HELDACON
ActiveHELDACON has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €750k and a net result of €139k. Equity is growing by ~17.6% per year across the filed fiscal years. Its solvency ranks better than 73% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▼-1
Solvency95▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 4.13 against 6.61 in 2024; short-term debt: 19.8% and cash: 9% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
13%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
21 d late
2023
on the day
2022
29 d late
2021
30 d late
2020
3 d early
2019
88 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€750k▼ 12.6%
2024 · €858k
2018: €243k
2019: €348k
2020: €456k
2021: €489k
2022: €621k
2023: €776k
2024: €858k
2018 → 2025
Total assets
€1.07M▼ 4.8%
2024 · €1.13M
2018: €575k
2019: €658k
2020: €760k
2021: €817k
2022: €902k
2023: €1.03M
2024: €1.13M
2018 → 2025
Net result
€139k▼ 8.8%
2024 · €153k
2018: €81k
2019: €115k
2020: €154k
2021: €106k
2022: €152k
2023: €155k
2024: €153k
2018 → 2025
Working capital
€665k▼ 13.8%
2024 · €772k
2018: €138k
2019: €244k
2020: €350k
2021: €392k
2022: €528k
2023: €688k
2024: €772k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€489k-€621k▲ 27.0%€776k▲ 24.9%€858k▲ 10.6%€750k▼ 12.6%
Operating result€160k-€218k▲ 36.2%€244k▲ 11.9%€223k▼ 8.5%€196k▼ 12.2%
Net result€106k-€152k▲ 43.7%€155k▲ 1.7%€153k▼ 1.2%€139k▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.07M
Fixed assets
€194k▼ 10.3%
Current assets
€878k▼ 3.5%
Equity and liabilities €1.07M
Equity
€750k▼ 12.6%
Debt
€322k▲ 20.2%
The debt ratio rises from 23.8% to 30.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€221k▼
2024 · €248k
Cash flow
€165k▼
2024 · €178k
Solvency
70.0%▼
2024 · 76.2%
Current ratio
4.13▼
2024 · 6.61
Quick ratio
4.13▼
2024 · 6.61
Debt / equity
0.43▲
2024 · 0.31
ROE
18.5%▲
2024 · 17.8%
ROA
13.0%▼
2024 · 13.5%
Interest coverage
35.39▼
2024 · 41.46
Debt
€322k▲
2024 · €268k
Debt ≤ 1 year
€213k▲
2024 · €138k
Debt > 1 year
€109k▼
2024 · €130k
Income taxes
€63k▼
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.13M€1.07M▼
Fixed assets21/28€217k€194k▼
Intangible fixed assets21€2k-
Tangible fixed assets22/27€215k€194k▼
Land and buildings22€199k€179k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€12k€12k▲
Financial fixed assets28€87€87=
Current assets29/58€909k€878k▼
Amounts receivable after more than one year29€140k€140k=
Other amounts receivable291€140k€140k=
Amounts receivable within one year40/41€165k€192k▲
Trade receivables40€78k€82k▲
Other amounts receivable41€87k€110k▲
Current investments50/53€299k€447k▲
Cash at bank and in hand54/58€301k€96k▼
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.13M€1.07M▼
Equity10/15€858k€750k▼
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€812k€704k▼
Distributable reserves133€812k€704k▼
Profit (loss) carried forward14€40k€40k▲
Amounts payable17/49€268k€322k▲
Amounts payable after more than one year17€130k€109k▼
Financial debts170/4€130k€109k▼
Amounts payable within one year42/48€138k€213k▲
Current portion of amounts payable after more than one year42€20k€29k▲
Financial debts43€4k-
Credit institutions430/8€4k-
Trade debts44€4k€10k▲
Suppliers440/4€4k€10k▲
Taxes, remuneration and social security45€39k€31k▼
Taxes450/3€36k€29k▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€70k€143k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€25k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€251k€223k▼
Operating profit (loss)9901€223k€196k▼
Financial income75/76B€6k€13k▲
Recurring financial income75€6k€13k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€223k€202k▼
Income taxes67/77€71k€63k▼
Profit (loss) for the period9904€153k€139k▼
Profit (loss) for the period to be appropriated9905€153k€139k▼
Appropriation of the result
Profit (loss) to be appropriated9906€193k€179k▼
Profit (loss) brought forward from the previous period14P€40k€40k▲
Transfer from equity791/2€70k€247k▲
Transfer to equity691/2€153k€139k▼
To other reserves6921€153k€139k▼
Profit to be distributed694/7€70k€247k▲
Return on contributions (dividend)694€70k€247k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €155k ▲1.7%
Operating result €244k, net result €155k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Equity above €500kEq €621k ▲27%
5 profitable years in a row build equity to €621k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Peperstraat 601785 MerchtemGround area
585 m²
Building footprint
105 m²
Volume, LiDAR
621 m³
Parcel 23602K0067/00S000, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heldacon
since 20102.191.317.496
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23602K0067/00S000 | Flanders | 585 m² | 1 · 105 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,225 EUR awarded · 2,225 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,225 EUR | 2,225 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
DATALINK
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Hasselt · Eq €750k
VERDUPAK
BE 0433.033.041
Roeselare · Eq €751k
CUISIBAINS-C.P.A
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Marche-en-Famenne · Eq €749k
GO POP
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Merelbeke-Melle · Eq €755k
Etablissements MARTINI et Fils
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Liège · Eq €744k
Of 1,170 companies in sector 46499 we hold annual accounts for 743. 518 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-2010
Fiscal year end31-12
Activities, NACEBEL
46499Wholesale of other household goods
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.