Financials
- Fiscal year
- 2025
- Total assets
- €928,810
- Loss
- -€47,081
- Solvency
- 16.0%
Total assets▲ 4.3%
Net result
20192025
DEAL & DISTRIBUTION
ActiveSummary
The computed 12-month bankruptcy probability of DEAL & DISTRIBUTION is 1.7% (moderate). The 2025 annual accounts show equity of €148,191 and a net result of -€47,081. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 22% of 8741 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale of other household goods
NACE 46499
1 site
Size
€928,810total assets 2025
- Staff
- 6 FTE
- Equity
- €148,191
- Loss
- -€47,081
Turnover not published (abridged schema)
Structure
Accounts filed 62 d late0 of 4 deeds read
Why 53- Latest accounts 62 days late; 1 of the last 3 late- Loss of €47,081 (FY 2025)- Liquidity: current ratio 1.17, cash €33,355+ Founded in 2010Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
41-6
equity 16.0% of total assets
Liquidity
30-2
short-term debt 49.2% · cash 3.6%
Profitability
14-34
return on assets -5.1%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%▼ -1.1% vs 11-2024
01-2025: 0.7%▲ +14.7% vs 12-2024
02-2025: 0.8%▲ +18.4% vs 01-2025
03-2025: 1.0%▲ +23.6% vs 02-2025
04-2025: 1.2%▲ +10.6% vs 03-2025
05-2025: 1.2%● 0.0% vs 04-2025
06-2025: 1.2%● 0.0% vs 05-2025
07-2025: 1.2%● 0.0% vs 06-2025
08-2025: 0.6%▼ -48.4% vs 07-2025lowest value
09-2025: 0.6%● 0.0% vs 08-2025lowest value
10-2025: 0.6%● 0.0% vs 09-2025lowest value
11-2025: 0.6%● 0.0% vs 10-2025lowest value
12-2025: 0.6%● 0.0% vs 11-2025lowest value
01-2026: 0.6%▲ +6.4% vs 12-2025
02-2026: 0.6%▼ -6.0% vs 01-2026lowest value
03-2026: 0.6%▲ +7.9% vs 02-2026
04-2026: 1.0%▲ +57.0% vs 03-2026
05-2026: 1.6%▲ +60.7% vs 04-2026
06-2026: 2.0%▲ +25.6% vs 05-2026
07-2026: 3.2%▲ +59.4% vs 06-2026highest value
08-2026: 1.7%▼ -46.8% vs 07-2026
09-2026: 1.7%● 0.0% vs 08-2026
10-2026: 1.7%▼ -0.6% vs 09-2026
- Latest accounts 62 days late; 1 of the last 3 late raises the probability
- Founded in 2010 lowers the probability for this profile
- Loss of €47,081 (FY 2025) raises the probability
- Liquidity: current ratio 1.17, cash €33,355 raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.2 in 2024; short-term debt: 49.2% and cash: 3.6% of total assets), and 84% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 28%, liquidity 27%, profitability 19%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8741 sector peers (2025).
NBB · sector comparisonPosition among 8741 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-07-2026, 62 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
62 d late
2024
33 d early
2023
32 d early
2022
108 d early
2021
19 d early
2020
18 d early
2019
51 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 March (4 of the last 5 filed years within 77 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close03-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€47,081
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 30-04-2027
- 01-07-2026Annual accounts filed
- 30-09-2025Weakest financial year
- 28-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of other household goodsNACE 46499
- Founded
- 20-10-2010
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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