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Head and Hands

Active
Private limited companyfounded 200818 yrs activeVervloesemstraat 71, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0897.883.072

Head and Hands has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-35k) and a net result of €32k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 6% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
59 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+74
Solvency9▲+9
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.17 against 0.66 in 2024; short-term debt: 18.8% and cash: 13.4% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-15.8%
Return on assets
14.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 8647 sector peers (2025).
NBB · sector comparison
Position among 8647 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
42 d early
2023
6 d early
2022
23 d early
2021
1 d late
2020
6 d late
2019
74 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€-35k▲ 47.6%
2024 · €-67k
2018: €-8k 2019: €-34k 2020: €-56k 2021: €-77k 2022: €-68k 2023: €-42k 2024: €-67k
2018 → 2025
Total assets
€222k▼ 4.3%
2024 · €232k
2018: €315k 2019: €290k 2020: €270k 2021: €248k 2022: €255k 2023: €253k 2024: €232k
2018 → 2025
Net result
€32k
2024 · €-24k
2018: €-22k 2019: €-26k 2020: €-22k 2021: €-21k 2022: €9k 2023: €26k 2024: €-24k
2018 → 2025
Working capital
€7k
2024 · €-20k
2018: €-28k 2019: €-51k 2020: €-19k 2021: €-19k 2022: €-17k 2023: €3k 2024: €-20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-77k-€-68k▲ 11.8%€-42k▲ 37.6%€-67k▼ 57.2%€-35k▲ 47.6%
Operating result€-10k-€20k€36k▲ 82.8%€-15k€40k
Net result€-21k-€9k€26k▲ 180%€-24k€32k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-40k€-20k€0€20k€40kOperating result 2021: €-10k€-10kNet result 2021: €-21k€-21kOperating result 2022: €20k€20kNet result 2022: €9k€9kOperating result 2023: €36k€36kNet result 2023: €26k€26kOperating result 2024: €-15k€-15kNet result 2024: €-24k€-24kOperating result 2025: €40k€40kNet result 2025: €32k€32k20212022202320242025
The operating result returns to profit in 2025: €40k after a loss of €15k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222k
Fixed assets €173k▼ 9.8%
Current assets €49k▲ 22.2%
Key figures and ratios
2025 value · change against 2024
EBITDA
€64k
2024 · €8k
Cash flow
€55k
2024 · €-1k
Solvency
-15.8%
2024 · -28.8%
Current ratio
1.17
2024 · 0.66
Quick ratio
1.17
2024 · 0.66
Debt / equity
-7.34
2024 · -4.47
ROA
14.3%
2024 · -10.5%
Interest coverage
7.63
2024 · 0.86
Debt
€257k
2024 · €298k
Debt ≤ 1 year
€42k
2024 · €60k
Debt > 1 year
€215k
2024 · €238k
Income taxes
€134
2024 · €156
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€232k€222k
Fixed assets21/28€192k€173k
Tangible fixed assets22/27€192k€173k
Land and buildings22€142k€131k
Plant, machinery and equipment23€46k€37k
Furniture and vehicles24€4k€5k
Current assets29/58€40k€49k
Amounts receivable within one year40/41€16k€16k
Trade receivables40€16k€16k
Other amounts receivable41€0-
Cash at bank and in hand54/58€19k€30k
Deferred charges and accrued income490/1€5k€3k
Equity and liabilities
Total equity and liabilities10/49€232k€222k
Equity10/15€-67k€-35k
Contributions10/11€8k€8k=
Profit (loss) carried forward14€-75k€-43k
Amounts payable17/49€298k€257k
Amounts payable after more than one year17€238k€215k
Financial debts170/4€167k€144k
Other amounts payable178/9€71k€71k=
Amounts payable within one year42/48€60k€42k
Current portion of amounts payable after more than one year42€22k€23k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€16k€10k
Taxes450/3€16k€10k
Other amounts payable47/48€20k€6k
Accrued charges and deferred income492/3€9-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€23k
Other operating charges640/8€4k€4k
Gross operating margin9900€12k€67k
Operating profit (loss)9901€-15k€40k
Financial income75/76B€95-
Recurring financial income75€95-
Financial charges65/66B€9k€8k
Recurring financial charges65€9k€8k
Profit (loss) for the period before taxes9903€-24k€32k
Income taxes67/77€156€134
Profit (loss) for the period9904€-24k€32k
Profit (loss) for the period to be appropriated9905€-24k€32k
Appropriation of the result
Profit (loss) to be appropriated9906€-75k€-43k
Profit (loss) brought forward from the previous period14P€-51k€-75k
Transfer from equity791/2€2k-
Transfer to equity691/2€2k-
To contributions691€2k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial Back to profitnet €32k
Net result €32k after one loss-making year.
19-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
08-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Back to profitnet €9k
Net result €9k after 4 loss-making years.
01-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
06-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
13-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 74 days late
2019
31-12
Financial Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
04-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 4 days late
2017
08-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vervloesemstraat 711200 Sint-Lambrechts-Woluwe
Ground area
328 m²
Building footprint
209 m²
Volume, LiDAR
1,280 m³
2 parcels, Brussels · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Head & Hands Marketing SPRL
Sint-Vincentiusstraat 144, 1140 EvereBusiness consulting
since 20082.171.212.861
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21672C0259/00G000 Brussels 223 m² 1 · 140 m² 12.1 m · 2 fl.
21006A0291/00V002 Brussels 105 m² 1 · 70 m² 10.3 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 26,764 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-05-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.