Financials
- Fiscal year
- 2025
- Total assets
- €326,526
- Profit
- €37,038
- Solvency
- 19.2%
Total assets▲ 778%
Net result
20242025
HEARTBITS
ActiveSummary
HEARTBITS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,746 and a net result of €37,038. Its solvency ranks better than 41% of 16752 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€326,526total assets 2025
- Equity
- €62,746
- Profit
- €37,038
Turnover not published (abridged schema)
Structure
Accounts 52 d early0 of 2 deeds read
Why 90- 1 change of registered office in 24 months- Founded in 2024+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 2.87, cash €82,943Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 75% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
44-50
equity 19.2% of total assets
Liquidity
81-6
short-term debt 11.2% · cash 25.4%
Profitability
83-17
return on assets 11.3%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2025: 0.7%highest value
07-2025: 0.7%● 0.0% vs 06-2025highest value
08-2025: 0.2%▼ -70.8% vs 07-2025
09-2025: 0.2%▲ +1.6% vs 08-2025
10-2025: 0.2%● 0.0% vs 09-2025
11-2025: 0.2%▲ +0.5% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%▼ -8.6% vs 12-2025
02-2026: 0.2%▼ -2.2% vs 01-2026lowest value
03-2026: 0.2%▲ +7.4% vs 02-2026
04-2026: 0.2%▲ +2.1% vs 03-2026
05-2026: 0.2%▲ +21.8% vs 04-2026
06-2026: 0.2%▲ +0.9% vs 05-2026
07-2026: 0.3%▲ +13.9% vs 06-2026
08-2026: 0.3%● 0.0% vs 07-2026
09-2026: 0.3%● 0.0% vs 08-2026
10-2026: 0.3%● 0.0% vs 09-2026
- Sector Real estate activities (NACE 68) lowers the probability
- Liquidity: current ratio 2.87, cash €82,943 lowers the probability
- 1 change of registered office in 24 months raises the probability
- Founded in 2024 raises the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.87 against 3.24 in 2024; short-term debt: 11.2% and cash: 25.4% of total assets), but 80.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 39%, liquidity 87%, profitability 80%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
52 d early
2024
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- Next accounts
- by 31-07-2027
- 09-06-2026Annual accounts filed
- 15-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 31-05-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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