Summary
Conclusion
the dossier summarised in one paragraphF8 has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €-11k. The computed 12-month bankruptcy probability is 0.9% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Timeline
What happened to this company, by date
State Gazette, CBE and NBB in one seriesA single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
28-07-2026 NBB filing Annual accounts filed
28-07-2025 NBB filing Annual accounts filed
21-05-2024 NBB filing Annual accounts filed
27-07-2023 NBB filing Annual accounts filed
07-07-2022 State Gazette act Director changes
22-06-2022 NBB filing Annual accounts filed
27-07-2021 NBB filing Annual accounts filed
04-09-2020 NBB filing Annual accounts filed
26-08-2019 NBB filing Annual accounts filed
23-08-2018 NBB filing Annual accounts filed
28-07-2017 NBB filing Annual accounts filed
Financials
Financial health
FY 2025 · computed · 5 of 5 axes measuredThe full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →The score above is a single figure for the whole company. The axes below set that score, as the Health axis, beside the other dimensions, so you can see whether a good score holds everywhere or rests on one point.
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
Figures by fiscal year
Source: NBB · 2025| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €-6k |
| Net profit | €-11k |
| Cash flow | €-8k |
| Staff costs | - |
| Income taxes | €141 |
| Dividends | - |
| Total assets | €52k |
| Equity | €43k |
| Debt | €9k |
| of which ≤ 1y | €7k |
| of which > 1y | - |
| Working capital | €12k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 2.71 |
| Quick ratio | 2.71 |
| Working capital ratio | 23.3% |
| Solvency | 83.4% |
| Debt / equity | 0.20 |
| Long-term debt ratio | - |
| Interest coverage | -2.25 |
| Gross margin | - |
| Net margin | - |
| ROA | -21.8% |
| ROE | -26.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (22 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €52k |
| Fixed assets | 21/28 | €33k |
| Tangible fixed assets | 22/27 | €33k |
| Current assets | 29/58 | €19k |
| Amounts receivable within one year | 40/41 | €1k |
| Cash & bank | 54/58 | €16k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €52k |
| Equity | 10/15 | €43k |
| Contributions / capital | 10/11 | €12k |
| Reserves | 13 | €47k |
| Accumulated profits (losses) | 14 | €-16k |
| Amounts payable | 17/49 | €9k |
| Amounts payable within one year | 42/48 | €7k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-5k |
| Operating result | 9901 | €-9k |
| Financial income | 75 | €126 |
| Financial charges | 65 | €2k |
| Result before taxes | 9903 | €-11k |
| Income taxes | 67/77 | €141 |
| Net result for the period | 9904 | €-11k |
| Result to be appropriated | 9905 | €-11k |
Signals
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 28-07-2026 | 3 d early | 2026-00372310 |
| 31-12-2024 | 31-07-2025 | 28-07-2025 | 3 d early | 2025-00332094 |
| 31-12-2023 | 31-07-2024 | 21-05-2024 | 71 d early | 2024-00095322 |
| 31-12-2022 | 31-07-2023 | 27-07-2023 | 4 d early | 2023-00298840 |
| 31-12-2021 | 31-07-2022 | 22-06-2022 | 39 d early | 2022-20086940 |
| 31-12-2020 | 31-07-2021 | 27-07-2021 | 4 d early | 2021-41200133 |
| 31-12-2019 | 31-07-2020 | 04-09-2020 | 35 d late | 2020-51000343 |
| 31-12-2018 | 31-07-2019 | 26-08-2019 | 26 d late | 2019-51500104 |
| 31-12-2017 | 31-07-2018 | 23-08-2018 | 23 d late | 2018-50800308 |
| 31-12-2016 | 31-07-2017 | 28-07-2017 | 3 d early | 2017-38400066 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Directors
Directors & mandates
3 directors-
DE WITTE Elke Yvonne RemiStatutairState Gazette act 22344602 (07-07-2022)Current07-07-2022 → present
-
LEYS, TineStatutairState Gazette act 22344602 (07-07-2022)Current07-07-2022 → present
Former directors (1)
-
De WitteNon-statutory directorState Gazette act 22344602 (07-07-2022)Former- → 07-07-2022
Insolvency mandates
Legal Structure
| NACE primary | Algemene bouw van kantoorgebouwen(41002) |
| Legal form | Private limited company(610) |
| Incorporation | 27-08-2012 |
| Status | Active |
| Postal code | 9000 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44806F0561/00F003 | Flanders | 109 m² | 1 · 77 m² | 14.6 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 act07-07-2022 2 directors appointed, 1 resigning, 1 reappointed
- DE WITTE Elke Yvonne Remi, Statutair
- LEYS, Tine, Statutair
- De Witte, Niet-statutair bestuurder
- De Witte, Statutair
Analysis
Credit advice
verdict per customer and amountSimilar
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Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | F8 |