Skip to content

HELCREATIVE

Active Private limited companyfounded 2024active for 2 yearsBookmolenstraat 20, 9111 Sint-NiklaasKBO/BCE: BE 1012.100.869

Lifetime

2 annual accounts with figures on one time axis
peak €14,696 (2024)
€2,630▼ 82.1%
lowest -€831 (2025)
-€831▼ €11,287
peak €8,556 (2024)
€7,726▼ 9.7%
€21,079▼ 24.9%
Board2 names since 2024
1 directorHeierbaut Lucas
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Gross margin from €14,696 to €2,630Loss of €831Debts from €28,075 to €21,079Investments €5,043Cash from €5,712 to €3,250

Key points

from the 2025 annual accounts

Turnover

≈ €16,000 estimated

The micro format states no turnover.

Debts

€21,079 73% of the balance sheet
Suppliers 2%Taxes and wages 28%Other 70%

Investments

€5,043 2.1 × depreciation
20242025

Green is investment, beige is depreciation. Machinery stands 172.2% higher than in 2024.

Checked score

82
Excellent
Financially stronger than 28% of micro companies in other professional activities (NACE 74)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 5,429 companies (NACE 74, micro).

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 08-2025: 0.3%lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026

Financial strength
Average

52+4equity 26.8% of total assets
25-3short-term debt 73.2% · cash 11.3%
65-35return on assets -2.9%

Score breakdown

raises risk
Founded in 2024
lowers risk
Sector: Other professional, scientific and technical activities (NACE 74)
Size: total assets €28,805
Figures for financial year 2025 (filed on 22-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro). It does better than 33% of them on solvency, 14% on liquidity, 34% on profitability and 31% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,271 companies had the same profile as HELCREATIVE has now. Each dot stands for 4 companies, two years later.

93.5%
were still trading
2.0%
stopped another way
4.1%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a small loss

Another 0.4% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of HELCREATIVE itself is lower: 0.4% within 12 months. It rests on far more data about HELCREATIVE than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,271 companies, not a prediction for HELCREATIVE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €500 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.06 (1.17 in 2024), below the usual 1.5. Short-term debt is 73.2% and cash 11.3% of total assets. 73.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €28,805
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 22-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 days early
2024
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 26 days before the deadline. In the sector (NACE 74), the median for financial year 2024 was 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Board and ownership

HL
Heierbaut Lucas
Director, since 31-07-2024
  • HEIRBAUT Lucas Roland Annouk 1,000 sharesdeed of 02-08-2024
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1012100869
Incorporation Founding capital of €100, 1,000 shares · Founder: HEIRBAUT Lucas Roland Annouk · Appointment: HEIRBAUT Lucas Roland Annouk (director) · published on 02-08-2024 · Gazette deed
First establishment Bookmolenstraat 20, Sint-Niklaas
All 5 events

Comparable companies

same main activity, similar in size and age
Company
HELCREATIVE Sint-Niklaas €28,805 €2,630 26.8% -
Map4All Charleroi €33,498 €3,637 35.7% -
Studio Modular Antwerp €39,857 €3,110 44.5% -
Mundane Waves Lebbeke €21,377 €4,476 12.2% -
Berh Visuals Stekene €24,109 €5,046 15.8% -
SLF Visé €32,560 €4,906 11.7% -
MC Design Antwerpen Ranst €28,423 €4,042 52.3% -

These companies have the same main activity as HELCREATIVE: graphic design and visual communication (NACE 74120). They are comparable in size and age: total assets between €21,400 and €39,900, founded between 2023 and 2025.

Official details

Source: KBO
Status
Active since 31-07-2024Normal situation
Activity
Graphic design and visual communicationNACE 74120and 5 others
Establishment unit
2.362.102.5279111 Sint-Niklaas, since 31-07-2024
Financial year end
31 December
Peppol
Reachable since 26-01-2026
Company details

Annual accounts 2025

€28,805▼ 21.4%
Filing
Filed on 22-07-2026, 9 days before the end of the filing period
Financials

Insights on HELCREATIVE

HELCREATIVE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,726 and a net result of -€831.

Its solvency ranks better than 32% of 4,357 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about HELCREATIVE

What is the company number of HELCREATIVE?
The company number of HELCREATIVE is 1012.100.869. The VAT number is the same number with BE in front: BE 1012.100.869.
Where is HELCREATIVE based?
The registered office is at Bookmolenstraat 20, 9111 Sint-Niklaas.Company details
What does HELCREATIVE do?
According to the KBO register, the main activity is graphic design and visual communication (NACE 74120).
What is the legal form of HELCREATIVE?
HELCREATIVE is a private limited company (BV).
When was HELCREATIVE founded?
HELCREATIVE was founded on 31-07-2024.
Is HELCREATIVE still active?
Yes, HELCREATIVE is an active enterprise in the KBO register.
What is the turnover of HELCREATIVE?
The turnover in financial year 2025 is ≈ €16,000. This figure is estimated from the gross margin of €2,630 and 41 comparable companies (NACE 74). It probably lies between €8,100 and €30,000. It is a rough estimate.Financials
Is HELCREATIVE profitable?
In financial year 2025, HELCREATIVE made a loss of €831.
Where can I find the annual accounts of HELCREATIVE?
HELCREATIVE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HELCREATIVE due?
HELCREATIVE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.