JAD IMMO
ActiveSummary
JAD IMMO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €458k and a net result of €30k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 55% of 1201 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability45▼-4
Solvency70▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.14 against 0.17 in 2023; short-term debt: 54.4% and cash: 1.4% of total assets), and 54.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-07-2025, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
13 d early
2023
29 d late
2022
32 d late
2021
30 d late
2020
31 d late
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30k▼ 38.1%
2023 · €48k
2018: €63k
2019: €61k
2020: €15k
2021: €8k
2022: €60k
2023: €48k
2018 → 2024
Working capital
€-471k▲ 1.0%
2023 · €-476k
2018: €-341k
2019: €-349k
2020: €-455k
2021: €-509k
2022: €-517k
2023: €-476k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€311k-€320k▲ 2.7%€380k▲ 18.8%€428k▲ 12.8%€458k▲ 7.0%
Operating result€24k-€25k▲ 4.7%€86k▲ 245%€70k▼ 18.4%€41k▼ 40.8%
Net result€15k-€8k▼ 42.6%€60k▲ 615%€48k▼ 19.4%€30k▼ 38.1%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 41% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.01M
Fixed assets
€931k =
Current assets
€78k ▼ 20.9%
Equity and liabilities €1.01M
Equity
€458k ▲ 7.0%
Debt
€551k ▼ 8.4%
Debt's share of the balance-sheet total falls from 58.4% to 54.6%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.14▼
2023 · 0.17
Debt to equity
1.20▼
2023 · 1.40
ROE
6.6%▼
2023 · 11.3%
ROA
3.0%▼
2023 · 4.7%
Debt ≤ 1 year
€549k▼
2023 · €575k
Debt > 1 year
€2k▼
2023 · €27k
Income taxes
€10k▼
2023 · €18k
Staff costs
€42k▲
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 41 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.03M€1.01M▼
Fixed assets21/28€931k€931k=
Financial fixed assets28€931k€931k=
Current assets29/58€99k€78k▼
Amounts receivable within one year40/41€56k€65k▲
Trade receivables40€9k€17k▲
Other amounts receivable41€46k€47k▲
Cash at bank and in hand54/58€43k€14k▼
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.01M▼
Equity10/15€428k€458k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€408k€438k▲
Amounts payable17/49€601k€551k▼
Amounts payable after more than one year17€27k€2k▼
Financial debts170/4€27k€2k▼
Amounts payable within one year42/48€575k€549k▼
Current portion of amounts payable after more than one year42€39k€25k▼
Trade debts44€13k€1k▼
Suppliers440/4€13k€1k▼
Taxes, remuneration and social security45€25k€34k▲
Taxes450/3€19k€28k▲
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€498k€488k▼
Income statement
Code20232024
Non-recurring operating income76A€30k-
Remuneration, social security and pensions62€37k€42k▲
Other operating charges640/8€4k€4k▲
Non-recurring operating charges66A€5k-
Gross operating margin9900€115k€88k▼
Operating profit (loss)9901€70k€41k▼
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€66k€40k▼
Income taxes67/77€18k€10k▼
Profit (loss) for the period9904€48k€30k▼
Profit (loss) for the period to be appropriated9905€48k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€408k€438k▲
Profit (loss) brought forward from the previous period14P€359k€408k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Weakest financial yearnet €8k ▼42.6%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
13-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place de Jéricho 537012 MonsGround area
3,410 m²
Building footprint
529 m²
Parcel 53043B0015/00Y002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Place de Jéricho 53, 7012 Mons
since 20142.256.334.519
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53043B0015/00Y002 | Wallonia | 3,410 m² | 1 · 529 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MCP IMMO
BE 0460.648.149
Herve · Eq €458,489
Infinite Management
BE 0680.875.266
Tremelo · Eq €458,649
YIN & YANG
BE 0544.356.773
Asse · Eq €457,572
Sustacon
BE 0680.982.659
Geel · Eq €457,465
Daniël Van Nieuwenhove
BE 0822.112.018
Zemst · Eq €459,084
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 5,997 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.