Hello
ActiveHello has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-122k) and a net result of €-66k. Equity is shrinking by ~46.6% per year across the filed fiscal years. Its solvency ranks better than 5% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
7
/ 100
Critical▼ -9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33=
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.48 against 0.51 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-96.4%
Return on assets
-52.1%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€122k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
71 d early
2024
84 d early
2023
22 d early
2022
39 d early
2021
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-122k▼ 117%
2024 · €-56k
2021: €-25k
2022: €7k
2023: €-66k
2024: €-56k
2021 → 2025
Total assets
€126k▼ 16.6%
2024 · €152k
2021: €116k
2022: €158k
2023: €123k
2024: €152k
2021 → 2025
Net result
€-66k
2024 · €10k
2021: €-30k
2022: €32k
2023: €-74k
2024: €10k
2021 → 2025
Working capital
€-82k▼ 4.6%
2024 · €-79k
2021: €-60k
2022: €-18k
2023: €-90k
2024: €-79k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€7k€-66k€-56k▲ 15.1%€-122k▼ 117%
Operating result€-26k-€40k€-75k€15k€-61k
Net result€-30k-€32k€-74k€10k€-66k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €61k after €15k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €126k
Fixed assets
€51k▼ 28.0%
Current assets
€76k▼ 6.6%
Key figures and ratios
EBITDA
€-41k▼
2024 · €35k
Cash flow
€-46k▼
2024 · €30k
Solvency
-96.4%▼
2024 · -37.0%
Current ratio
0.48▼
2024 · 0.51
Quick ratio
0.48▼
2024 · 0.51
Debt / equity
-2.04▲
2024 · -3.70
ROE
54.0%▲
2024 · -17.8%
ROA
-52.1%▼
2024 · 6.6%
Interest coverage
-8.19▼
2024 · 7.55
Debt
€248k▲
2024 · €208k
Debt ≤ 1 year
€158k▼
2024 · €160k
Debt > 1 year
€35k▼
2024 · €46k
Income taxes
€165▲
2024 · €127
Staff costs
€98k▼
2024 · €100k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€126k▼
Fixed assets21/28€71k€51k▼
Intangible fixed assets21€27k€21k▼
Tangible fixed assets22/27€44k€30k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€41k€29k▼
Other tangible fixed assets26€3k€889▼
Current assets29/58€81k€76k▼
Amounts receivable within one year40/41€66k€43k▼
Trade receivables40€63k€43k▼
Other amounts receivable41€3k€170▼
Cash at bank and in hand54/58€9k€0▼
Deferred charges and accrued income490/1€6k€33k▲
Equity and liabilities
Total equity and liabilities10/49€152k€126k▼
Equity10/15€-56k€-122k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-61k€-127k▼
Amounts payable17/49€208k€248k▲
Amounts payable after more than one year17€46k€35k▼
Financial debts170/4€46k€35k▼
Amounts payable within one year42/48€160k€158k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€61k€75k▲
Suppliers440/4€61k€75k▲
Taxes, remuneration and social security45€30k€21k▼
Taxes450/3€18k€8k▼
Remuneration and social security454/9€12k€13k▲
Other amounts payable47/48€62k€49k▼
Accrued charges and deferred income492/3€2k€56k▲
Income statement
Code20242025
Remuneration, social security and pensions62€100k€98k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€5k€2k▼
Gross operating margin9900€140k€59k▼
Operating profit (loss)9901€15k€-61k▼
Financial income75/76B€6€9▲
Recurring financial income75€6€9▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€10k€-66k▼
Income taxes67/77€127€165▲
Profit (loss) for the period9904€10k€-66k▼
Profit (loss) for the period to be appropriated9905€10k€-66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-61k€-127k▼
Profit (loss) brought forward from the previous period14P€-71k€-61k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-74k ▼329%
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 directors, no change since 2026
Erromesa
CurrentDirector · since 24-02-2026 · Private limited company
Gocom Management
CurrentDirector · since 24-02-2026 · Private limited company
24-02-2026
Erromesa: Appointed as Director
24-02-2026
Gocom Management: Appointed as Director
24-02-2026
DJS Beheer: Resigned as Director
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rubensstraat 1652300 TurnhoutGround area
6,783 m²
Building footprint
219 m²
Volume, LiDAR
3,195 m³
Parcel 13453O0711/00E000, Flanders · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Hello
since 20202.304.693.967
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0711/00E000 | Flanders | 6,783 m² | 1 · 219 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BRAM VANDERMEEREN
BE 1014.984.343
Leuven · Eq €7k
Koding.AI
BE 0729.598.663
Lede · Eq €8k
OXPY
BE 0742.692.277
Modave · Eq €8k
ANABIZ
BE 0769.451.510
Ramillies · Eq €8k
ASTRIANT
BE 0781.731.710
Braine-le-Château · Eq €8k
Of 29,880 companies in sector 62200 we hold annual accounts for 18,324. 8,012 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-07-2020
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
46500Wholesale of information and communication equipment
46510Wholesale trade
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.