Heintz Hervé SRL
ActiveHeintz Hervé SRL has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €85k and a net result of €18k. Equity is growing by ~24.8% per year across the filed fiscal years. Its solvency ranks better than 56% of 15870 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81▼-5
Solvency72▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.95 against 2.61 in 2023; short-term debt: 23.4% and cash: 0.6% of total assets), but 52.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.3%
Return on assets
9.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
61 d late
2022
57 d late
2021
30 d late
2020
1 d early
2019
29 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€85k▲ 26.0%
2023 · €68k
2018: €22k
2019: €28k
2020: €32k
2021: €32k
2022: €43k
2023: €68k
2018 → 2024
Total assets
€180k▲ 0.9%
2023 · €178k
2018: €137k
2019: €155k
2020: €137k
2021: €147k
2022: €140k
2023: €178k
2018 → 2024
Net result
€18k▼ 29.4%
2023 · €25k
2018: €8
2019: €5k
2020: €4k
2021: €49
2022: €11k
2023: €25k
2018 → 2024
Working capital
€124k▲ 28.4%
2023 · €97k
2018: €34k
2019: €37k
2020: €54k
2021: €54k
2022: €65k
2023: €97k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€32k-€32k▲ 0.2%€43k▲ 33.0%€68k▲ 58.3%€85k▲ 26.0%
Operating result€9k-€5k▼ 44.6%€18k▲ 251%€43k▲ 138%€30k▼ 29.1%
Net result€4k-€49▼ 98.9%€11k▲ 21,402%€25k▲ 135%€18k▼ 29.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 29% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €180k
Fixed assets
€14k▼ 36.5%
Current assets
€166k▲ 6.0%
Equity and liabilities €180k
Equity
€85k▲ 26.0%
Debt
€95k▼ 14.4%
The debt ratio falls from 62.1% to 52.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2023 · €57k
Cash flow
€25k▼
2023 · €39k
Solvency
47.3%▲
2023 · 37.9%
Current ratio
3.95▲
2023 · 2.61
Quick ratio
0.45▼
2023 · 0.56
Debt / equity
1.11▼
2023 · 1.64
ROE
20.6%▼
2023 · 36.8%
ROA
9.8%▼
2023 · 14.0%
Interest coverage
9.17▼
2023 · 14.34
Debt
€95k▼
2023 · €111k
Debt ≤ 1 year
€42k▼
2023 · €60k
Debt > 1 year
€53k▲
2023 · €50k
Income taxes
€9k▼
2023 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€178k€180k▲
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Plant, machinery and equipment23€16k€10k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€157k€166k▲
Stocks and contracts in progress3€123k€147k▲
Stocks30/36€123k€147k▲
Amounts receivable within one year40/41€11k€16k▲
Trade receivables40€8k€14k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€21k€1k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€178k€180k▲
Equity10/15€68k€85k▲
Contributions10/11€19k€19k=
Reserves13€26k€43k▲
Distributable reserves133€26k€43k▲
Profit (loss) carried forward14€23k€23k▲
Amounts payable17/49€111k€95k▼
Amounts payable after more than one year17€50k€53k▲
Financial debts170/4€11k€6k▼
Other amounts payable178/9€39k€47k▲
Amounts payable within one year42/48€60k€42k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Financial debts43€12k€15k▲
Credit institutions430/8€12k€15k▲
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Advances received on contracts in progress46€9k-
Taxes, remuneration and social security45€20k€14k▼
Taxes450/3€19k€12k▼
Remuneration and social security454/9€1k€2k▲
Income statement
Code20232024
Non-recurring operating income76A€21k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€8k▼
Other operating charges640/8€5k€1k▼
Gross operating margin9900€61k€39k▼
Operating profit (loss)9901€43k€30k▼
Financial income75/76B€5€210▲
Recurring financial income75€5€210▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€39k€27k▼
Income taxes67/77€14k€9k▼
Profit (loss) for the period9904€25k€18k▼
Profit (loss) for the period to be appropriated9905€25k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€47k€40k▼
Profit (loss) brought forward from the previous period14P€22k€23k▲
Transfer to equity691/2€25k€17k▼
To other reserves6921€25k€17k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €25k ▲135%
Operating result €43k, net result €25k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
17-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Virton · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Frère-Mérantius,Ruette 62 A6760 VirtonGround area
3,399 m²
Building footprint
122 m²
Parcel 85030A0024/00C000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue du Frère-Mérantius,Ruette 62 A, 6760 Virton
since 20002.093.802.903
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85030A0024/00C000 | Wallonia | 3,399 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTO PIECES MERODE
BE 0887.394.008
Anderlecht · Eq €85k
SODA CREATION
BE 0898.106.370
Mons · Eq €84k
European Trade Company - Belgium
BE 0430.297.047
Ath · Eq €84k
IMPULSO
BE 1012.458.680
Antwerpen · Eq €86k
SD MANAGEMENT CONSULTANCY
BE 0479.313.226
Wijnegem · Eq €86k
Of 4,422 companies in sector 46180 we hold annual accounts for 1,886. 1,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2000
Fiscal year end31-12
Activities, NACEBEL
45112
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
46180Agents specialised in the wholesale of other particular products
50102
47512Retail sale of household textiles and bedding
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.