |
52,693 | 34,111 | 881 | |
490/1 |
1,586 | 1,554 | 1,551 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
82,975 | 67,833 | 98,482 | |
10/15 |
43,480 | 41,012 | 39,029 | |
10/11 |
4,000 | 4,000 | 4,000 | |
14 |
39,480 | 37,012 | 35,029 | |
17/49 |
39,495 | 26,821 | 59,453 | |
42/48 |
39,495 | 26,821 | 59,453 | |
44 |
6,304 | 1,437 | 40,860 | |
440/4 |
6,304 | 1,437 | 40,860 | |
45 |
8,551 | 3,337 | 7,614 | |
450/3 |
6,564 | 1,369 | 5,849 | |
454/9 |
1,988 | 1,968 | 1,765 | |
47/48 |
24,640 | 22,046 | 10,979 | |
| Income statement | ||||
9900 |
14,421 | 10,297 | 49,387 | |
62 |
1,327 | - | - | |
630 |
6,909 | 6,631 | 4,632 | |
640/8 |
438 | 229 | 252 | |
9901 |
5,747 | 3,436 | 44,503 | |
75/76B |
2 | 0 | - | |
75 |
2 | 0 | - | |
65/66B |
1,743 | 87 | 36 | |
65 |
1,743 | 87 | 36 | |
9903 |
4,006 | 3,350 | 44,467 | |
67/77 |
1,539 | 1,366 | 9,439 | |
9904 |
2,468 | 1,984 | 35,029 | |
9905 |
2,468 | 1,984 | 35,029 | |
| Appropriation of the result | ||||
9906 |
39,480 | 37,012 | 35,029 | |
14P |
37,012 | 35,029 | - | |
| Document | ||||
The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 25-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 25 days after the deadline. Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00437618.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 12,656 | 10,068 | 49,135 | ||
| 9,377 | 8,615 | 39,660 | ||
| 1,373 | 1,926 | 24,850 | ||
| 18,582 | 33,230 | - | ||
| 33,539 | 25,536 | 18,847 | ||
| 52.4% | 60.5% | 39.6% | ||
| 1.85 | 1.95 | 1.32 | ||
| 0.91 | 0.65 | 1.52 | ||
| 5.7% | 4.8% | 89.8% | ||
| 3.0% | 2.9% | 35.6% | ||
| 7.26 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | €1,373 | €1,926 | €24,850 |
| €6,909 | €6,631 | €4,632 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on Hellonélo
The operating result for 2025 is 67% higher than in 2024. It is a recovery after the fall in 2024.
Debt's share of the balance-sheet total rises from 39.5% to 47.6%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector
since 16-08-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 25-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 18-08-2023
Mandates through the years
1 name, the dashed line is todayControl
Capital
- Contribution
- €4,000
- Shares
- 100
- Contribution per share
- €40
- Equity per share
- €435 in 2025
- Source
- deed of 18-08-2023
Articles of association
deed of 18-08-2023 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 6 June at 18:00
Shareholders
At incorporation
deed of 18-08-2023 ↗
- BUSKI Elodie 100 shares (100%) · €4,000 in cash
Capital transactions
Capital over time
- 18-08-2023 Incorporation · €4,000 · 100 shares
- 18-08-2023 Incorporation · €4,000
Network & group
No group
Hellonélo has no parent and no holdings in its annual accounts. BUSKI Elodie is the only director. Hellonélo shares no director with another company.
At the same address
Chaussée de Namur 2, 1400 Nivelles · 9 other companies| Helium Care
registered office since 28-05-2019 · founded in 2019 |
1.9 FTE (2025) 0727.562.455 |
| IVIMMO
establishment since 01-01-2009 · founded in 2008 |
total assets €218,243 (2025) 0808.578.340 |
| Imedg'in
registered office since 27-05-2019 · founded in 2019 |
total assets €90,784 (2025) 0727.544.540 |
| VAN SCHEVENSTEEN Kinésithérapie
registered office since 23-01-2019 · founded in 2019 |
total assets €76,112 (2025) 0719.313.495 |
| RAYSOLVE
registered office since 22-06-2022 · founded in 2022 · negative equity (2025) |
total assets €17,491 (2025) 0787.511.128 |
| FB MedAeris
registered office since 05-01-2026 |
founded in 2026 1032.485.915 |
| Gysen, Chloé (sole trader)
establishment since 07-10-2019 |
founded in 2017 0681.835.863 |
| Ramos De Carvalho, Rafael (sole trader)
establishment since 02-07-2018 |
founded in 2018 0699.465.218 |
| Association des copropriétaires de la Résidence Des Loups
registered office since 22-09-2009 |
founded in 2009 0818.782.443 |
Timeline
Timeline
7 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 25 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804806822
Annual accounts 2024 filed PDFmicro format · 41 days before the deadline
2024
Weakest financial year net €1,984 ▼94.3% The net result drops to €1,984, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 33 days before the deadline
2023
IncorporationFounding capital of €4,000, 100 shares · Founder: BUSKI Elodie · Appointment: BUSKI Elodie (director) · published on 18-08-20237 points ▸
- Founder, BUSKI Elodie
- Power of attorney, Sylvie VAN LEEUW
- Founding capital, €4,000, 100 shares
- Founding capital, €4,000
- Director appointment, BUSKI Elodie
- Board rule, 1
- Registered office clause, Chaussée de Namur 2 boîte 9 à 1400 Nivelles
- The deed holds 6 more points.
First establishment Chaussée de Namur 2, Nivelles
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 16 August 2023, Hellonélo was incorporated as a private limited company by one natural person, with a starting capital of €4,000.12 BUSKI Elodie has served as director since 2023.3 Total assets went from €98,482 in 2023 to €82,975 in 2025.4
Company details
Identity
- Enterprise number
- 0804.806.822
- VAT number
- BE 0804.806.822
- Peppol ID
- 0208:0804806822
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 16-08-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- 6 June at 18:00deed of 18-08-2023 (in French)
- Peppol
- Reachable since 06-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- Hellonélo in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-08-2023 (in French)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Région Wallonne”deed of 18-08-2023 (in French)
Activities
NACEBEL 202562200
Computer consultancy and computer facilities management main activity
73110
Advertising agencies
Codes under NACEBEL 2008
62020
IT consultancy main activity
63110
Computing infrastructure, data processing, hosting and other information service activities
73110
Advertising, market research and public relations activities
74103
Other professional, scientific and technical activities
74209
Other photographic activities
82990
Other business support services
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Le conseil,l’assistance et le service en matière informatique : la planification et la conception de systèmes informatiques intégrant la…”deed of 18-08-2023 (in French)
14 activities
- Le conseil,l’assistance et le service en matière informatique : la planification et la conception de systèmes informatiques intégrant la technologie du matériel,celle des logiciels et celles des communications,ainsi que la formation des utilisateurs concernés.Cette activité couvre également la fourniture de services,de conseils en configuration,systèmes et logiciels informatiques ainsi que les services d’assistance technique en la matière.
- La conception,la réalisation et la diffusion de campagnes publicitaires sur divers supports,journaux et périodiques,à la radio,à la télévision,sur Internet et dans tous autres médias ;
- La conception et la diffusion de publicités à l’extérieur,par exemple sur des panneaux,des vitrines,dans des magasins,sur des véhicules à moteurs (voitures,autobus,trams et métros,etc.) ;
- La distribution de prospectus et d’échantillons publicitaires ;
- La création de stands et d’autres structures ou sites destinés à l’affichage ;
- La réalisation de campagnes de marketing et tous autres services publicitaires destinés à attirer et fidéliser les consommateurs,la promotion de produits,le marketing dans les points de vente et magasin ;
- Le publipostage,le conseil et la consultance en marketing,ainsi que la conception de techniques de publicité visant à toucher le consommateur au moyen de publicités personnalisées.
- La société a aussi pour objet toutes activités photographiques,telles que le traitement de films ne relevant pas de l’industrie du cinéma et de la télévision,le développement,le triage et l’agrandissement de photos ou de films réalisés par ses clients,le montage de diapositives,la copie,la restauration et la retouche de photographies.
- La programmation informatique en général : la conception,la modification,l’adaptation,le développement,la prise en charge de logiciels et d’applications,y compris les mises à jour et correctifs,la gestion de bases de données et de pages Web.Cette activité comprend également : la programmation des dispositifs de suivi et la gestion de serveurs,ainsi que la création d’application pour l’édition de photos.
- L’exploitation de sites Web qui utilisent des moteurs de recherches pour produire et maintenir d’importantes bases de données contenant des adresses et du contenu sur Internet,ainsi que l’exploitation de portails Internet,tels que les sites de médias dont le contenu est périodiquement mis à jour.Cette activité comprend la gestion de blogs et de réseaux sociaux.
- La production de comptes-rendus textuels ou d’enregistrements de délibérations des tribunaux et la transcription ultérieure du matériel enregistré,les services de sous-titrage codé en temps réel d’émissions de télévision en direct,de réunions ou de conférences,les services de codage par code-barres pour les adresses,les services d’impression de code-barres,l’administration de programmes de fidélisation ;
- Les activités d’aide à de jeunes entreprises durant leur période de démarrage (mise à disposition d’infrastructures et de services à prix modérés,les autres activités de soutien généralement fournies aux entreprises…
- La gestion d’installations informatiques : les services de gestion et d’exploitation sur site de systèmes informatiques et/ou de traitement des données des clients,ainsi que les services d’assistance connexes.Cette gestion comprend également la programmation des dispositifs de suivi et la gestion de serveurs.
- Le traitement et l’hébergement de données et les activités connexes : la fourniture et/ou la mise à disposition d’infrastructures destinées aux services d’hébergement et de traitement de données ainsi que toutes activités de ce type,l’hébergement de site Web,la numérisation de documents,le service de saisie des données...
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Chaussée de Namur 2 registered office 1400 Nivelles | 16-08-2023 | 2.349.456.794 |
Buildings and parcels at the address
- Ground area
- 828 m²
- Buildings
- 407 m²
- Volume, LiDAR
- 4,618 m³
- Tallest building
- 13.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 25782C0432/00C002 | 828 m² | 1 · 407 m² | 13.5 m · 4 |
Contact
E-mail
hello@elodiebuski.com