BVACC
ActiveSummary
BVACC has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €34k. Equity is shrinking by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+7
Solvency26▼-74
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
0.5%
Return on assets
18.2%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-04-2026, 119 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
119 d early
2024
44 d early
2023
1 d early
2022
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▼ 99.3%
2024 · €134k
2022: €90k
2023: €116k
2024: €134k
2022 → 2025
Total assets
€189k▲ 28.3%
2024 · €147k
2022: €146k
2023: €138k
2024: €147k
2022 → 2025
Net result
€34k▲ 91.0%
2024 · €18k
2022: €89k
2023: €26k
2024: €18k
2022 → 2025
Working capital
€-20k
2024 · €103k
2022: €87k
2023: €72k
2024: €103k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€90k-€116k▲ 29.0%€134k▲ 15.5%€1k▼ 99.3%
Operating result€118k-€34k▼ 71.4%€24k▼ 30.0%€46k▲ 94.2%
Net result€89k-€26k▼ 70.7%€18k▼ 31.0%€34k▲ 91.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 94% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€21k ▼ 30.1%
Current assets
€167k ▲ 43.6%
Equity and liabilities €189k
Equity
€1k ▼ 99.3%
Debt
€188k ▲ 1,301%
The debt ratio rises from 9.1% to 99.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€59k▲
2024 · €36k
Cash flow
€47k▲
2024 · €31k
Current ratio
0.89▼
2024 · 8.93
ROA
18.2%▲
2024 · 12.2%
Interest coverage
108.19▲
2024 · 46.30
Debt ≤ 1 year
€188k▲
2024 · €13k
Income taxes
€12k▲
2024 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €189k, equity €1k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€147k€189k▲
Fixed assets21/28€30k€21k▼
Tangible fixed assets22/27€30k€21k▼
Furniture and vehicles24€30k€19k▼
Other tangible fixed assets26-€2k
Current assets29/58€117k€167k▲
Amounts receivable after more than one year29€18k€18k=
Other amounts receivable291€18k€18k=
Amounts receivable within one year40/41€9k€31k▲
Trade receivables40€9k€21k▲
Other amounts receivable41-€10k
Cash at bank and in hand54/58€88k€117k▲
Deferred charges and accrued income490/1€923€1k▲
Equity and liabilities
Total equity and liabilities10/49€147k€189k▲
Equity10/15€134k€1k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€133k€0▼
Amounts payable17/49€13k€188k▲
Amounts payable within one year42/48€13k€188k▲
Trade debts44€494€2k▲
Suppliers440/4€494€2k▲
Advances received on contracts in progress46-€40
Taxes, remuneration and social security45€12k€17k▲
Taxes450/3€12k€17k▲
Other amounts payable47/48€63€168k▲
Accrued charges and deferred income492/3€348€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▲
Other operating charges640/8€297€330▲
Gross operating margin9900€37k€59k▲
Operating profit (loss)9901€24k€46k▲
Financial income75/76B€468€601▲
Recurring financial income75€468€601▲
Financial charges65/66B€788€546▼
Recurring financial charges65€788€546▼
Profit (loss) for the period before taxes9903€23k€46k▲
Income taxes67/77€5k€12k▲
Profit (loss) for the period9904€18k€34k▲
Profit (loss) for the period to be appropriated9905€18k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€133k€167k▲
Profit (loss) brought forward from the previous period14P€115k€133k▲
Profit to be distributed694/7-€167k
Return on contributions (dividend)694-€167k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €18k ▼31%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 8.93
Current ratio from 4.26 to 8.93; short-term debt falls from €22k to €13k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €116k ▲29%
2 profitable years in a row build equity to €116k.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Minneveld 109255 BuggenhoutGround area
277 m²
Building footprint
102 m²
Volume, LiDAR
722 m³
Parcel 42004B0256/00V004, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Minneveld 10, 9255 Buggenhout
since 20222.329.291.286
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004B0256/00V004 | Flanders | 277 m² | 1 · 102 m² | 10.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ToGo
BE 0644.702.679
Grobbendonk · Eq €1,000
HAJO
BE 0668.687.217
Mechelen · Eq €1,000
ICDATA
BE 0670.586.338
Diepenbeek · Eq €1,000
Mindmade
BE 0687.685.359
Herselt · Eq €1,000
Konaco
BE 0697.635.084
Buggenhout · Eq €1,000
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 1,865 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.