Skip to content

HEA GROUP

Active
Private limited companyfounded 20251 yr activeZolderseweg 2, 3550 Heusden-Zolder, BelgiumKBO/BCE: BE 1021.030.017
Summary

The computed 12-month bankruptcy probability of HEA GROUP is 3.3% (moderate). The 2025 annual accounts show equity of €15,295 and a net result of -€9,705. Its solvency ranks better than 47% of 13874 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability0
Solvency52
Growth-
Track record67
Bankruptcy probability, 12 months
3.3% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity short (current ratio 0.2; short-term debt: 72.9% and cash: 0.1% of total assets), and 72.9% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
27.1%
Return on assets
-17.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
4 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

HEA GROUP was incorporated on 14 March 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€15,295
Total assets
€56,411
Net result
-€9,705
Working capital
-€32,959

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €56,411
Fixed assets €48,255
Current assets €8,156
Equity and liabilities €56,411
Equity €15,295
Debt €41,115
Debt finances 72.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€8,234
Cash flow
-€8,390
Current ratio
0.20
Quick ratio
0.12
Debt to equity
2.69
ROE
-63.4%
ROA
-17.2%
Interest coverage
-53.01
Debt ≤ 1 year
€41,115

Peer companies

Historical observation

Of the 177 companies that looked in July 2024 the way this one looks now, 3.4% went bankrupt within 24 months and 92% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
3.4% went bankrupt
5.1% stopped otherwise
92% still going

For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 177 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 32 lines
Balance sheet Code2025
Assets
Total assets20/58€56,411
Fixed assets21/28€48,255
Tangible fixed assets22/27€43,255
Furniture and vehicles24€4,674
Other tangible fixed assets26€38,581
Financial fixed assets28€5,000
Current assets29/58€8,156
Stocks and contracts in progress3€3,045
Stocks30/36€3,045
Amounts receivable within one year40/41€5,032
Other amounts receivable41€5,032
Cash at bank and in hand54/58€32
Deferred charges and accrued income490/1€47
Equity and liabilities
Total equity and liabilities10/49€56,411
Equity10/15€15,295
Contributions10/11€25,000
Profit (loss) carried forward14-€9,705
Amounts payable17/49€41,115
Amounts payable within one year42/48€41,115
Trade debts44€14,983
Suppliers440/4€14,983
Other amounts payable47/48€26,132
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,315
Other operating charges640/8€172
Gross operating margin9900-€8,063
Operating profit (loss)9901-€9,549
Financial charges65/66B€155
Recurring financial charges65€155
Profit (loss) for the period before taxes9903-€9,705
Profit (loss) for the period9904-€9,705
Profit (loss) for the period to be appropriated9905-€9,705
Appropriation of the result
Profit (loss) to be appropriated9906-€9,705

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,315
Other operating charges640/8€172
Gross operating margin9900-€8,063
Operating profit (loss)9901-€9,549
Financial charges65/66B€155
Recurring financial charges65€155
Profit (loss) for the period before taxes9903-€9,705
Profit (loss) for the period9904-€9,705
Profit (loss) for the period to be appropriated9905-€9,705
Line2025
Assets
Total assets20/58€56,411
Fixed assets21/28€48,255
Tangible fixed assets22/27€43,255
Furniture and vehicles24€4,674
Other tangible fixed assets26€38,581
Financial fixed assets28€5,000
Current assets29/58€8,156
Stocks and contracts in progress3€3,045
Stocks30/36€3,045
Amounts receivable within one year40/41€5,032
Other amounts receivable41€5,032
Cash at bank and in hand54/58€32
Deferred charges and accrued income490/1€47
Equity and liabilities
Total equity and liabilities10/49€56,411
Equity10/15€15,295
Contributions10/11€25,000
Profit (loss) carried forward14-€9,705
Amounts payable17/49€41,115
Amounts payable within one year42/48€41,115
Trade debts44€14,983
Suppliers440/4€14,983
Other amounts payable47/48€26,132
Line2025
Profit (loss) for the period9904-€9,705
+ Depreciation and write-downs630€1,315
Operating cash flow (approximation)-€8,390

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,048 m²
Building footprint
217 m²
Volume, LiDAR
895 m³
Parcel 71502B0226/00X000, Flanders · tallest building 5.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Haci Bey 2.0
Zolderseweg 2, 3550 Heusden-ZolderFull-service restaurants
since 20252.371.250.617
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71502B0226/00X000 Flanders 1,048 m² 1 · 217 m² 5.5 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Heusden-Zolder2.371.250.617
1 permission
Toelating · Eetgelegenheid · since 30-05-2025

Similar companies · same sector, comparable size

Of 21,835 companies in this sector we hold annual accounts for 9,786. 7,708 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded14-03-2025
Fiscal year end31-12
Trade name NL HACI BEY 2.0
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1021030017
Also 9925:BE1021030017
Registered 02-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.