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F8

Active
Private limited company·Algemene bouw van kantoorgebouwen· 14 yrs active
Martelaarslaan 460 ·9000 Gent, Belgium
KBO/BCE: BE 0848.329.435
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Age14 yrs

Summary

Conclusion

the dossier summarised in one paragraph

F8 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €-11k. The computed 12-month bankruptcy probability is 0.9% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.9% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Timeline

What happened to this company, by date

State Gazette, CBE and NBB in one series

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-07-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
21-05-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-07-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07-2022 State Gazette act Director changes
Ilse De Brauwere
22-06-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
04-09-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€-11k
Working capital€12k-59.8%

Financial health

FY 2025 · computed · 5 of 5 axes measured
52 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

The score above is a single figure for the whole company. The axes below set that score, as the Health axis, beside the other dimensions, so you can see whether a good score holds everywhere or rests on one point.

Health52Profitability0Solvency100Growth32Stability100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 52
Profitability 0
Solvency 100
Growth 32
Stability 100

Figures by fiscal year

Source: NBB · 2025
Annual accounts filed on 28-07-2026 with the NBB · fiscal year 2025 · micro schema
€-20k€-10k€0€10kOperating result 2024: €13k€13kNet result 2024: €8k€8kOperating result 2025: €-9k€-9kNet result 2025: €-11k€-11k20242025
Operating resultNet result
EBITDA
€-6k
- 24-25
Net profit
€-11k
- 24-25
Cash flow
€-8k
- 24-25
Total assets
€52k
-49.8% 24-25
Equity
€43k
-20.7% 24-25
Working capital
€12k
-59.8% 24-25
Income taxes
€141
-94.8% 24-25
Dividends
€0
- 24-25
Debt
€9k
-82.3% 24-25
Debt ≤ 1y
€7k
-84.8% 24-25
Current ratio
2.71
+64.3% 24-25
Quick ratio
2.71
+64.3% 24-25
Solvency
83.4%
+57.9% 24-25
Debt / equity
0.20
-77.7% 24-25
ROE
-26.1%
- 24-25
ROA
-21.8%
- 24-25
Interest coverage
-2.25
- 24-25
Figures by fiscal year
Fiscal year2025
Depositmicro schema
Revenue-
EBITDA€-6k
Net profit€-11k
Cash flow€-8k
Staff costs-
Income taxes€141
Dividends-
Total assets€52k
Equity€43k
Debt€9k
of which ≤ 1y€7k
of which > 1y-
Working capital€12k
Employees (FTE)-
Ratios (computed)
2025
Current ratio2.71
Quick ratio2.71
Working capital ratio23.3%
Solvency83.4%
Debt / equity0.20
Long-term debt ratio-
Interest coverage-2.25
Gross margin-
Net margin-
ROA-21.8%
ROE-26.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€52k
Fixed assets 21/28€33k
Tangible fixed assets 22/27€33k
Current assets 29/58€19k
Amounts receivable within one year 40/41€1k
Cash & bank 54/58€16k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€52k
Equity 10/15€43k
Contributions / capital 10/11€12k
Reserves 13€47k
Accumulated profits (losses) 14€-16k
Amounts payable 17/49€9k
Amounts payable within one year 42/48€7k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€-5k
Operating result 9901€-9k
Financial income 75€126
Financial charges 65€2k
Result before taxes 9903€-11k
Income taxes 67/77€141
Net result for the period 9904€-11k
Result to be appropriated 9905€-11k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.

Signals

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 28-07-2026 3 d early 2026-00372310
31-12-2024 31-07-2025 28-07-2025 3 d early 2025-00332094
31-12-2023 31-07-2024 21-05-2024 71 d early 2024-00095322
31-12-2022 31-07-2023 27-07-2023 4 d early 2023-00298840
31-12-2021 31-07-2022 22-06-2022 39 d early 2022-20086940
31-12-2020 31-07-2021 27-07-2021 4 d early 2021-41200133
31-12-2019 31-07-2020 04-09-2020 35 d late 2020-51000343
31-12-2018 31-07-2019 26-08-2019 26 d late 2019-51500104
31-12-2017 31-07-2018 23-08-2018 23 d late 2018-50800308
31-12-2016 31-07-2017 28-07-2017 3 d early 2017-38400066

Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Directors

Directors & mandates

3 directors
2 of this company's 2 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
  • DE WITTE Elke Yvonne Remi
    Statutair
    State Gazette act 22344602 (07-07-2022)
    Current
    07-07-2022 → present
  • LEYS, Tine
    Statutair
    State Gazette act 22344602 (07-07-2022)
    Current
    07-07-2022 → present
Former directors (1)
  • De Witte
    Non-statutory director
    State Gazette act 22344602 (07-07-2022)
    Former
    - → 07-07-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Algemene bouw van kantoorgebouwen(41002)
Legal form Private limited company(610)
Incorporation27-08-2012
StatusActive
Postal code9000

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
F8 BVBA
Martelaarslaan 460, 9000 GentOntwikkeling van residentiële bouwprojecten
since 20122.213.859.803
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area109 m²
Buildings1
Building footprint77 m²
Volume (LiDAR)688 m³
Tallest building14.6 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44806F0561/00F003 Flanders 109 m² 1 · 77 m² 14.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 act
All acts · 1 updated 4 years ago
2022
07-07-2022 2 directors appointed, 1 resigning, 1 reappointed Director changes·Ilse De Brauwere
  • DE WITTE Elke Yvonne Remi, Statutair
  • LEYS, Tine, Statutair
  • De Witte, Niet-statutair bestuurder
  • De Witte, Statutair
Notary: Ilse De Brauwere · Kluisbergen

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 45 of the 336 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Algemene bouw van kantoorgebouwen41002Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL F8
Registered office
Martelaarslaan 460
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.