Summary
H-ola is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €225k and a net result of €-15k. Its solvency ranks better than 95% of 9863 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€225k
Net result
€-15k
Total assets
€225k
Solvency
100.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €225k
Equity
€225k
Debt
€1
Debt finances 0.0% of the balance-sheet total.
Key figures and ratios
ROE
-6.8%
ROA
-6.8%
Debt ≤ 1 year
€1
A ratio outside any meaningful range has been withheld (balance sheet total €225k, equity €225k).
Filed annual accounts As filed with the NBB · 2024 · 27 lines
Balance sheet
Code2024
Assets
Total assets20/58€225k
Current assets29/58€225k
Amounts receivable within one year40/41€202k
Trade receivables40€338
Other amounts receivable41€201k
Cash at bank and in hand54/58€23k
Equity and liabilities
Total equity and liabilities10/49€225k
Equity10/15€225k
Contributions10/11€240k
Capital10€240k
Issued capital100€240k
Profit (loss) carried forward14€-15k
Amounts payable17/49€1
Amounts payable within one year42/48€1
Trade debts44€1
Suppliers440/4€1
Income statement
Code2024
Other operating charges640/8€118
Gross operating margin9900€-15k
Operating profit (loss)9901€-15k
Financial income75/76B€43
Recurring financial income75€43
Financial charges65/66B€115
Recurring financial charges65€115
Profit (loss) for the period before taxes9903€-15k
Profit (loss) for the period9904€-15k
Profit (loss) for the period to be appropriated9905€-15k
Appropriation of the result
Profit (loss) to be appropriated9906€-15k
Accounts by statement
| Line | 2024 |
|---|---|
| Other operating charges640/8 | €118 |
| Gross operating margin9900 | €-15k |
| Operating profit (loss)9901 | €-15k |
| Financial income75/76B | €43 |
| Recurring financial income75 | €43 |
| Financial charges65/66B | €115 |
| Recurring financial charges65 | €115 |
| Profit (loss) for the period before taxes9903 | €-15k |
| Profit (loss) for the period9904 | €-15k |
| Profit (loss) for the period to be appropriated9905 | €-15k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €225k | |
| Current assets29/58 | €225k | |
| Amounts receivable within one year40/41 | €202k | |
| Trade receivables40 | €338 | |
| Other amounts receivable41 | €201k | |
| Cash at bank and in hand54/58 | €23k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €225k | |
| Equity10/15 | €225k | |
| Contributions10/11 | €240k | |
| Capital10 | €240k | |
| Issued capital100 | €240k | |
| Profit (loss) carried forward14 | €-15k | |
| Amounts payable17/49 | €1 | |
| Amounts payable within one year42/48 | €1 | |
| Trade debts44 | €1 | |
| Suppliers440/4 | €1 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €-15k |
| Operating cash flow (approximation) | €-15k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2023
Ground area
2,309 m²
Building footprint
415 m²
Volume, LiDAR
2,436 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
H-ola
since 20232.356.185.428
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11008B0043/00M002 | Flanders | 1,673 m² | 1 · 292 m² | 8.9 m · 2 fl. |
| 11372D0236/00S000 | Flanders | 636 m² | 1 · 123 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
A. De Bouver
BE 0560.902.005
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BEG CONSULT
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COMPAGNIE FINANCIERE DES PALAIS D'OUTRE-PONTS
BE 0417.759.501
Etterbeek · Eq €224,588
VERDUYN HOLDING
BE 0830.087.990
Kortrijk · Eq €224,754
Deltacon
BE 0898.353.127
Tongeren-Borgloon · Eq €224,576
Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,556 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-12-2023
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
47811Retail sale of cars and light vans (up to 3.5 tonnes)
47551Retail sale of household furniture
62100Computer programming
68201Renting and operating of own or leased residential real estate, excluding social housing
71112Activities of interior architects
Scores and ratios are computed by Checked and are not a credit decision.