VDK-Technics
ActiveSummary
VDK-Technics has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155,125 and a net result of €12,224. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 64% of 11472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability63▼-3
Solvency84▲+7
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 4.61 against 3.0 in 2024; short-term debt: 10.6% and cash: 34.2% of total assets), and 41.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
58 d early
2022
34 d early
2021
48 d early
2020
18 d early
2019
63 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 32 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€155,125▲ 3.8%
2024 · €149,420
Total assets
€263,386▼ 8.9%
2024 · €289,093
Net result
€12,224
2024 · -€5,936
Working capital
€100,836▲ 11.7%
2024 · €90,269
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€38,620▼ 58.2%€19,217▼ 50.2%-€13,335-€3,600▲ 73.0%€18,883
Net result€25,078▼ 61.5%€10,648▼ 57.5%-€15,755-€5,936▲ 62.3%€12,224
Equity€166,963▲ 11.4%€171,111▲ 2.5%€155,357▼ 9.2%€149,420▼ 3.8%€155,125▲ 3.8%
Total assets€262,133▲ 0.1%€389,704▲ 48.7%€318,830▼ 18.2%€289,093▼ 9.3%€263,386▼ 8.9%
Debt€77,625▼ 17.6%€207,764▲ 168%€150,269▼ 27.7%€136,172▼ 9.4%€104,761▼ 23.1%
Working capital€123,523▼ 4.2%€97,648▼ 20.9%€95,490▼ 2.2%€90,269▼ 5.5%€100,836▲ 11.7%
Staff (FTE)3▲ 20.0%2.8▼ 6.7%2▼ 28.6%1.7▼ 15.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €18,883 after a loss of €3,600 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €263,386
Fixed assets
€134,648 ▼ 12.4%
Current assets
€128,739 ▼ 4.9%
Equity and liabilities €263,386
Equity
€155,125 ▲ 3.8%
Provisions
€3,500 =
Debt
€104,761 ▼ 23.1%
Debt's share of the balance-sheet total falls from 47.1% to 39.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38,299▲
2024 · €22,890
Cash flow
€31,641▲
2024 · €20,554
Current ratio
4.61▲
2024 · 3.00
Quick ratio
4.39▲
2024 · 2.88
Debt to equity
0.68▼
2024 · 0.91
ROE
7.9%▲
2024 · -4.0%
ROA
4.6%▲
2024 · -2.1%
Interest coverage
4.64▼
2024 · 10.14
Debt ≤ 1 year
€27,903▼
2024 · €45,086
Debt > 1 year
€76,859▼
2024 · €91,086
Income taxes
€151▲
2024 · €145
Staff costs
-€1,520▼
2024 · €117,227
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €2 | €1,613 | €87 | - | €9,551 | - |
| Remuneration, social security and pensions62 | €147,961 | €163,800 | €137,588 | €117,227 | -€1,520 | ▼ 101% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22,940 | €22,681 | €26,061 | €26,490 | €19,416 | ▼ 26.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €114 | €303 | €771 | -€1,990 | €166 | ▲ 108% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€305 | -€6,716 | €2,375 | -€9,704 | - | - |
| Other operating charges640/8 | €4,714 | €3,908 | €2,537 | €2,383 | €2,040 | ▼ 14.4% |
| Non-recurring operating charges66A | - | €2,444 | - | - | - | - |
| Gross operating margin9900 | €214,045 | €205,638 | €155,996 | €130,806 | €38,984 | ▼ 70.2% |
| Operating profit (loss)9901 | €38,620 | €19,217 | -€13,335 | -€3,600 | €18,883 | ▲ 625% |
| Financial income75/76B | €346 | €444 | €609 | €66 | €1,752 | ▲ 2,564% |
| Recurring financial income75 | €346 | €444 | €609 | €66 | €1,752 | ▲ 2,564% |
| Financial charges65/66B | €1,406 | €4,731 | €2,886 | €2,257 | €8,259 | ▲ 266% |
| Recurring financial charges65 | €1,406 | €4,731 | €2,886 | €2,257 | €8,259 | ▲ 266% |
| Profit (loss) for the period before taxes9903 | €37,560 | €14,931 | -€15,612 | -€5,791 | €12,376 | ▲ 314% |
| Income taxes67/77 | €12,481 | €4,283 | €143 | €145 | €151 | ▲ 4.3% |
| Profit (loss) for the period9904 | €25,078 | €10,648 | -€15,755 | -€5,936 | €12,224 | ▲ 306% |
| Profit (loss) for the period to be appropriated9905 | €25,078 | €10,648 | -€15,755 | -€5,936 | €12,224 | ▲ 306% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €262,133 | €389,704 | €318,830 | €289,093 | €263,386 | ▼ 8.9% |
| Fixed assets21/28 | €61,209 | €202,392 | €177,765 | €153,737 | €134,648 | ▼ 12.4% |
| Tangible fixed assets22/27 | €61,209 | €202,392 | €177,765 | €153,737 | €134,648 | ▼ 12.4% |
| Land and buildings22 | €13,503 | €165,016 | €153,022 | €141,027 | €129,033 | ▼ 8.5% |
| Plant, machinery and equipment23 | €1,272 | €1,568 | €1,497 | €997 | €496 | ▼ 50.2% |
| Furniture and vehicles24 | €41,528 | €30,325 | €18,825 | €8,354 | €2,822 | ▼ 66.2% |
| Other tangible fixed assets26 | €4,906 | €5,483 | €4,421 | €3,358 | €2,296 | ▼ 31.6% |
| Current assets29/58 | €200,924 | €187,312 | €141,065 | €135,356 | €128,739 | ▼ 4.9% |
| Stocks and contracts in progress3 | €9,247 | €10,460 | €13,545 | €5,585 | €6,249 | ▲ 11.9% |
| Stocks30/36 | €9,247 | €10,460 | €13,545 | €5,585 | €6,249 | ▲ 11.9% |
| Amounts receivable within one year40/41 | €57,335 | €104,412 | €67,852 | €66,619 | €30,075 | ▼ 54.9% |
| Trade receivables40 | €38,999 | €72,111 | €57,421 | €56,041 | €17,454 | ▼ 68.9% |
| Other amounts receivable41 | €18,336 | €32,301 | €10,432 | €10,578 | €12,621 | ▲ 19.3% |
| Cash at bank and in hand54/58 | €133,188 | €65,466 | €57,688 | €61,276 | €90,021 | ▲ 46.9% |
| Deferred charges and accrued income490/1 | €1,154 | €6,974 | €1,979 | €1,876 | €2,394 | ▲ 27.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €262,133 | €389,704 | €318,830 | €289,093 | €263,386 | ▼ 8.9% |
| Equity10/15 | €166,963 | €171,111 | €155,357 | €149,420 | €155,125 | ▲ 3.8% |
| Contributions10/11 | €75,042 | €75,042 | €75,042 | €75,042 | €75,042 | = |
| Reserves13 | €91,921 | €96,069 | €96,069 | €96,069 | €89,549 | ▼ 6.8% |
| Non-distributable reserves130/1 | €2,831 | €2,831 | - | - | - | - |
| Reserves not available under the articles1311 | €2,831 | €2,831 | - | - | - | - |
| Distributable reserves133 | €89,089 | €93,238 | €96,069 | €96,069 | €89,549 | ▼ 6.8% |
| Profit (loss) carried forward14 | - | - | -€15,755 | -€21,691 | -€9,467 | ▲ 56.4% |
| Provisions and deferred taxes16 | €17,545 | €10,829 | €13,204 | €3,500 | €3,500 | = |
| Provisions for liabilities and charges160/5 | €17,545 | €10,829 | €13,204 | €3,500 | €3,500 | = |
| Environmental obligations163 | €17,545 | €10,829 | €13,204 | €3,500 | €3,500 | = |
| Amounts payable17/49 | €77,625 | €207,764 | €150,269 | €136,172 | €104,761 | ▼ 23.1% |
| Amounts payable after more than one year17 | - | €118,099 | €104,694 | €91,086 | €76,859 | ▼ 15.6% |
| Financial debts170/4 | - | €118,099 | €104,694 | €91,086 | €76,859 | ▼ 15.6% |
| Amounts payable within one year42/48 | €77,401 | €89,665 | €45,575 | €45,086 | €27,903 | ▼ 38.1% |
| Current portion of amounts payable after more than one year42 | €8,334 | €13,206 | €13,405 | €13,608 | €14,022 | ▲ 3.0% |
| Trade debts44 | €37,668 | €49,692 | €16,877 | €20,721 | €4,663 | ▼ 77.5% |
| Suppliers440/4 | €37,668 | €49,692 | €16,877 | €20,721 | €4,663 | ▼ 77.5% |
| Taxes, remuneration and social security45 | €23,002 | €20,267 | €10,681 | €7,603 | €2,698 | ▼ 64.5% |
| Taxes450/3 | €13,042 | €5,037 | €626 | €271 | €2,698 | ▲ 895% |
| Remuneration and social security454/9 | €9,961 | €15,230 | €10,055 | €7,331 | - | - |
| Other amounts payable47/48 | €8,397 | €6,500 | €4,611 | €3,155 | €6,520 | ▲ 107% |
| Accrued charges and deferred income492/3 | €224 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,078 | €10,648 | -€15,755 | -€5,936 | €12,224 | ▲ 306% |
| + Depreciation and write-downs630 | €22,940 | €22,681 | €26,061 | €26,490 | €19,416 | ▼ 26.7% |
| Operating cash flow (approximation) | €48,018 | €33,329 | €10,306 | €20,554 | €31,641 | ▲ 53.9% |
| Investment in fixed assets (approximation) | - | -€163,863 | -€1,434 | -€2,462 | -€327 | ▲ 86.7% |
| Change in cash | - | -€67,721 | -€7,778 | €3,587 | €28,745 | ▲ 701% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €12,224
Net result €12,224 after 2 loss-making years.
31-12
Financial
Equity above €150,000Eq €155,125 ▲3.8%
Equity rises from €149,420 to €155,125.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€15,755
Net result drops to -€15,755, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150,000Eq €166,963 ▲11.4%
4 profitable years in a row build equity to €166,963.
13-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €65,102 ▲816%
Operating result €92,284, net result €65,102, both a record.
31-12
Financial
Equity above €100,000Eq €149,844 ▲63.7%
3 profitable years in a row build equity to €149,844.
Show earlier events
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gavere · 2 establishment units since 2002
Ground area
1,496 m²
Building footprint
371 m²
Volume, LiDAR
1,096 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VDK-Technics
since 20022.114.609.403
VDK-Technics
since 20242.359.080.382
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44003A0481/00K000 | Flanders | 842 m² | 1 · 172 m² | - |
| 44003A0273/00R000 | Flanders | 654 m² | 1 · 199 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 192 EUR awarded · 192 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 123 EUR | 123 EUR |
| 2022 | 1 | 69 EUR | 69 EUR |
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Of 4,414 companies in sector 46180 we hold annual accounts for 1,887. 1,402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-07-2002
Fiscal year end31-12
Activities, NACEBEL 2025
46180Agents specialised in the wholesale of other particular products
80090Investigation and security activities
Contact
E-mail
vdkd@telenet.be
Phone
+32475765600
E-invoicing
Reachable via Peppol
Peppol ID
0208:0477946417
Also
9925:BE0477946417
Registered
03-12-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.