SLF
ActiveSummary
SLF has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4k and a net result of €1k. Its solvency ranks better than 21% of 3489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes
Profitability65
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3489 sector peers (2025).
NBB · sector comparisonPosition among 3489 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Turnover
€70k
EBIT margin
3.6%
Net result
€1k
Working capital
€-16k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €33k
Fixed assets
€20k
Current assets
€13k
Equity and liabilities €33k
Equity
€4k
Debt
€29k
Debt finances 88.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€5k
Cash flow
€4k
Current ratio
0.44
Debt to equity
7.51
ROE
34.6%
ROA
4.1%
Interest coverage
30.24
Debt ≤ 1 year
€29k
Income taxes
€991
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet
Code2025
Assets
Total assets20/58€33k
Fixed assets21/28€20k
Intangible fixed assets21€9k
Tangible fixed assets22/27€11k
Furniture and vehicles24€11k
Financial fixed assets28€65
Current assets29/58€13k
Amounts receivable within one year40/41€4k
Trade receivables40€4k
Other amounts receivable41€0
Cash at bank and in hand54/58€9k
Equity and liabilities
Total equity and liabilities10/49€33k
Equity10/15€4k
Contributions10/11€3k
Profit (loss) carried forward14€1k
Amounts payable17/49€29k
Amounts payable within one year42/48€29k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€5k
Taxes450/3€4k
Remuneration and social security454/9€1k
Other amounts payable47/48€22k
Income statement
Code2025
Turnover70€70k
Goods, raw materials, services and sundry goods60/61€69k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€5k
Operating profit (loss)9901€2k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€162
Recurring financial charges65€162
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€991
Profit (loss) for the period9904€1k
Profit (loss) for the period to be appropriated9905€1k
Appropriation of the result
Profit (loss) to be appropriated9906€1k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Turnover70 | €70k |
| Goods, raw materials, services and sundry goods60/61 | €69k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k |
| Gross operating margin9900 | €5k |
| Operating profit (loss)9901 | €2k |
| Financial income75/76B | €2 |
| Recurring financial income75 | €2 |
| Financial charges65/66B | €162 |
| Recurring financial charges65 | €162 |
| Profit (loss) for the period before taxes9903 | €2k |
| Income taxes67/77 | €991 |
| Profit (loss) for the period9904 | €1k |
| Profit (loss) for the period to be appropriated9905 | €1k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €33k | |
| Fixed assets21/28 | €20k | |
| Intangible fixed assets21 | €9k | |
| Tangible fixed assets22/27 | €11k | |
| Furniture and vehicles24 | €11k | |
| Financial fixed assets28 | €65 | |
| Current assets29/58 | €13k | |
| Amounts receivable within one year40/41 | €4k | |
| Trade receivables40 | €4k | |
| Other amounts receivable41 | €0 | |
| Cash at bank and in hand54/58 | €9k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €33k | |
| Equity10/15 | €4k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €1k | |
| Amounts payable17/49 | €29k | |
| Amounts payable within one year42/48 | €29k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €5k | |
| Taxes450/3 | €4k | |
| Remuneration and social security454/9 | €1k | |
| Other amounts payable47/48 | €22k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €1k |
| + Depreciation and write-downs630 | €2k |
| Operating cash flow (approximation) | €4k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
29-07
State Gazette act
Resignation: Eric Schidlo (director)Share transfer3 facts ▸
State Gazette act
Resignation: Eric Schidlo (director)
Share transfer3 facts ▸
- General meeting, 01/07/2026
- Director resignation, Eric Schidlo (director)
- Share transfer, Eric Schidlo → Céline Boveroux
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-07-2026
Resigned as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2025
Ground area
136 m²
Building footprint
57 m²
Volume, LiDAR
544 m³
Parcel 62108A0080/00V000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Ecoles(VIS) 41, 4600 Visé
since 20252.370.448.287
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62108A0080/00V000 | Wallonia | 136 m² | 1 · 57 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 29-07-2026 ↗
- Eric Schidlo to Céline Boveroux 50 shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Public money · subsidies and aid
Wallonia-Brussels Federation
2025 · 1 entry · 3,960 EUR in total| Year | Entries | paid |
|---|---|---|
| 2025 | 1 | 3,960 EUR |
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Compagnon
BE 0782.670.531
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STUDIO GLORIA
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Balen · Eq €3,895
Of 6,293 companies in sector 74120 we hold annual accounts for 1,011. 457 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
62100Computer programming
63910Web portal activities
73110Advertising agencies
74140Other specialised design activities
85592Vocational training
90111Literary creation
Scores and ratios are computed by Checked and are not a credit decision.