Frameworx
ActiveSummary
Frameworx has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €37k and a net result of €23k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+10
Solvency43▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.07 against 3.68 in 2024; short-term debt: 17.6% and cash: 15.2% of total assets), but 81.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.2%
Return on assets
11.5%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-03-2026, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
on the day
2023
25 d early
2022
40 d early
2021
40 d early
2020
15 d early
2019
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€37k▲ 156%
2024 · €14k
2018: €2k
2019: €-9k
2020: €-8k
2021: €-3k
2022: €-3k
2023: €-728
2024: €14k
2018 → 2025
Total assets
€204k▲ 2.5%
2024 · €199k
2018: €291k
2019: €279k
2020: €272k
2021: €241k
2022: €222k
2023: €216k
2024: €199k
2018 → 2025
Net result
€23k▲ 45.7%
2024 · €16k
2018: €-1k
2019: €-10k
2020: €579
2021: €5k
2022: €338
2023: €2k
2024: €16k
2018 → 2025
Working capital
€110k▲ 28.4%
2024 · €86k
2018: €77k
2019: €93k
2020: €79k
2021: €75k
2022: €76k
2023: €72k
2024: €86k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-3k-€-3k▲ 11.2%€-728▲ 72.9%€14k€37k▲ 156%
Operating result€14k-€9k▼ 34.5%€11k▲ 22.3%€26k▲ 126%€37k▲ 43.2%
Net result€5k-€338▼ 93.1%€2k▲ 478%€16k▲ 722%€23k▲ 45.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€58k ▼ 28.7%
Current assets
€146k ▲ 24.0%
Equity and liabilities €204k
Equity
€37k ▲ 156%
Debt
€166k ▼ 9.5%
Debt's share of the balance-sheet total falls from 92.7% to 81.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€62k▲
2024 · €51k
Cash flow
€48k▲
2024 · €41k
Current ratio
4.07▲
2024 · 3.68
Debt to equity
4.49▼
2024 · 12.69
ROE
63.2%▼
2024 · 110.9%
ROA
11.5%▲
2024 · 8.1%
Interest coverage
7.08▲
2024 · 5.34
Debt ≤ 1 year
€36k▲
2024 · €32k
Debt > 1 year
€131k▼
2024 · €152k
Income taxes
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€199k€204k▲
Fixed assets21/28€81k€58k▼
Tangible fixed assets22/27€81k€58k▼
Land and buildings22€66k€48k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€6k€2k▼
Current assets29/58€118k€146k▲
Amounts receivable within one year40/41€81k€108k▲
Trade receivables40€15k€16k▲
Other amounts receivable41€66k€91k▲
Cash at bank and in hand54/58€29k€31k▲
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€199k€204k▲
Equity10/15€14k€37k▲
Contributions10/11€6k€6k=
Reserves13€8k€31k▲
Distributable reserves133€8k€31k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€184k€166k▼
Amounts payable after more than one year17€152k€131k▼
Financial debts170/4€152k€131k▼
Amounts payable within one year42/48€32k€36k▲
Current portion of amounts payable after more than one year42€21k€21k▲
Financial debts43€183€0▼
Other loans439€183€0▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€859€859=
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€24k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€443€0▼
Gross operating margin9900€54k€63k▲
Operating profit (loss)9901€26k€37k▲
Financial income75/76B€3k€4k▲
Recurring financial income75€3k€4k▲
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€20k€33k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€16k€23k▲
Profit (loss) for the period to be appropriated9905€16k€23k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€23k▲
Profit (loss) brought forward from the previous period14P€-9k€0▲
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€8k€23k▲
To other reserves6921€8k€23k▲
Profit to be distributed694/7€859€859=
Return on contributions (dividend)694€859€859=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2018net €23k ▲45.7%
Operating result €37k, net result €23k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Back to profitnet €579
Net result €579 after 2 loss-making years.
28-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolmijnenkaai 81080 Sint-Jans-MolenbeekGround area
979 m²
Building footprint
978 m²
Volume, LiDAR
13,169 m³
Parcel 21522B0406/00G000, Brussels · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
FRAMEWORX
since 20082.172.058.543
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0406/00G000 | Brussels | 978 m² | 1 · 978 m² | 21.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L'Atelier Soi.e.s Toi.T
BE 0722.640.793
Doische · Eq €37,067
GROW
BE 0668.922.490
Brasschaat · Eq €37,063
COMIVIGO
BE 0876.915.929
Gent · Eq €37,079
VTDR Management Consulting
BE 0676.948.350
Gent · Eq €37,083
JYH
BE 0833.325.119
Amay · Eq €37,055
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 36,152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2008
Fiscal year end30-09
Activities, NACEBEL 2025
70200Business and other management consultancy
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.