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SLF

Active
Private limited companyfounded 20251 yr activeRue des Ecoles(VIS) 41, 4600 Visé, BelgiumKBO/BCE: BE 1018.673.709
Summary

SLF has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,824 and a net result of €1,324. Its solvency ranks better than 21% of 3494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
Axes
Profitability65
Solvency37
Growth-
Track record67
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 3494 sector peers (2025).
NBB · sector comparison
Position among 3494 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
22 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 January 2025, SLF was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Turnover
€69,690
EBIT margin
3.6%
Net result
€1,324
Working capital
-€15,961

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €32,560
Fixed assets €19,785
Current assets €12,775
Equity and liabilities €32,560
Equity €3,824
Debt €28,736
Debt finances 88.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€4,906
Cash flow
€3,754
Current ratio
0.44
Debt to equity
7.51
ROE
34.6%
ROA
4.1%
Interest coverage
30.24
Debt ≤ 1 year
€28,736
Income taxes
€991
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€32,560
Fixed assets21/28€19,785
Intangible fixed assets21€9,000
Tangible fixed assets22/27€10,720
Furniture and vehicles24€10,720
Financial fixed assets28€65
Current assets29/58€12,775
Amounts receivable within one year40/41€3,795
Trade receivables40€3,795
Other amounts receivable41€0
Cash at bank and in hand54/58€8,979
Equity and liabilities
Total equity and liabilities10/49€32,560
Equity10/15€3,824
Contributions10/11€2,500
Profit (loss) carried forward14€1,324
Amounts payable17/49€28,736
Amounts payable within one year42/48€28,736
Trade debts44€1,823
Suppliers440/4€1,823
Taxes, remuneration and social security45€5,168
Taxes450/3€3,945
Remuneration and social security454/9€1,224
Other amounts payable47/48€21,745
Income statement Code2025
Turnover70€69,690
Goods, raw materials, services and sundry goods60/61€68,877
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,430
Gross operating margin9900€4,906
Operating profit (loss)9901€2,476
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€162
Recurring financial charges65€162
Profit (loss) for the period before taxes9903€2,315
Income taxes67/77€991
Profit (loss) for the period9904€1,324
Profit (loss) for the period to be appropriated9905€1,324
Appropriation of the result
Profit (loss) to be appropriated9906€1,324

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€69,690
Goods, raw materials, services and sundry goods60/61€68,877
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,430
Gross operating margin9900€4,906
Operating profit (loss)9901€2,476
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€162
Recurring financial charges65€162
Profit (loss) for the period before taxes9903€2,315
Income taxes67/77€991
Profit (loss) for the period9904€1,324
Profit (loss) for the period to be appropriated9905€1,324
Line2025
Assets
Total assets20/58€32,560
Fixed assets21/28€19,785
Intangible fixed assets21€9,000
Tangible fixed assets22/27€10,720
Furniture and vehicles24€10,720
Financial fixed assets28€65
Current assets29/58€12,775
Amounts receivable within one year40/41€3,795
Trade receivables40€3,795
Other amounts receivable41€0
Cash at bank and in hand54/58€8,979
Equity and liabilities
Total equity and liabilities10/49€32,560
Equity10/15€3,824
Contributions10/11€2,500
Profit (loss) carried forward14€1,324
Amounts payable17/49€28,736
Amounts payable within one year42/48€28,736
Trade debts44€1,823
Suppliers440/4€1,823
Taxes, remuneration and social security45€5,168
Taxes450/3€3,945
Remuneration and social security454/9€1,224
Other amounts payable47/48€21,745
Line2025
Profit (loss) for the period9904€1,324
+ Depreciation and write-downs630€2,430
Operating cash flow (approximation)€3,754

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
29-07
State Gazette act Resignation: Eric Schidlo (director)
Share transfer3 facts ▸
  • General meeting, 01/07/2026
  • Director resignation, Eric Schidlo (director)
  • Share transfer, Eric Schidlo → Céline Boveroux
09-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 2 acts read
About the unread acts

Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Visé · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
136 m²
Building footprint
57 m²
Volume, LiDAR
544 m³
Parcel 62108A0080/00V000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Ecoles(VIS) 41, 4600 Visé
Pre-press and pre-media services
since 20252.370.448.287
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62108A0080/00V000 Wallonia 136 m² 1 · 57 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Eric Schidlo
  • Director, until 01-07-2026
See the board, name and seat on a given date →

Structure & network

Connections & network

No current directors or connected companies found in the register.

Capital and shareholders

Shareholders according to the acts
Share transfer act of 29-07-2026 ↗

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Public money · subsidies and aid

Wallonia-Brussels Federation

2025 · 1 entry · 3,960 EUR in total
Year Entries paid
2025 1 3,960 EUR

Similar companies · same sector, comparable size

Of 6,288 companies in sector 74120 we hold annual accounts for 1,011. 458 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
62100Computer programming
63910Web portal activities
73110Advertising agencies
74140Other specialised design activities
85592Vocational training
90111Literary creation

Scores and ratios are computed by Checked and are not a credit decision.