HD-TECH
ActiveSummary
HD-TECH has been active since 2005 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€34,572) and a net result of -€8,433. Equity is shrinking by about 59% per year across the filed financial years. Its solvency ranks better than 5% of 21,099 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
- Equity
- -€34,572
- Loss
- -€8,433
Why 53raises riskCapped at 59: negative equityNegative equity -€34,572Loss of €8,433, the second in a row (financial year 2025)lowers riskSize: total assets €34,784Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence
Checked score
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 3% on solvency, 8% on liquidity, 5% on profitability and 20% on growth.
The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 135 days after the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: LAMRABAT KARIMA (director)Appointment: BOUAMAR ANOUAR (director) ·…
- Resignation: CHENTOUF TRIBAK KHALID (adimnidtrateur)Appointment: LAMRABAT KARIMA (adimnidtrateur) ·…
Financials · financial year 2025, micro format
2025 annual accounts filed late (53 days) Filed on 22 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00522901.
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €8,358 in 2025 against €4,753 in 2024; the loss grows.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 6,619 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84.5% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,619 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Turnover70 | - | - | €18,574 | - | - | - | €24,998 | - | - |
| Non-recurring operating income76A | - | - | - | €1,500 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | - | - | - | €33,703 | - | - |
| Remuneration, social security and pensions62 | - | - | - | - | €34,733 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,430 | - | €618 | - | €619 | - | - | - | - |
| Other operating charges640/8 | - | - | - | - | €149 | - | - | - | - |
| Gross operating margin9900 | €9,406 | - | €5,447 | -€3,703 | €21,660 | -€10,043 | -€4,753 | -€8,358 | ▼ 75.8% |
| Operating profit (loss)9901 | -€1,229 | - | -€6,024 | -€3,703 | -€13,840 | -€10,043 | -€4,753 | -€8,358 | ▼ 75.8% |
| Financial charges65/66B | - | - | - | €514 | €657 | €120 | €201 | €75 | ▼ 62.6% |
| Recurring financial charges65 | €1,004 | - | €420 | €514 | €657 | €120 | €201 | €75 | ▼ 62.6% |
| Profit (loss) for the period before taxes9903 | -€2,233 | - | -€6,443 | -€4,217 | -€14,497 | -€10,163 | -€4,954 | -€8,433 | ▼ 70.2% |
| Profit (loss) for the period9904 | -€2,233 | - | -€6,443 | -€4,217 | -€14,497 | -€10,163 | -€4,954 | -€8,433 | ▼ 70.2% |
| Profit (loss) for the period to be appropriated9905 | -€2,233 | - | -€6,443 | -€4,217 | -€14,497 | -€10,163 | -€4,954 | -€8,433 | ▼ 70.2% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €86,969 | €58,565 | €70,093 | €62,806 | €37,099 | €39,084 | €30,619 | €34,784 | ▲ 13.6% |
| Fixed assets21/28 | €2,667 | - | - | €619 | - | - | - | - | - |
| Tangible fixed assets22/27 | €2,667 | - | - | €619 | - | - | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €619 | - | - | - | - | - |
| Current assets29/58 | €84,302 | €58,565 | €70,093 | €62,187 | €37,099 | €39,084 | €30,619 | €34,784 | ▲ 13.6% |
| Stocks and contracts in progress3 | €13,350 | €13,350 | €18,700 | €19,784 | €19,784 | €18,999 | €18,999 | €19,384 | ▲ 2.0% |
| Stocks30/36 | - | - | - | €19,784 | €19,784 | €18,999 | €18,999 | €19,384 | ▲ 2.0% |
| Amounts receivable within one year40/41 | €66,911 | €42,667 | €43,328 | €41,852 | €10,242 | €18,760 | €9,639 | €9,639 | = |
| Trade receivables40 | - | - | - | €41,303 | €10,241 | €12,855 | €9,639 | €9,639 | = |
| Other amounts receivable41 | - | - | - | €549 | €1 | €5,905 | - | - | - |
| Cash at bank and in hand54/58 | €4,041 | €2,547 | €8,064 | €551 | €7,073 | €1,326 | €1,982 | €5,761 | ▲ 191% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €86,969 | €58,565 | €70,093 | €62,806 | €37,099 | €39,084 | €30,619 | €34,784 | ▲ 13.6% |
| Equity10/15 | €6,692 | €2,286 | -€4,158 | -€8,375 | -€11,022 | -€21,185 | -€26,139 | -€34,572 | ▼ 32.3% |
| Contributions10/11 | €6,750 | - | - | €6,750 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€1,918 | -€6,324 | -€12,768 | -€16,985 | -€31,482 | -€41,645 | -€46,599 | -€55,032 | ▼ 18.1% |
| Amounts payable17/49 | €80,277 | €56,279 | €74,250 | €71,181 | €48,121 | €60,269 | €56,758 | €69,357 | ▲ 22.2% |
| Amounts payable after more than one year17 | €43,226 | €43,226 | €43,226 | €43,226 | €43,226 | - | - | - | - |
| Financial debts170/4 | - | - | - | €43,226 | €43,226 | - | - | - | - |
| Amounts payable within one year42/48 | €37,051 | €13,053 | €31,024 | €27,955 | €4,895 | €60,269 | €56,758 | €69,357 | ▲ 22.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | - | €43,226 | €43,226 | €43,226 | = |
| Financial debts43 | - | - | - | €1,388 | €953 | €953 | €953 | €953 | = |
| Credit institutions430/8 | - | - | - | €1,388 | €953 | €953 | €953 | €953 | = |
| Trade debts44 | €36,482 | - | €13,074 | €8,441 | €712 | €3,024 | €1,725 | €2,879 | ▲ 66.9% |
| Suppliers440/4 | - | - | - | €8,441 | €712 | €3,024 | €1,725 | €2,879 | ▲ 66.9% |
| Advances received on contracts in progress46 | - | - | - | - | - | €3,891 | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €1,192 | €3,174 | €2,398 | €4,113 | €18,057 | ▲ 339% |
| Taxes450/3 | - | - | - | €1,192 | €3,174 | €2,398 | €4,113 | €7,657 | ▲ 86.2% |
| Remuneration and social security454/9 | - | - | - | - | - | - | - | €10,400 | - |
| Other amounts payable47/48 | - | - | - | €16,934 | €56 | €6,777 | €6,742 | €4,242 | ▼ 37.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,233 | - | -€6,443 | -€4,217 | -€14,497 | -€10,163 | -€4,954 | -€8,433 | ▼ 70.2% |
| + Depreciation and write-downs630 | €1,430 | - | €618 | - | €619 | - | - | - | - |
| Operating cash flow (approximation) | -€803 | - | -€5,825 | -€4,217 | -€13,878 | -€10,163 | -€4,954 | -€8,433 | ▼ 70.2% |
| Change in cash | - | -€1,494 | €5,517 | -€7,513 | €6,521 | -€5,747 | €656 | €3,779 | ▲ 476% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 20 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 22-09-2026 | 2026-00522901 |
| 31-12-2024 | micro format | 18-08-2025 | 2025-00385505 |
| 31-12-2023 | micro format | 29-08-2024 | 2024-00450891 |
| 31-12-2022 | micro format | 29-11-2023 | 2023-00523499 |
| 31-12-2021 | micro format | 30-08-2022 | 2022-20399798 |
| 31-12-2020 | micro format | 13-01-2022 | 2022-01100194 |
| 31-12-2019 | micro format | 13-01-2022 | 2022-01100131 |
| 31-12-2018 | micro format | 07-10-2019 | 2019-68900264 |
| 31-12-2017 | micro format | 11-07-2018 | 2018-31900444 |
| 31-12-2016 | micro format | 28-09-2017 | 2017-63400075 |
Similar companies · same sector and region
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- Other function
- began earlier
| Name | Functions and periods |
|---|---|
| BOUAMAR ANOUAR |
|
| LAMRABAT KARIMA |
|
| CHENTOUF TRIBAK KHALID |
|
| Cheraa Hicham |
|
Owners and capital
Capital and shareholders
- BOUAMAR ANOUAR 100 shares
- LAMRABAT KARIMA to BOUAMAR ANOUAR 100 shares
- LAMRABAT KARIMA 100 shares
- CHENTOUF TRIBAK KHALID to LAMRABAT KARIMA 100 shares
- Chera Ahmed to Chentouf Tribak Khalid 100 shares
- Cheraa Hicham to Cheraa Ahmed
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 28-11-2025 Capital stated in the deed · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
22-05
Gazette deed
Resignation: LAMRABAT KARIMA (director)Appointment: BOUAMAR ANOUAR (director) · Share transfer · Shareholding8 facts ▸
- General meeting, 01-04-2026
- Director resignation, LAMRABAT KARIMA (director)
- Director appointment, BOUAMAR ANOUAR (director)
- Share transfer, LAMRABAT KARIMA → BOUAMAR ANOUAR
- Shareholding, 01-04-2026, 100
- Other provision, “inscription de la cession au livre des actions” (deed in French)
- Other provision, “absence d'autres changements dans la société” (deed in French)
- Director in office, BOUAMAR ANOUAR (director)
28-11
Gazette deed
Resignation: CHENTOUF TRIBAK KHALID (adimnidtrateur)Appointment: LAMRABAT KARIMA (adimnidtrateur) · Share transfer · Shareholding8 facts ▸
- General meeting, 17-11-2025
- Director resignation, CHENTOUF TRIBAK KHALID (adimnidtrateur)
- Director appointment, LAMRABAT KARIMA (adimnidtrateur)
- Share transfer, CHENTOUF TRIBAK KHALID → LAMRABAT KARIMA
- Shareholding, 17-11-2025, 100
- Capital
- Declaration, “il n ya pas d'autres changement dan la societe.” (deed in French)
- Other provision, 15H, “meeting closure” (deed in French)
09-12
Gazette deed
Capital & sharesShare transfer2 facts ▸
- General meeting, 22-11-2024
- Share transfer, Chera Ahmed → Chentouf Tribak Khalid
12-01
Gazette deed
Appointment: Chentouf Tribak Khalid (director)Resignation: Cheraa Hicham (director) · Share transfer4 facts ▸
- General meeting, 31-12-2022 (2 times)
- Director appointment, Chentouf Tribak Khalid (director)
- Director resignation, Cheraa Hicham (director)
- Share transfer, Cheraa Hicham → Cheraa Ahmed
Show earlier events
About the unread acts
Of the 11 Belgian Official Gazette deeds we know for this company, 4 have been read. The other 7 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
2 establishment units
2 parcels
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23027G0665/00Z000 | Flanders | 748 m² | 1 · 159 m² | 17.0 m · 4 |
| 21902A0422/00K005 | Brussels | 186 m² | 1 · 157 m² | 19.7 m · 6 |