Heams
ActiveSummary
Heams has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,962 and a net result of -€623. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 8763 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability33▼-37
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
short-term debt: 0.3% of total assets, and 0.3% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
25 d early
2023
36 d early
2022
32 d early
2021
35 d early
2020
28 d early
2019
55 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€45,962▼ 1.3%
2024 · €46,585
Total assets
€46,089▼ 1.3%
2024 · €46,687
Net result
-€623
2024 · €283
Working capital
€45,049▲ 0.4%
2024 · €44,853
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,344€1,040▼ 55.6%€440▼ 57.7%€526▲ 19.5%-€494
Net result€1,435below the sector's middle half€745below the sector's middle half▼ 48.1%€92below the sector's middle half▼ 87.7%€283below the sector's middle half▲ 208%-€623below the sector's middle half
Equity€45,465below the sector's middle half▲ 3.3%€46,210below the sector's middle half▲ 1.6%€46,302below the sector's middle half▲ 0.2%€46,585below the sector's middle half▲ 0.6%€45,962below the sector's middle half▼ 1.3%
Total assets€45,501below the sector's middle half▲ 3.0%€46,337below the sector's middle half▲ 1.8%€46,907below the sector's middle half▲ 1.2%€46,687below the sector's middle half▼ 0.5%€46,089below the sector's middle half▼ 1.3%
Debt€36▼ 72.9%€127▲ 253%€605▲ 376%€102▼ 83.1%€127▲ 24.5%
Working capital€45,465within the sector's middle half▲ 3.3%€42,839within the sector's middle half▼ 5.8%€43,750within the sector's middle half▲ 2.1%€44,853within the sector's middle half▲ 2.5%€45,049within the sector's middle half▲ 0.4%
Solvency99.9%above the sector's middle half▲ 0.2pp99.7%above the sector's middle half▼ 0.2pp98.7%above the sector's middle half▼ 1.0pp99.8%above the sector's middle half▲ 1.1pp99.7%above the sector's middle half▼ 0.1pp
Current ratio73.31above the sector's middle half
Return on assets (ROA)3.2%within the sector's middle half▲ 4.3pp1.6%within the sector's middle half▼ 1.5pp0.2%below the sector's middle half▼ 1.4pp0.6%within the sector's middle half▲ 0.4pp-1.4%below the sector's middle half▼ 2.0pp
above
within
below
the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €494 after €526 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €46,089
Fixed assets
€913 ▼ 47.3%
Current assets
€45,176 ▲ 0.5%
Equity and liabilities €46,089
Equity
€45,962 ▼ 1.3%
Debt
€127 ▲ 24.5%
Debt's share of the balance-sheet total rises from 0.2% to 0.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€325▼
2024 · €1,345
Cash flow
€196▼
2024 · €1,102
Debt to equity
0.00▲
2024 · 0.00
ROE
-1.4%▼
2024 · 0.6%
Interest coverage
1.97▼
2024 · 8.05
Debt ≤ 1 year
€127▲
2024 · €102
Income taxes
-€36▼
2024 · €76
A ratio outside any meaningful range has been withheld (balance sheet total €46,089, equity €45,962).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,915 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 91% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a small loss
1.1%
went bankrupt
7.8%
stopped otherwise
91%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,915 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €726 | €819 | €819 | €819 | = |
| Other operating charges640/8 | €618 | €619 | €716 | €678 | €694 | ▲ 2.4% |
| Gross operating margin9900 | €2,962 | €2,385 | €1,975 | €2,023 | €1,019 | ▼ 49.6% |
| Operating profit (loss)9901 | €2,344 | €1,040 | €440 | €526 | -€494 | ▼ 194% |
| Financial charges65/66B | €216 | €193 | €198 | €167 | €165 | ▼ 1.2% |
| Recurring financial charges65 | €216 | €193 | €198 | €167 | €165 | ▼ 1.2% |
| Profit (loss) for the period before taxes9903 | €2,128 | €847 | €242 | €359 | -€659 | ▼ 284% |
| Income taxes67/77 | €693 | €102 | €150 | €76 | -€36 | ▼ 147% |
| Profit (loss) for the period9904 | €1,435 | €745 | €92 | €283 | -€623 | ▼ 320% |
| Profit (loss) for the period to be appropriated9905 | €1,435 | €745 | €92 | €283 | -€623 | ▼ 320% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45,501 | €46,337 | €46,907 | €46,687 | €46,089 | ▼ 1.3% |
| Fixed assets21/28 | - | €3,371 | €2,552 | €1,732 | €913 | ▼ 47.3% |
| Tangible fixed assets22/27 | - | €3,371 | €2,552 | €1,732 | €913 | ▼ 47.3% |
| Furniture and vehicles24 | - | €3,371 | €2,552 | €1,732 | - | - |
| Leasing and similar rights25 | - | - | - | - | €913 | - |
| Current assets29/58 | €45,501 | €42,966 | €44,355 | €44,955 | €45,176 | ▲ 0.5% |
| Amounts receivable within one year40/41 | €399 | €868 | €3,972 | €705 | €2,477 | ▲ 251% |
| Trade receivables40 | €290 | €363 | €3,424 | €363 | €2,413 | ▲ 565% |
| Other amounts receivable41 | €109 | €505 | €548 | €342 | €64 | ▼ 81.3% |
| Current investments50/53 | - | - | - | - | €42,699 | - |
| Cash at bank and in hand54/58 | €45,102 | €42,098 | €40,383 | €44,250 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45,501 | €46,337 | €46,907 | €46,687 | €46,089 | ▼ 1.3% |
| Equity10/15 | €45,465 | €46,210 | €46,302 | €46,585 | €45,962 | ▼ 1.3% |
| Contributions10/11 | €20,000 | €20,000 | €22,000 | €22,000 | €22,000 | = |
| Reserves13 | €2,000 | €2,000 | €0 | - | - | - |
| Non-distributable reserves130/1 | €2,000 | €2,000 | €0 | - | - | - |
| Reserves not available under the articles1311 | €2,000 | €2,000 | €0 | - | - | - |
| Profit (loss) carried forward14 | €23,465 | €24,210 | €24,302 | €24,585 | €23,962 | ▼ 2.5% |
| Amounts payable17/49 | €36 | €127 | €605 | €102 | €127 | ▲ 24.5% |
| Amounts payable within one year42/48 | €36 | €127 | €605 | €102 | €127 | ▲ 24.5% |
| Trade debts44 | €36 | €53 | €58 | €27 | €27 | = |
| Suppliers440/4 | €36 | €53 | €58 | €27 | €27 | = |
| Taxes, remuneration and social security45 | - | €74 | €547 | €75 | €100 | ▲ 33.3% |
| Taxes450/3 | - | €74 | €547 | €75 | €100 | ▲ 33.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1,435 | €745 | €92 | €283 | -€623 | ▼ 320% |
| + Depreciation and write-downs630 | - | €726 | €819 | €819 | €819 | = |
| Operating cash flow (approximation) | €1,435 | €1,471 | €911 | €1,102 | €196 | ▼ 82.2% |
| Investment in fixed assets (approximation) | - | - | €0 | €1 | €0 | ▼ 100% |
| Change in cash | - | -€3,004 | -€1,715 | €3,867 | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€623
Net result drops to -€623, the lowest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 6current ratio 440.74
Current ratio from 73.31 to 440.74; short-term debt falls from €605 to €102.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €1,435
Net result €1,435 after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1263.92
Current ratio from 332.05 to 1263.92; short-term debt falls from €133 to €36.
03-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 5current ratio 332.05
Current ratio from 67.26 to 332.05; short-term debt falls from €672 to €133.
06-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
06-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2010
Ground area
916 m²
Building footprint
105 m²
Volume, LiDAR
566 m³
Parcel 44028B0237/00N002, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heams
since 20102.187.456.403
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028B0237/00N002 | Flanders | 916 m² | 1 · 105 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,642 companies in sector 70200 we hold annual accounts for 52,629. 37,663 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-04-2010
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0824745270
Also
9925:BE0824745270
Registered
27-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.