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Complete company report
Generated 16-08-2026
Active BE 0465.064.817Private limited company

HECQ - ASSUR

Rue de Gozée 631 ·6110 Montigny-le-Tilleul, Belgium· 27 yrs active
Sector: Activiteiten van verzekeringsagenten en -makelaars (66220)
Conclusion Checked

HECQ - ASSUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 27 yrs
Board 5
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 volledig 08-06-2026 2026-00143708
31-12-2024 volledig 28-08-2025 2025-00422630
31-12-2023 volledig 10-08-2024 2024-00338543
31-12-2022 volledig 08-08-2023 2023-00318464
31-12-2021 micro 23-05-2022 2022-20031659
31-12-2020 micro 16-06-2021 2021-21100311
31-12-2019 micro 28-08-2020 2020-47600105
31-12-2018 micro 30-08-2019 2019-59100219
31-12-2017 micro 18-07-2018 2018-35200131
31-12-2016 micro 22-08-2017 2017-46100517
Directors & mandates 7 directors
Current directors & mandates
  • SRL MH CONSEILLegal entity
    Director· perm. rep.: Maité HECQ
    State Gazette act 24134866 (18-09-2024)
    Current
    09-09-2024 → present
  • Hugues VANDERBECQ
    Director
    State Gazette act 22384604 (21-12-2022)
    Current
    31-12-2022 → present
    2 events
    • 09-09-2024 Resigned· Director
    • 31-12-2022 Appointed· Director
  • Maïté Ledovina HECQ
    Director
    State Gazette act 22384604 (21-12-2022)
    Current
    31-12-2022 → present
  • SRL PARGESFINLegal entity
    Director· perm. rep.: François LIESSE
    State Gazette act 22384604 (21-12-2022)
    Current
    31-12-2022 → present
  • SRL Société Financière et Economique – en abrégé SOFIELegal entity
    Director· perm. rep.: Sophie CAMBIER
    State Gazette act 22384604 (21-12-2022)
    Current
    31-12-2022 → present
Former directors (2)
  • Hecq Maité
    Director
    State Gazette act 24134866 (18-09-2024)
    Former
    - → 09-09-2024
  • HECQ Patrice
    Manager
    State Gazette act 22384604 (21-12-2022)
    Former
    - → 31-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation01-02-1999
StatusActive
Postal code6110
Establishment units 1 location
Rue de Gozée 631, 6110 Montigny-le-Tilleul
Financiële leasing
since 19992.090.152.238
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52048D0064/00G021 Wallonia 662 m² 1 · 128 m² 7.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
28-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
22-07-2025
State Gazette act Registered-office change
2024
18-09-2024
State Gazette act Director changes
10-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
08-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
21-12-2022
State Gazette act Director changes
Augustin de LOVINFOSSE
23-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
16-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
18-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
22-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
Address history · 1
22-07-2025
Registered-office move
All acts · 3 updated 1 year ago
2025
22-07-2025 Registered office moved from Charleroi to Monceau Registered-office change
  • Rue du Président Wilson 37 - 6031 Charleroi → Rue Du président Wilson, 41 6031 Monceau sur Sambre
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Rue Du pr\u00E9sident Wilson, 41 6031 Monceau sur Sambre",
        "city": "Monceau",
        "region": "waals_gewest",
        "street": "Rue Du pr\u00E9sident Wilson",
        "country": "BE",
        "postcode": "6031",
        "box_number": null,
        "street_number": "41",
        "locality_suffix": "sur Sambre"
      },
      "old_address": {
        "raw": "Rue du Pr\u00E9sident Wilson 37 - 6031 Charleroi",
        "city": "Charleroi",
        "region": "waals_gewest",
        "street": "Rue du Pr\u00E9sident Wilson",
        "country": "BE",
        "postcode": "6031",
        "box_number": null,
        "street_number": "37",
        "locality_suffix": null
      },
      "effective_date": "2025-07-10",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-07-22",
    "filing_date": "2025-06-10",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2025-06-10",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0465.064.817",
    "name_full": "HECQ -ASSUR",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "SRL SAVETAX",
    "person_name": null,
    "org_rep_person_name": "Damien HABRAN",
    "person_role_at_subject": null
  },
  "co_filed_documents": []
}
2024
18-09-2024 1 director appointed, 2 resigning Director changes
  • Maité HECQ, Bestuurder
  • Vanderbecq Hugues, Bestuurder
  • Hecq Maité, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Vanderbecq Hugues",
        "address": "7190 Marche Lez Ecaussinnes, rue Lefort 21",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-09-09",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte de la d\u00E9mission des administrateurs suivants de leur poste d\u0027administrateur \u00E0 compter de ce jour: -Monsieur Vanderbecq Hugues domicili\u00E9 7190 Marche Lez Ecaussinnes, rue Lefort 21;",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Hecq Mait\u00E9",
        "address": "6142 Leernes, rue Long des Bois 23",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-09-09",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend acte de la d\u00E9mission des administrateurs suivants de leur poste d\u0027administrateur \u00E0 compter de ce jour: -Madame Hecq Mait\u00E9 domicili\u00E9e 6142 Leernes, rue Long des Bois 23;",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0878.754.474",
        "name": "SRL Soci\u00E9t\u00E9 Financi\u00E8re et Economique",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Elle les remercie pour le travail effectu\u00E9 et leur accorde la d\u00E9charge.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "0806.403.362",
        "name": "SRL PARGESFIN",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Elle les remercie pour le travail effectu\u00E9 et leur accorde la d\u00E9charge.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Mait\u00E9 HECQ",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": "1003.394.229",
        "name": "SRL MH CONSEIL",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-09-09",
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale prend \u00E9galement acte de la nomination de la SRL MH CONSEIL (BCE 1003.394.229). repr\u00E9sent\u00E9e par Madame Mait\u00E9 HECQ (repr\u00E9sentante permanente) au poste d\u0027administrateur \u00E0 compter de ce jour.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": null,
    "filing_date": "2024-09-09",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-07-18",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0465.064.817",
    "name_full": "HECQ-ASSUR",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
21-12-2022 4 directors appointed, 1 resigning Director changes·Augustin de LOVINFOSSE
  • Maïté Ledovina HECQ, Bestuurder
  • Hugues VANDERBECQ, Bestuurder
  • Sophie CAMBIER, Bestuurder
  • François LIESSE, Bestuurder
  • HECQ Patrice, Zaakvoerder
Notary: Augustin de LOVINFOSSE · FlorennesFirm: L&D NOT, société notariale
Technical details 
{
  "events": [
    {
      "kind": "decharge_pending",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "L\u2019assembl\u00E9e g\u00E9n\u00E9rale d\u00E9cidera \u00E0 la prochaine assembl\u00E9e g\u00E9n\u00E9rale annuelle sur la d\u00E9charge aux administrateurs d\u00E9missionnaires pour l\u2019ex\u00E9cution de son/leur mandat",
      "decharge_status": "pending_next_agm",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "HECQ Patrice",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": "Charleroi"
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-12-31",
      "evidence_quote": "de mettre fin \u00E0 la fonction du g\u00E9rant actuel, mentionn\u00E9 ci-apr\u00E8s, et proc\u00E8de imm\u00E9diatement au renouvellement de sa nomination comme administrateur non statutaire",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Ma\u00EFt\u00E9 Ledovina HECQ",
        "address": "6142 Leernes, rue Long des Bois 23",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2022-12-31",
      "evidence_quote": "de nommer comme administrateurs non statutaires \u00E0 partir du 31 d\u00E9cembre 2022 \u00E0 minuit",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Hugues VANDERBECQ",
        "address": "7190 Marchelez-Ecaussines, rue Lefort 21",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2022-12-31",
      "evidence_quote": "de nommer comme administrateurs non statutaires \u00E0 partir du 31 d\u00E9cembre 2022 \u00E0 minuit",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Sophie CAMBIER",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0878.754.474",
        "name": "SRL Soci\u00E9t\u00E9 Financi\u00E8re et Economique \u2013 en abr\u00E9g\u00E9 SOFIE",
        "address": null,
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2022-12-31",
      "evidence_quote": "La SRL Soci\u00E9t\u00E9 Financi\u00E8re et Economique \u2013 en abr\u00E9g\u00E9 SOFIE (BCE 0878.754.474), repr\u00E9sent\u00E9e par Madame Sophie CAMBIER (d\u00E9sign\u00E9e repr\u00E9sentante permanente)",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Fran\u00E7ois LIESSE",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": "0806.403.362",
        "name": "SRL PARGESFIN",
        "address": null,
        "country": "BE",
        "legal_form": "SRL"
      },
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2022-12-31",
      "evidence_quote": "La SRL PARGESFIN (BCE 0806.403.362), repr\u00E9sent\u00E9e par Monsieur Fran\u00E7ois LIESSE (repr\u00E9sentant permanent)",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": "Augustin de LOVINFOSSE",
    "firm_city": null,
    "firm_name": "L\u0026D NOT, soci\u00E9t\u00E9 notariale",
    "office_city": "Florennes",
    "is_associated": true
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-12-21",
    "filing_date": "2022-12-19",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-12",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0465.064.817",
    "name_full": "HECQ - ASSUR",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Augustin de LOVINFOSSE",
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
Legal nameFR HECQ - ASSUR
Registered office
Rue de Gozée 631
6110 Montigny-le-Tilleul, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 482 of 4,657 with filed accounts
AGNEESSENS BE 0425.728.941 · Montigny-le-Tilleul
ASSURANCES SALESSE & COURTOIS BE 0819.789.560 · Montigny-le-Tilleul
GROUPE HECQ BE 1014.046.611 · Montigny-le-Tilleul
HADVISORY BE 0687.684.072 · Montigny-le-Tilleul
Les Assurances de l'M BE 0750.910.949 · Montigny-le-Tilleul
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative