HEALTHY FRUIT
ActiveHEALTHY FRUIT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.39M and a net result of €724k. Equity is growing by ~27.1% per year across the filed fiscal years. Its solvency ranks better than 47% of 651 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83=
Solvency59▲+10
Growth77▼-6
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.21 in 2023; short-term debt: 25.1% and cash: 1.5% of total assets), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34%
Return on assets
7.2%
Age of the figures
21 mo
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
33 d early
2022
32 d early
2021
12 d early
2020
32 d early
2019
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
€10.36M▼ 9.8%
2023 · €11.49M
2018: €4.94M
2019: €5.31M
2020: €6.43M
2021: €7.18M
2022: €7.66M
2023: €11.49M
2018 → 2024
EBIT margin
10.9%▼ 0.1pp
2023 · 11.0%
2018: -5.6%
2019: -24.6%
2020: 19.4%
2021: 8.8%
2022: 2.7%
2023: 11.0%
2018 → 2024
Net result
€724k▼ 20.0%
2023 · €904k
2018: €-389k
2019: €-1.45M
2020: €1.10M
2021: €494k
2022: €100k
2023: €904k
2018 → 2024
Working capital
€933k▲ 16.6%
2023 · €800k
2018: €-326k
2019: €-1.86M
2020: €-481k
2021: €-315k
2022: €-38k
2023: €800k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€6.43M-€7.18M▲ 11.6%€7.66M▲ 6.8%€11.49M▲ 49.9%€10.36M▼ 9.8%
Equity€1.17M-€1.66M▲ 42.3%€1.76M▲ 6.0%€2.67M▲ 51.3%€3.39M▲ 27.1%
Operating result€1.25M-€629k▼ 49.6%€210k▼ 66.6%€1.26M▲ 500%€1.13M▼ 10.6%
Net result€1.10M-€494k▼ 55.2%€100k▼ 79.7%€904k▲ 800%€724k▼ 20.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 11% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9.99M
Fixed assets
€6.55M▼ 2.7%
Current assets
€3.44M▼ 25.3%
Equity and liabilities €9.99M
Equity
€3.39M▲ 27.1%
Debt
€6.59M▼ 23.9%
The debt ratio falls from 76.4% to 66.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.92M▼
2023 · €2.02M
Cash flow
€1.52M▼
2023 · €1.66M
Solvency
34.0%▲
2023 · 23.6%
Current ratio
1.37▲
2023 · 1.21
Quick ratio
0.60▲
2023 · 0.58
Debt / equity
1.94▼
2023 · 3.25
ROE
21.3%▼
2023 · 33.9%
ROA
7.2%▼
2023 · 8.0%
Interest coverage
10.80▼
2023 · 14.17
Debt
€6.59M▼
2023 · €8.66M
Debt ≤ 1 year
€2.50M▼
2023 · €3.80M
Debt > 1 year
€4.05M▼
2023 · €4.78M
Income taxes
€240k▲
2023 · €223k
Staff costs
€3.02M▼
2023 · €3.74M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€11.33M€9.99M▼
Fixed assets21/28€6.73M€6.55M▼
Intangible fixed assets21-€4k
Tangible fixed assets22/27€6.10M€5.67M▼
Land and buildings22€1.40M€1.29M▼
Plant, machinery and equipment23€1.88M€1.52M▼
Furniture and vehicles24€479k€435k▼
Leasing and similar rights25€0€245k▲
Other tangible fixed assets26€2.01M€1.83M▼
Assets under construction and advance payments27€328k€354k▲
Financial fixed assets28€634k€878k▲
Affiliated companies280/1€607k€857k▲
Participating interests280€607k€607k=
Amounts receivable281-€250k
Other financial fixed assets284/8€27k€21k▼
Shares284€27k€21k▼
Amounts receivable and cash guarantees285/8€50€50=
Current assets29/58€4.60M€3.44M▼
Stocks and contracts in progress3€2.39M€1.94M▼
Stocks30/36€2.39M€1.94M▼
Raw materials and consumables30/31€30k€20k▼
Work in progress32€214k€217k▲
Finished goods33€2.14M€1.70M▼
Amounts receivable within one year40/41€1.90M€1.32M▼
Trade receivables40€1.41M€1.07M▼
Other amounts receivable41€496k€250k▼
Cash at bank and in hand54/58€81k€149k▲
Deferred charges and accrued income490/1€227k€30k▼
Equity and liabilities
Total equity and liabilities10/49€11.33M€9.99M▼
Equity10/15€2.67M€3.39M▲
Contributions10/11€1.43M€1.43M=
Reserves13€29k€29k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€29k€29k=
Profit (loss) carried forward14€1.21M€1.94M▲
Amounts payable17/49€8.66M€6.59M▼
Amounts payable after more than one year17€4.78M€4.05M▼
Financial debts170/4€2.90M€2.29M▼
Leasing and similar obligations172€0€54k▲
Credit institutions173€2.90M€1.93M▼
Other loans174-€302k
Trade debts175€738k€652k▼
Suppliers1750€738k€652k▼
Other amounts payable178/9€1.14M€1.11M▼
Amounts payable within one year42/48€3.80M€2.50M▼
Current portion of amounts payable after more than one year42€671k€912k▲
Financial debts43€1.46M€500k▼
Credit institutions430/8€300k€500k▲
Other loans439€1.16M€0▼
Trade debts44€1.45M€737k▼
Suppliers440/4€1.45M€737k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€122k€158k▲
Taxes450/3€0€51k▲
Remuneration and social security454/9€122k€107k▼
Other amounts payable47/48€89k€196k▲
Accrued charges and deferred income492/3€81k€39k▼
Income statement
Code20232024
Operating income70/76A€12.32M€11.01M▼
Turnover70€11.49M€10.36M▼
Change in stocks of work in progress, finished goods and contracts in progress71€-319k€-437k▼
Own construction capitalised72€92k€83k▼
Other operating income74€919k€988k▲
Non-recurring operating income76A€140k€14k▼
Operating charges60/66A€11.06M€9.88M▼
Goods for resale, raw materials and consumables60€3.15M€2.86M▼
Purchases600/8€3.17M€2.85M▼
Change in stocks: decrease (increase)609€-24k€10k▲
Services and other goods61€3.29M€2.90M▼
Remuneration, social security and pensions62€3.74M€3.02M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€760k€794k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-14k€44k▲
Other operating charges640/8€99k€99k▲
Non-recurring operating charges66A€29k€171k▲
Operating profit (loss)9901€1.26M€1.13M▼
Financial income75/76B€26k€26k▼
Recurring financial income75€26k€26k▼
Income from current assets751-€17k
Other financial income752/9€26k€9k▼
Financial charges65/66B€161k€190k▲
Recurring financial charges65€149k€184k▲
Debt charges650€143k€178k▲
Other financial charges652/9€6k€6k▲
Non-recurring financial charges66B€12k€6k▼
Profit (loss) for the period before taxes9903€1.13M€964k▼
Income taxes67/77€223k€240k▲
Taxes670/3€223k€240k▲
Profit (loss) for the period9904€904k€724k▼
Profit (loss) for the period to be appropriated9905€904k€724k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.10M€1.94M▲
Profit (loss) brought forward from the previous period14P€200k€1.21M▲
Transfer from equity791/2€108k€0▼
From reserves792€108k€0▼
Social balance
Average headcount (FTE)9087101.175.6▼
The notes to these accounts (139 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €2MEq €2.67M ▲51.3%
4 profitable years in a row build equity to €2.67M.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Back to profitnet €1.10M
Net result €1.10M after 2 loss-making years.
31-12
Financial
Equity above €1MEq €1.17M ▲1651%
Equity rises from €67k to €1.17M.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Weakest financial yearnet €-1.45M
Net result drops to €-1.45M, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 8 days late
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
12-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geetbets · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ijzerwegstraat 53450 GeetbetsGround area
2,906 m²
Building footprint
510 m²
Volume, LiDAR
3,009 m³
2 parcels, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
-
since 20072.162.690.719
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24036A0143/00G000 | Flanders | 1,493 m² | 1 · 311 m² | 11.8 m · 2 fl. |
| 24028D0056/00R000 | Flanders | 1,414 m² | 1 · 199 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 16 entries · 840,012 EUR awarded · 840,012 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 5 | 303,476 EUR | 303,476 EUR |
| 2024 | 4 | 184,249 EUR | 184,249 EUR |
| 2023 | 4 | 189,251 EUR | 189,251 EUR |
| 2022 | 3 | 163,036 EUR | 163,036 EUR |
Schemes
Brede weersverzekering
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Subsidie voor de verwarringstechniek in de fruitteelt
Subsidie voor zorgboerderijen
Investeringssteun voor land- en tuinbouwers
Recognitions · licences · registrations
Food safety, FASFC
1 siteZoutleeuw2.162.690.719
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Of 1,345 companies in sector 01240 we hold annual accounts for 321. 162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2007
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.healthyfruit.be
E-mail:info@healthyfruit.be