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Complete company report
Generated 18-07-2026
Active BE 0761.749.908Non-profit association

Heem

Halmaalweg 2 ·3800 Sint-Truiden, Belgium· 5 yrs active
Sector: NACE 87991 (87991)
Conclusion Checked

The computed 12-month bankruptcy probability of Heem is < 0.1% (very low). The 2024 annual accounts show equity of €1.61M and a net result of €243k. Equity is growing by ~28.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 38 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.
Key figures
Equity €1.61M
Net result €243k
Staff (FTE) 32.8
Better than sector 74%
Snowflake analysis 5 axes · computed by Checked
Health93Profitability76Solvency100Growth52Stability94
83 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 76
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2024 · computed
93 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview4 NBB filings
Annual accounts filed on 10-06-2025 with the NBB · fiscal year 2024 · verkort
€0€200k€400k€600kOperating result 2021: €629k€629kNet result 2021: €628k€628kOperating result 2022: €339k€339kNet result 2022: €332k€332kOperating result 2023: €406k€406kNet result 2023: €406k€406kOperating result 2024: €213k€213kNet result 2024: €243k€243k2021202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~28.3%/year over 4 fiscal years, indicative, assuming unchanged policy.
€0€1.00M€2.00M€3.00M2025: €1.95M (€1.82M - €2.08M)2026: €2.28M (€2.15M - €2.41M)2027: €2.61M (€2.48M - €2.74M)2021: €628k2022: €960k2023: €1.37M2024: €1.61M2021202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 87 · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 67.2% 52.0%
better than 74% of 38 sector peers
Net result €243k €70k
better than 71% of 37 sector peers
Equity €1.61M €1.53M
better than 52% of 38 sector peers
Staff costs €2.38M €3.76M
higher than 35% of 37 sector peers
Employees (FTE) 32.8 50.9
better than 36% of 37 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€283k
-39.8% far above sector median
Net profit
€243k
-40.1% far above sector median
Cash flow
€313k
-33.5% far above sector median
Total assets
€2.39M
+2.1% +72% vs sector
Equity
€1.61M
+17.8% +42% vs sector
Working capital
€1.64M
+22.1% +190% vs sector
Employees (FTE)
33
-3.2% +96% vs sector
Staff costs
€2.38M
-0.5% +122% vs sector
Debt
€784k
-19.9% +59% vs sector
Debt ≤ 1y
€316k
-36.7% ≈ vs sector
Debt > 1y
€280k
-20.0% far above sector median
Current ratio
6.19
+67.8% +112% vs sector
Quick ratio
6.19
+67.8% +112% vs sector
Solvency
67.2%
+15.4% +4% vs sector
Debt / equity
0.49
-32.0% -11% vs sector
ROE
15.1%
-49.2% far above sector median
ROA
10.2%
-41.4% far above sector median
Interest coverage
930.97
+81.4% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€283k
Net profit€243k
Cash flow€313k
Staff costs€2.38M
Income taxes-
Dividends-
Total assets€2.39M
Equity€1.61M
Debt€784k
of which ≤ 1y€316k
of which > 1y€280k
Working capital€1.64M
Employees (FTE)32.8
Ratios (computed)
2024
Current ratio6.19
Quick ratio6.19
Working capital ratio68.4%
Solvency67.2%
Debt / equity0.49
Long-term debt ratio0.17
Interest coverage930.97
Gross margin-
Net margin-
ROA10.2%
ROE15.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€2.39M
Fixed assets 21/28€440k
Tangible fixed assets 22/27€440k
Current assets 29/58€1.95M
Amounts receivable within one year 40/41€305k
Cash & bank 54/58€1.65M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€2.39M
Equity 10/15€1.61M
Reserves 13€1.03M
Accumulated profits (losses) 14€577k
Amounts payable 17/49€784k
Amounts payable after one year 17€280k
Amounts payable within one year 42/48€316k
Trade debts payable within one year 44€102k
Income statement
Gross operating margin 9900€2.67M
Operating result 9901€213k
Financial income 75€30k
Financial charges 65€304
Result before taxes 9903€243k
Net result for the period 9904€243k
Result to be appropriated 9905€243k
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary 87991
Legal form Non-profit association(017)
Incorporation18-01-2021
StatusActive
Postal code3800
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71353F0176/00E002 Flanders 10.2 ha 1 · 1,047 m² 5.1 m · 1 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
25-02-2026
State Gazette act Capital & shares
Karel D'Aubioul
2025
31-10-2025
State Gazette act Director changes
v3.2
10-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
03-02-2025
State Gazette act Director changes
v3.2
2024
13-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
22-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
2022
21-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2021
11-08-2021
State Gazette act Statutes amendment
v3.2
Belgisch Staatsblad, acts 4 acts
Capital history · 1
25-02-2026
Capital change
All acts · 4 updated 4 months ago
2026
25-02-2026 All shares are now held by a single shareholder Capital & shares·Karel D'Aubioul
Notary: Karel D'Aubioul · Zelzate
Technical details 
{
  "events": [
    {
      "kind": "eenhoofdigheid_declaration",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Karel D\u0027Aubioul",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Zelzate",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2026-02-25",
    "filing_date": "2026-02-17",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2025-12-30",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2025-11-19"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0761.749.908",
    "name_full": "Heem",
    "legal_form": "Vereniging zonder winstoogmerk",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Afschrift van de akte d.d. 30/12/2025",
    "Afschrift digitale volmacht d.d. 30/12/2025",
    "Verslag bestuursorgaan"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
2025
31-10-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0761.749.908",
    "name_full": "HEEM",
    "legal_form": "VZW"
  }
}
03-02-2025 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0761.749.908",
    "name_full": "HEEM",
    "legal_form": "VZW"
  }
}
2021
11-08-2021 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2021-05-07",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0761.749.908",
    "name_full": "HEEM",
    "legal_form": "VZW"
  },
  "signature_regime": "joint_two",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Integrale jeugdhulp met huisvesting87901Integrale jeugdhulp met huisvesting87991
Primary activity highlighted.
Names & trade names
Legal nameNL Heem
Registered office
Halmaalweg 2
3800 Sint-Truiden, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative