Active BE 0803.635.595Private limited company

Heating, airco and ventilation internal cleaning

Jules Lagaelaan 6 ·8800 Roeselare, Belgium· 3 yrs active

Sector: Reparatie en onderhoud van producten van metaal (33110)

Conclusion Checked

The computed 12-month bankruptcy probability of Heating, airco and ventilation internal cleaning is 5.2% (elevated). The 2025 annual accounts show negative equity (€-2k) and a net result of €-2k. Its solvency ranks better than 5% of 158 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€-2k
Net result	€-2k
Better than sector	5%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

60 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 15

Profitability 100

Solvency 35

Growth 58

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

5.2% Elevated

0%0,5%1,5%4%10%≥25%

Young company +Annual accounts: weaker financial profile +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

15 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 10-02-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 33 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-78.7%	41.7%	better than 5% of 158 sector peers
Net result	€-2k	€20k	better than 7% of 159 sector peers
Equity	€-2k	€42k	better than 7% of 158 sector peers
Gross operating margin	€-2k	€43k	better than 5% of 159 sector peers
Total assets	€2k	€114k	better than 5% of 159 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€-2k

+20.5% 24-25

Net profit

€-2k

+56.4% 24-25

Cash flow

€-2k

+19.2% 24-25

Total assets

€2k

-38.1% 24-25

Equity

€-2k

- 24-25

Working capital

€-2k

-4370.3% 24-25

Debt

€4k

+19.8% 24-25

Debt ≤ 1y

€4k

+19.8% 24-25

Show 7 other metrics

Current ratio

0.56

-43.4% 24-25

Quick ratio

0.56

-43.4% 24-25

Solvency

-78.7%

- 24-25

Debt / equity

-2.27

- 24-25

ROE

115.8%

- 24-25

ROA

-91.1%

+29.5% 24-25

Interest coverage

-38.94

+65.7% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€-2k
Net profit	€-2k
Cash flow	€-2k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€2k
Equity	€-2k
Debt	€4k
of which ≤ 1y	€4k
of which > 1y	-
Working capital	€-2k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.56
Quick ratio	0.56
Working capital ratio	-78.7%
Solvency	-78.7%
Debt / equity	-2.27
Long-term debt ratio	-
Interest coverage	-38.94
Gross margin	-
Net margin	-
ROA	-91.1%
ROE	115.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Full annual accounts (18 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€2k
Formation expenses	20	€0
Current assets	29/58	€2k
Amounts receivable within one year	40/41	€2k
Cash & bank	54/58	€340
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€2k
Equity	10/15	€-2k
Contributions / capital	10/11	€5k
Accumulated profits (losses)	14	€-7k
Amounts payable	17/49	€4k
Amounts payable within one year	42/48	€4k
Trade debts payable within one year	44	€230
Income statement
Gross operating margin	9900	€-2k
Operating result	9901	€-2k
Financial charges	65	€44
Result before taxes	9903	€-2k
Net result for the period	9904	€-2k
Result to be appropriated	9905	€-2k

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Legal Structure

NACE primary	Reparatie en onderhoud van producten van metaal(33110)
Legal form	Private limited company(610)
Incorporation	05-07-2023
Status	Active
Postal code	8800

Establishment units 1 location

Heating, airco and ventilation internal cleaning

Jules Lagaelaan 6, 8800 RoeselareReparatie en onderhoud van producten van metaal

since 20232.347.798.094

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36502B0882/00G004	Flanders	365 m²	1 · 89 m²	15.1 m · 4 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

10-02-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

31-01-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Reparatie en onderhoud van producten van metaal33110Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222

Primary activity highlighted.

Names & trade names

Legal nameNL	Heating, airco and ventilation internal cleaning
AbbreviationNL	Havic

Registered office

Jules Lagaelaan 6

8800 Roeselare, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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