HDAI
ActiveSummary
HDAI has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency52▼-46
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 3.52 in 2024; short-term debt: 73% and cash: 79.5% of total assets), and 73% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
11 d early
2024
55 d early
2023
41 d early
2022
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▼ 72.5%
2024 · €180k
2022: €34klowest in 4 years
2023: €107k▲ +215% vs 2022
2024: €180k▲ +68.5% vs 2023highest in 4 years
2025: €49k▼ -72.5% vs 2024
2022 → 2025
Total assets
€183k▼ 25.7%
2024 · €246k
2022: €58klowest in 4 years
2023: €149k▲ +157% vs 2022
2024: €246k▲ +64.9% vs 2023highest in 4 years
2025: €183k▼ -25.7% vs 2024
2022 → 2025
Net result
€46k▼ 36.7%
2024 · €73k
2022: €32klowest in 4 years
2023: €73k▲ +129% vs 2022
2024: €73k▲ +0.4% vs 2023highest in 4 years
2025: €46k▼ -36.7% vs 2024
2022 → 2025
Working capital
€41k▼ 75.6%
2024 · €168k
2022: €27klowest in 4 years
2023: €97k▲ +258% vs 2022
2024: €168k▲ +72.2% vs 2023highest in 4 years
2025: €41k▼ -75.6% vs 2024
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€34k-€107k▲ 215%€180k▲ 68.5%€49k▼ 72.5%
2022: €34klowest in 4 years
2023: €107k▲ +215% vs 2022
2024: €180k▲ +68.5% vs 2023highest in 4 years
2025: €49k▼ -72.5% vs 2024
Operating result€40k-€92k▲ 131%€93k▲ 0.4%€57k▼ 38.9%
2022: €40klowest in 4 years
2023: €92k▲ +131% vs 2022
2024: €93k▲ +0.4% vs 2023highest in 4 years
2025: €57k▼ -38.9% vs 2024
Net result€32k-€73k▲ 129%€73k▲ 0.4%€46k▼ 36.7%
2022: €32klowest in 4 years
2023: €73k▲ +129% vs 2022
2024: €73k▲ +0.4% vs 2023highest in 4 years
2025: €46k▼ -36.7% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€8k ▼ 29.0%
Current assets
€175k ▼ 25.5%
Equity and liabilities €183k
Equity
€49k ▼ 72.5%
Debt
€134k ▲ 101%
Debt's share of the balance-sheet total rises from 27.0% to 73.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€60k▼
2024 · €96k
Cash flow
€50k▼
2024 · €76k
Current ratio
1.31▼
2024 · 3.52
Debt to equity
2.71▲
2024 · 0.37
ROE
93.6%▲
2024 · 40.7%
ROA
25.3%▼
2024 · 29.7%
Interest coverage
138.51▼
2024 · 565.35
Debt ≤ 1 year
€134k▲
2024 · €66k
Income taxes
€10k▼
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€246k€183k▼
Fixed assets21/28€12k€8k▼
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€234k€175k▼
Amounts receivable within one year40/41€18k€29k▲
Trade receivables40€18k€27k▲
Other amounts receivable41€195€2k▲
Current investments50/53€20k€0▼
Cash at bank and in hand54/58€196k€145k▼
Deferred charges and accrued income490/1€0€308▲
Equity and liabilities
Total equity and liabilities10/49€246k€183k▼
Equity10/15€180k€49k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€178k€47k▼
Amounts payable17/49€66k€134k▲
Amounts payable within one year42/48€66k€134k▲
Financial debts43€803€237▼
Credit institutions430/8€803€237▼
Trade debts44€799€2k▲
Suppliers440/4€799€2k▲
Taxes, remuneration and social security45€56k€28k▼
Taxes450/3€56k€28k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€9k€103k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€141€400▲
Gross operating margin9900€96k€60k▼
Operating profit (loss)9901€93k€57k▼
Financial charges65/66B€169€433▲
Recurring financial charges65€169€433▲
Profit (loss) for the period before taxes9903€92k€56k▼
Income taxes67/77€19k€10k▼
Profit (loss) for the period9904€73k€46k▼
Profit (loss) for the period to be appropriated9905€73k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€178k€224k▲
Profit (loss) brought forward from the previous period14P€105k€178k▲
Profit to be distributed694/7-€176k
Return on contributions (dividend)694-€176k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €250 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €151 | €2k | €3k | €3k | ▲ 18.4% |
| Other operating charges640/8 | - | - | €141 | €400 | ▲ 185% |
| Gross operating margin9900 | €40k | €95k | €96k | €60k | ▼ 36.8% |
| Operating profit (loss)9901 | €40k | €92k | €93k | €57k | ▼ 38.9% |
| Financial charges65/66B | €26 | €87 | €169 | €433 | ▲ 156% |
| Recurring financial charges65 | €26 | €87 | €169 | €433 | ▲ 156% |
| Profit (loss) for the period before taxes9903 | €40k | €92k | €92k | €56k | ▼ 39.3% |
| Income taxes67/77 | €8k | €19k | €19k | €10k | ▼ 48.7% |
| Profit (loss) for the period9904 | €32k | €73k | €73k | €46k | ▼ 36.7% |
| Profit (loss) for the period to be appropriated9905 | €32k | €73k | €73k | €46k | ▼ 36.7% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €58k | €149k | €246k | €183k | ▼ 25.7% |
| Fixed assets21/28 | €7k | €9k | €12k | €8k | ▼ 29.0% |
| Tangible fixed assets22/27 | €7k | €9k | €12k | €8k | ▼ 29.0% |
| Plant, machinery and equipment23 | €2k | €3k | €8k | €7k | ▼ 16.1% |
| Furniture and vehicles24 | €5k | €6k | €4k | €2k | ▼ 54.1% |
| Current assets29/58 | €51k | €140k | €234k | €175k | ▼ 25.5% |
| Amounts receivable within one year40/41 | €14k | €38k | €18k | €29k | ▲ 57.2% |
| Trade receivables40 | €12k | €38k | €18k | €27k | ▲ 50.4% |
| Other amounts receivable41 | €2k | €67 | €195 | €2k | ▲ 687% |
| Current investments50/53 | - | - | €20k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €37k | €102k | €196k | €145k | ▼ 25.8% |
| Deferred charges and accrued income490/1 | €656 | €656 | €0 | €308 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €58k | €149k | €246k | €183k | ▼ 25.7% |
| Equity10/15 | €34k | €107k | €180k | €49k | ▼ 72.5% |
| Contributions10/11 | €2k | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €32k | €105k | €178k | €47k | ▼ 73.3% |
| Amounts payable17/49 | €24k | €43k | €66k | €134k | ▲ 101% |
| Amounts payable within one year42/48 | €24k | €43k | €66k | €134k | ▲ 101% |
| Financial debts43 | - | €683 | €803 | €237 | ▼ 70.5% |
| Credit institutions430/8 | - | €683 | €803 | €237 | ▼ 70.5% |
| Trade debts44 | €285 | €544 | €799 | €2k | ▲ 132% |
| Suppliers440/4 | €285 | €544 | €799 | €2k | ▲ 132% |
| Taxes, remuneration and social security45 | €23k | €38k | €56k | €28k | ▼ 49.2% |
| Taxes450/3 | €18k | €35k | €56k | €28k | ▼ 49.2% |
| Remuneration and social security454/9 | €6k | €2k | €0 | - | - |
| Other amounts payable47/48 | €655 | €4k | €9k | €103k | ▲ 1,027% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €73k | €73k | €46k | ▼ 36.7% |
| + Depreciation and write-downs630 | €151 | €2k | €3k | €3k | ▲ 18.4% |
| Operating cash flow (approximation) | €32k | €75k | €76k | €50k | ▼ 34.6% |
| Investment in fixed assets (approximation) | - | €-5k | €-6k | €0 | ▲ 100% |
| Change in cash | - | €65k | €94k | €-51k | ▼ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €73k ▲0.4%
Operating result €93k, net result €73k, both a record.
31-12
Financial
Equity above €150kEq €180k ▲68.5%
3 profitable years in a row build equity to €180k.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €107k ▲215%
2 profitable years in a row build equity to €107k.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2022
Ground area
188 m²
Building footprint
82 m²
Volume, LiDAR
569 m³
Parcel 44061B0209/00S004, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
HDAI
since 20222.334.241.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44061B0209/00S004 | Flanders | 188 m² | 1 · 82 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 15,341 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.