HELEA IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €77k and a net result of €-790. Its solvency ranks better than 33% of 8018 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▼ 1.0%
2024 · €78k
2024: €78k
2024 → 2025
Net result
€-790▲ 57.0%
2024 · €-2k
2024: €-2k
2024 → 2025
Total assets
€253k▼ 0.3%
2024 · €254k
2024: €254k
2024 → 2025
Solvency
30.6%▼ 0.2pp
2024 · 30.8%
2024: 30.8%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€0
Equity€78k-€77k▼ 1.0%
Operating result€-2k-€-699▲ 59.9%
Net result€-2k-€-790▲ 57.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €699 in 2025 against €2k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €252k
Fixed assets
€165k=
Current assets
€87k▼ 0.6%
Equity and liabilities €253k
Equity
€77k▼ 1.0%
Debt
€176k=
The debt ratio rises from 69.2% to 69.4%. Equity is lower.
Key figures and ratios
Solvency
30.6%▼
2024 · 30.8%
ROE
-1.0%▲
2024 · -2.4%
ROA
-0.3%▲
2024 · -0.7%
Debt
€176k=
2024 · €176k
Debt ≤ 1 year
€176k=
2024 · €176k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€254k€253k▼
Formation expenses20€884€658▼
Fixed assets21/28€165k€165k=
Financial fixed assets28€165k€165k=
Current assets29/58€88k€87k▼
Amounts receivable within one year40/41€88k€87k▼
Other amounts receivable41€88k€87k▼
Cash at bank and in hand54/58€302€635▲
Equity and liabilities
Total equity and liabilities10/49€254k€253k▼
Equity10/15€78k€77k▼
Contributions10/11€80k€80k=
Profit (loss) carried forward14€-2k€-3k▼
Amounts payable17/49€176k€176k=
Amounts payable within one year42/48€176k€176k=
Trade debts44€1k€1k=
Suppliers440/4€1k€1k=
Other amounts payable47/48€174k€174k=
Accrued charges and deferred income492/3€96€97▲
Income statement
Code20242025
Turnover70-€0
Goods, raw materials, services and sundry goods60/61-€407
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€245€226▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€337-
Other operating charges640/8-€67
Gross operating margin9900€-1k€-407▲
Operating profit (loss)9901€-2k€-699▲
Financial charges65/66B€95€91▼
Recurring financial charges65€95€91▼
Profit (loss) for the period before taxes9903€-2k€-790▲
Profit (loss) for the period9904€-2k€-790▲
Profit (loss) for the period to be appropriated9905€-2k€-790▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-3k▼
Profit (loss) brought forward from the previous period14P-€-2k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Le Roeulx · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue d'Houdeng(R) 2367070 Le RoeulxGround area
1,907 m²
Building footprint
517 m²
Parcel 55035D0597/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
HELEA IMMO
since 20232.352.713.620
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55035D0597/00D000 | Wallonia | 1,907 m² | 1 · 517 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PLUS-MINUS
BE 0752.533.027
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WILOW
BE 0791.970.752
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SERTAC
BE 1005.532.781
Kapellen · Eq €78k
Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 11,668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.