Equity
€908,934 ▲ 36.9%
HECK VERSICHERUNGEN has made a profit without a break since 2020.
HECK VERSICHERUNGEN
Lifetime
7 annual accounts with figures on one time axispeak €2.3m (2025)
€2.3m▲ 14.5%
lowest -€23,287 (2019)
€244,991▲ 76.0%
peak €908,934 (2025)
€908,934▲ 36.9%
€3.2m▼ 10.0%
peak 16.4 FTE (2025)
16.4 FTE▲ 15.5%
Board5 names since 2021
1 directorSEREMA
Owners2 names in the annual accounts
100%Group induver and 1 other
Documentsfilings and deeds
06-07-202625 days before the deadline
2025abbreviated format
Gross margin from €2.0m to €2.3mResult from €139,208 to €244,991Staff from 14.2 FTE to 16.4 FTEAppointment: Serema SRL (managing director) 16-102 directors appointed, 2 resignations 06-10Equity from €663,943 to €908,934
Key points
from the 2025 annual accountsResult
€244,991 ▲ 76.0%
The result rose in 2025: different schema filed.
Turnover
≈ €3.9m estimated
The accounts state no turnover.
Debts
€3.2m 78% of the balance sheet
Financial debts 49%Suppliers 8%Taxes and wages 7%Other 37%
Of this, €1.1m falls due within a year.
Filings
7 annual accounts 5 late
The 2019 accounts came latest: 91 days after the end of the period.
Board
2 joined
New directors. Latest change 08-05-2026 · 3 in office.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
25 days early
2024
2 days early
2023
29 days late
2022
32 days late
2021
30 days late
2020
31 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 27 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
07-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Group induver 100%equity €37.4m (2025) · 2025 annual accounts of Group induver
- ICCTopCo Bv consolidatesscore 70equity €248.5m (2025) · annual accounts 2025
Recent changes
Appointment: Marc Franzen (director)
General meeting of 18-03-2026 · Gazette deed
1 director appointed, 1 statutory auditor appointed
Philippe Heck and Grant Thornton Réviseurs d'Entreprise SRL (statutory auditor) · Permanent representative: Elie Janssens · General meeting of 30-12-2025 · Gazette deed
Appointment: Serema SRL (managing director)
Permanent representative: Seppe Sijmons · Board meeting of 15-09-2025 · Gazette deed
2 directors appointed, 2 resignations
Resignations: HECK Philippe (statutory director) and FRANZEN Marc (statutory director) · Appointments: SEREMA (director) and SUDOR (director) · Permanent representatives: SIJMONS Seppe and DE BONDT Karel · General meeting of 15-09-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| HECK VERSICHERUNGEN Butgenbach | €4.1m | €2.3m | 22.3% | 16.4 |
| ASSURANCES DETREMBLEUR & PARTNERS Malmedy | €3.6m | €1.7m | 28.4% | 10.2 |
| Quatannens-Norga Verzekeringen Anzegem | €4.5m | €3.1m | 18.5% | 18.3 |
| Kantoor Van Hees Arendonk | €3.5m | €2.2m | 18.3% | 18.5 |
| VOETS-WYSMANS Diepenbeek | €2.9m | €1.8m | 46.7% | 12.7 |
| Kantoor Bouly Lommel | €3.4m | €2.0m | 68.7% | 10.6 |
| IN&CO Dilbeek | €5.2m | €2.2m | 34.6% | 24.9 |
These companies have the same main activity as HECK VERSICHERUNGEN: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €2.9m and €5.2m, founded between 2014 and 2020.
Official details
Source: KBO- Status
- Active since 10-08-2018Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Establishment units
- 2.281.000.1344750 Butgenbach, since 01-10-2018
- 2.281.000.2334750 Butgenbach, since 01-10-2018
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €4.1m▼ 2.6%
- Employeeson 31-12-2025
- 20▲ 17.6%
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Companies linked to HECK VERSICHERUNGEN
Parent and group
Insights on HECK VERSICHERUNGEN
HECK VERSICHERUNGEN files the abbreviated format. That format states no turnover. The gross margin rose from €1.3m in 2019 to €2.3m in 2025.
Group induver holds all the shares. In October 2025, the Official Gazette published the appointment of SEREMA as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about HECK VERSICHERUNGEN
- What is the company number of HECK VERSICHERUNGEN?
- The company number of HECK VERSICHERUNGEN is 0700.798.472. The VAT number is the same number with BE in front: BE 0700.798.472.
- Where is HECK VERSICHERUNGEN based?
- The registered office is at Hofstrasse 2, 4750 Butgenbach.Company details
- What does HECK VERSICHERUNGEN do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of HECK VERSICHERUNGEN?
- HECK VERSICHERUNGEN is a private limited company (BV).
- When was HECK VERSICHERUNGEN founded?
- HECK VERSICHERUNGEN was founded on 10-08-2018.
- Is HECK VERSICHERUNGEN still active?
- Yes, HECK VERSICHERUNGEN is an active enterprise in the KBO register.
- How many employees does HECK VERSICHERUNGEN have?
- HECK VERSICHERUNGEN had an average of 16.4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of HECK VERSICHERUNGEN?
- The turnover in financial year 2025 is ≈ €3.9m. This figure is estimated from the gross margin of €2.3m and 1,586 comparable companies of the same size. It probably lies between €2.7m and €6.5m. It is a rough estimate.
- Is HECK VERSICHERUNGEN profitable?
- In financial year 2025, HECK VERSICHERUNGEN made a profit of €244,991.
- Where can I find the annual accounts of HECK VERSICHERUNGEN?
- HECK VERSICHERUNGEN filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of HECK VERSICHERUNGEN due?
- HECK VERSICHERUNGEN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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