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ELFRU

Active
Private limited companyfounded 200620 years activeSchilberg 10, 3790 Voeren, BelgiumKBO/BCE: BE 0883.344.752
Summary

ELFRU has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of €561,824. Equity is growing by about 8.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 2,034 sector peers (NACE 01, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Growing of pome and stone fruits
NACE 01240
#5 company by equity in Voeren1 site
Size
€3.8mtotal assets 2025
Staff
10.6 FTE
Equity
€3.2m
Profit
€561,824
Turnover not published (abridged schema)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 40 days early1 of 4 deeds read
Why 95raises risk1 change of registered office in 24 monthslowers riskProfit of €561,824 (FY 2025)Founded in 2006Sector Crop and animal production, hunting and related service activities (NACE 01)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 80% of its sector peers (NACE 01, small)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 86.1% of total assets
Liquidity 60-5
short-term debt 5.2% · cash 8.0%
Profitability 87+2
return on assets 14.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (898 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.2%▲ +0.1 percentage points vs 11-2024 01-2025: < 0.1%▼ -0.2 percentage points vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025lowest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: 0.2%▲ +0.2 percentage points vs 11-2025highest value 01-2026: 0.1%▼ -0.1 percentage points vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026
Credit up to €300,000 at 30 days acceptable
Liquidity ample (current ratio 9.6 against 4.52 in 2024; short-term debt: 5.2% and cash: 8% of total assets), and 13.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, small): better than 91% on solvency, 77% on liquidity, 88% on profitability and 62% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
lowers risk · Profit of €561,824 (FY 2025)
NBB · annual accounts
lowers risk · Founded in 2006
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Sector Crop and animal production, hunting and related service activities (NACE 01)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
40 days early
2024
44 days early
2023
34 days early
2022
32 days early
2021
38 days early
2020
19 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. Usually files around 24 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 year end09-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Registered officeRegistered-office move
  3. Highest result from 2019 to 2025net €561,824 ▲28.4%

Key points

  • Positive: Staff rose in 2025from 6.2 FTE to 10.6 FTE ▲ 71.0% View
  • Positive: Among the best 9% on equitysector median €593,826 · 2,036 companies €3.2m View
  • Positive: Filed on time since fiscal year 2018accounts within the deadline every year 8 years View
  • Positive: 6 profitable years in a rowprofit 2025: €561,824 6 years View
  • Known shareholdersaccounts at 30-06-2025 100% View
  • Flemish supportawarded 2022 - 2025 €227,612 View

By topic

Financials

Fiscal year
2025
Total assets
€3.8m
Profit
€561,824
Solvency
86.1%
Total assets▲ 9.4%
Net result
20192025
Go to Financials

Timeline

Events
23
Since
2008
Next accounts
by 31-01-2027
  1. 30-06-2025Liquidity more than doubles
  2. 18-12-2024Annual accounts filed
  3. 28-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Growing of pome and stone fruitsNACE 01240
Founded
04-09-2006
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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