HELCREATIVE
ActiveHELCREATIVE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €-831. Its solvency ranks better than 31% of 3478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability65▼-35
Solvency52▲+4
Growth32
Track record82
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.8%
Return on assets
-2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 d early
2024
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€8k▼ 9.7%
2024 · €9k
2024: €9k
2024 → 2025
Total assets
€29k▼ 21.4%
2024 · €37k
2024: €37k
2024 → 2025
Net result
€-831
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€1k▼ 74.0%
2024 · €5k
2024: €5k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€9k-€8k▼ 9.7%
Operating result€13k-€-378
Net result€10k-€-831
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €378 after €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €29k
Fixed assets
€7k▲ 68.3%
Current assets
€22k▼ 31.9%
Equity and liabilities €29k
Equity
€8k▼ 9.7%
Debt
€21k▼ 24.9%
The debt ratio falls from 76.6% to 73.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €14k
Cash flow
€2k▼
2024 · €11k
Solvency
26.8%▲
2024 · 23.4%
Current ratio
1.06▼
2024 · 1.17
Quick ratio
1.06▼
2024 · 1.17
Debt / equity
2.73▼
2024 · 3.28
ROE
-10.8%▼
2024 · 122.2%
ROA
-2.9%▼
2024 · 28.5%
Interest coverage
18.64▼
2024 · 2799.06
Debt
€21k▼
2024 · €28k
Debt ≤ 1 year
€21k▼
2024 · €28k
Income taxes
€347▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€37k€29k▼
Fixed assets21/28€4k€7k▲
Tangible fixed assets22/27€4k€7k▲
Plant, machinery and equipment23€2k€6k▲
Furniture and vehicles24€2k€750▼
Current assets29/58€33k€22k▼
Amounts receivable within one year40/41€27k€19k▼
Trade receivables40€27k€19k▼
Cash at bank and in hand54/58€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€37k€29k▼
Equity10/15€9k€8k▼
Contributions10/11€100€100=
Reserves13€8k€8k▼
Distributable reserves133€8k€8k▼
Amounts payable17/49€28k€21k▼
Amounts payable within one year42/48€28k€21k▼
Trade debts44€3k€345▼
Suppliers440/4€3k€345▼
Taxes, remuneration and social security45€16k€6k▼
Taxes450/3€7k€6k▼
Remuneration and social security454/9€8k-
Other amounts payable47/48€9k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€700€606▼
Gross operating margin9900€15k€3k▼
Operating profit (loss)9901€13k€-378▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€5€109▲
Recurring financial charges65€5€109▲
Profit (loss) for the period before taxes9903€13k€-484▼
Income taxes67/77€3k€347▼
Profit (loss) for the period9904€10k€-831▼
Profit (loss) for the period to be appropriated9905€10k€-831▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-831▼
Transfer from equity791/2-€831
Transfer to equity691/2€8k-
To other reserves6921€8k-
Profit to be distributed694/7€2k-
Directors or managers695€2k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bookmolenstraat 209111 Sint-NiklaasGround area
2,117 m²
Building footprint
210 m²
Volume, LiDAR
1,005 m³
Parcel 46002C0226/00A000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HELCREATIVE
since 20242.362.102.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002C0226/00A000 | Flanders | 2,117 m² | 1 · 210 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BIS.
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MAAKT
BE 0479.372.713
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Drazma
BE 1007.568.989
Blankenberge · Eq €8k
AMEMAR group
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Antwerpen · Eq €8k
Of 6,294 companies in sector 74120 we hold annual accounts for 1,011. 657 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2024
Fiscal year end31-12
Activities, NACEBEL
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
95319Other maintenance and repair of motor vehicles
59113Video and film production, excluding cinema and television films
70210Activities of head offices; management consultancy activities
73110Advertising agencies
73120Media representation
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.